Does anyone know the process of getting a business loan out to start a business? My main questions are is there a max amount your Able to get, which banks are best to work with? Say credit score is around 660.

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Posting as :
works at
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Check out SBA.gov. That credit score won't help you much.

Okay I will check it out

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For all your financial needs, we are available to finance you in your real estate, automotive, agricultural projects and in your businesses. if you are interested in a loan please contact me

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Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

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How does pwc’s wealth builder plan work ?

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Question for Sales leaders who’ve said “I did an analysis and concluded we just need more at bats”.

Does it feel like you’re saying something useful? Or are you also writing a book titled “In order to get rich you just need more money”?

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Hi Fishes,
Had a very serious query. In my current organization I was not under taxable bracket by any means so I didn't submit any investment declarations or anything. But I'll start a new job in 2 weeks where I'll be under taxable bracket. So will I get a chance to submit my investment declarations in the new company for tds calculations in the middle of the year ? I'm new to everything so would appreciate your help. TIA :)

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Are US markets or Emerging markets the smart move for 2021? We have the fed but they don’t have the burden of future debt 🌎

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New to crypto.. can someone please suggest a good place to read/watch and understand more in cryptocurrency …

Went through couple YouTube videos.. got nothing than confusion !!

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My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

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Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

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By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

Which style home do you prefer and why?

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Save your money.

Post Photo
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Mutual funds you have your eye on right now?

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I'm relatively new to stock market investments and have tried to build a balanced portfolio for the long term. Should I hold the stocks for long term or does it make sense to book profits in between ?

Best way to transfer money from US bank account to Canadian bank account? Transferring offices to Canada and want to learn what is the best / most cost effective way to do this. Thanks!

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Hey guys with the current market boom I found a single family home 25 years old in a good school district with in my range . Looks like its decently maintained . Is there any thing specifically needed to look for ? When buying a house

likefunny

Do we have to update the tracking and trading with details of like mutual fund, life insurance

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Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

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Has anyone’s credit score dropped dramatically? Mine dropped almost 20 points in one month and the reason says because the age of my accounts are low but I haven’t opened any new ones? wondering if it’s covid related somehow?

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Does anyone else balk a little bit when applying for jobs and the recruiter or job description mentions a lot of blog writing and other content like that?

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Hi Fishes,

I graduated from a reputed College as a B.com Grad 2020.
I have working in Deutsche Bank ever since.
Our team has gone through a very tough time cause few for the senior member left us. I have support very well and taken up all the roles of a Senior Analyst.
But, I am not happy with this year’s appraisal.
What should be the average salary at this point of Career.
Note- I have passedCA inter.
Currently pursuing CFA as I want to have a career in Financial markets.

Hello All, I’m a project manager but seeking to pivot into UX Research. I do have some experience but don’t have a portfolio yet. Can anyone advise if I should focus on going through a bootcamp or focus on getting a Masters in HCI? Or just building a portfolio with the experience I do have? There are very few entry-level roles and many places are only hiring “Sr UXR” with 3-5+ years of experience! Any tips on how to break into this field and/or stand out as a junior applicant?? Thanks!

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Hi there! I’m a new grad PT trying to navigate/figure out what a fair starting pay is and if I should negotiate. I will be working in acute care for a well known hospital in Cincinnati, OH. Anyone willing to share their pay and YOE?

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Hello! What is the best way to structure a discovery call for SaaS sales? e.g. share a deck, only focus on their use case (current state, goals, pain, etc.), share a story, etc. Lastly, how do you go further than surface level, like if they mention they are having issues with xyz, which is usually a symptom of the problem and not the problem itself. Any info would be appreciated, thanks.

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Do HCL consider candidature once bgv is red. I worked in a startup but dont have proper documents so submitted documents from another company. Is there any way to get it resolved. Please suggest what can be done.

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Anyone ever switched to a transaction manager role in a big investment bank/ fin services bank after big law? Grateful for any advice.

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I’m getting back into the design game after taking a break. I left a very toxic work environment that deeply effected my mental and physical health and took a very different job to have a change of pace and do something different. But I miss doing graphic design and creative work. Any advice with getting back into the field after being out of the game for 6 months?

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I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Top consulting firms in the aviation / urban air mobility space?

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Bain & Company Anyone have a 2nd Round Interview at Bain on 1/14 for Experienced AC hiring for NY / Boston? Have you heard back yet? Bain & Company

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Hi Fishes……..requesting you help regarding the pay range for a Managed Services Consultant.
Also please let me know how much hike can I expect on the below
Current CTC-13.9
YOE-2.5 (15 months relevant work ex)
Btech+MBA

Can we reimburse internet bill in Verizon ? How much and where should we look for it?

likesmart

Interested in relocating to DEN and looking for a senior client services role. Lots of big brand/agency experience (traditional, digital, and experiential). Leads or suggestions would be amazing!

