My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Did anyone else get a ridiculous rent increase this year?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

What’s the most you would feel comfortable spending on rent in BH/WeHo for a 1bed at $250k TC and no debt?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

Thoughts about Georgetown? Looking to buy and wondering what the current and future outlooks are in terms of growth

Would ETH be the next BTC?

Fine day for crypto!

Welcome to the Chicagoland Real Estate Bowl!

The goal of this bowl is to create a platform for any and all questions you may have related to all things buying, selling, investing, and flipping real estate.

Additionally, if you need a broker I’m happy to help directly! I’m part of the number one sales team in Illinois out of our Brokerage!

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

Relocating from the west coast in late spring. We have three kids under 6. School system is important to us. Thinking relocating to the Lake Norman area or Fort Mills. Pros and Cons. Looking to purchase a house and sq at least 3250-3500 min. Any advise for the area.

Small business owners, what's your retirement plan? Please share whether you have another job or just your business too

What is cost of leaving near Bagmane TECH park Bengaluru?
1BHK house rent?
#Bengaluru

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

Looking for a lawyer for get prenup done. Any recommendations will be helpful

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

My company has asked for investments proofs. Jts feb only and i have upcomming mutual funds sip also. How can i show these upcomming sip investments ?

Looking to get some new knives to rebuild my set. Interested in brands and types of knives y’all are cooking with

Any recs on where to get a nice tux (to wear for my wedding)? Thinking ~1.5k budget

What is the best way to study for a PHR?

Question : I want to change career from a support engineer to sales. Is that possible ? I have 4 YoE in technical support and want to change to sales.
Any ideas where to start, and what positions I should be looking for given I have not worked sales before ?

Coronavirus is more deadly for overweight people - shall we ban Coca-Cola ads for a few months to flatten the curve ?

Is it normal to not get a perfect review? Just curious . Does everyone pretty much get some sort of constructive feedback?

Anyone on bench reporting to airoli office?

How are testing projects in Deloitte banglore? Anyone has hints of roles and responsibilities in product testing ?
Please dm

Industry on HBO >>>>>>

Are we getting paid tomorrow since it’s a holiday weekend? I believe Juneteenth weekend we got paid on a Friday even though pay day was Tuesday

Looking for training courses or similar on linear TV planning & buying. Any resources out there that go a little deeper than the basics?

Anyone have a referral to an Account Manager role or work somewhere they really like? I have lots of full cycle AE and SDR experience, and transferable skills from prior roles. 6 years in sales, 4 years in tech, 1 year in Fintech. I’m new here, anyone have a hand to lend? Advice? I’m feeling stuck, but that’s a longer post for another day.

Hi all, currently a senior in undergrad at a target school who is looking for a referral to Oliver Wyman as I apply for FT positions, any help would be great! Happy