I'd like to have kids one day..

I don't think I could stand them any longer than that though.

funny

Hi everyone! Is there anyone who can give me a referral in KPMG Dubai?

I got offer from DXC . It is asking for e-sign to accept offer. Can i reject offer after it? Does it affect .

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Any ID attorneys get their CPCU? Trying to make myself more marketable as claims counsel or in-house for a carrier (not doing ID).

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Additional Posts in Small Business Owners

Wondering if there are marketing people who work with companies to earn a commission? Does this exist? Does anyone have any experience with this? What are your thoughts? Considering something like this for my fashion business.

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I'm glad there's now a bowl for small business owners.

What are your top 3 challenges that you face?

I'll start. I own a wine business for background information.

1. Getting people to buy wine virtually
2. Shipping cost
3. Supply

A little frustrated that I have friends who persistently ask for discounts or free products. If you can't actually support my business when it's just getting started, wait until you can instead of asking me to lower my prices for you.

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I hustle Swag on the side. Any startups or really any company of any size need someone to build and manage a company Swag store, ping me : ).

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Hello! I run an architectural and interior design studio in India with our focus ranging from conceptual designs and visualisations to construction drawing sets. If someone has any leads, commissions or an advice please free to drop a comment

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Is it better to register as DBA or LLC for someone starting a side hustle that may hopefully turn to a small business?

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I'm just getting my interior styling business off the ground. We're offering interior decorating services for those who are local and virtual designs for those who aren't.

Let me know what you guys think about this design.

Most critiques are welcome!😉

Post Photo
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Business Owners - what are you doing for health insurance?

I have a daycab with no plates or MC numbers and I heard there were companies that provide their authority for my truck and great pay. does anyone know what companies do this ?

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Thinking of starting a tutoring business franchise, like Sylvan, KUMON, or Mathnasium. Do these businesses usually suffer during economic downturns like a recession?

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I'm working on a pitch deck, for an event that I'm planning next year for my wine brand called OBA, but I'm struggling to come up with sponsorship ideas.

I don't want to go the traditional route of creating tiers, because I feel like you should do most of the things in tiers regardless on how much they donated. Can anyone assist with coming up with some ideas?

Also, does anyone know how to create a virtual swag bag?

Thanks in advance.

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Anyone been to a small business expo? Been in business for about a year, not doing great but not doing horrible. Think I could benefit from others' expertise and some networking. Worth it or just join a Facebook group or something?

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Howdy! I’ve been a small business owner for longer than my stay in public school. Thanks for making this page! My wife and I run a photo imprinting business in our home, making photo t-shirts (also screen printed), coffee mugs, Christmas ornaments and a lot more stuff. I also own a firearms training business and am in the process of trying to start an axe throwing range. Lots of fun!!!fi

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What features do you look for when looking for payment and merchant services? It seems like a lot of people go with Square because it’s simple but you’re paying for it and it doesn’t offer many features. I’m trying to get back into this business. I work with a reputable company offering full-featured business service and I’m here to offer other features and help other small businesses evaluate their options. Can help cut costs, help with cash flow and other services, inventory management, etc.

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Looking for recommendations in the VA or DMV area for small biz:
1. Attorney 2. SBA banker 3.Accountant

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Have a business and need a simple and
friendly platform to handle benefits,
payroll, HR, and compliance - all in one
place for your employees? Justworks is a
platform that makes work/life easier with
access to corporate-level benefits that
ensure people feel secure. They handle the
nitty-gritty of payroll, benefits, compliance,
and HR, so you have more time to learn,
grow, and seek something worthwhile.
Happy to give referrals for this company
for companies looking to find a HR/ Payroll
platform

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I have a small business that I started last Fall. In an effort to just get started I choose a business name that included my name. As I continue to grow I want to rebrand with a more generic, but catchy name. How did you all come up with your business name?

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Hello small business owners! How many of you have an exit plan in place to harvest the wealth you’ve built and make sure your family is taken care of? Stats show that the vast majority of business owners have never thought to make a plan.

At my firm we always tell clients “Everyone leaves their business eventually. Whether you do it standing up or lying down is up to you!”

Comment or message to get a free consult today!

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For those who are established, what steps did you take to ensure consistent growth? One thing that has always deterred me is how often businesses fail. I'm looking for an exit opportunity and have been considering building my own thing for a while. Thanks!!

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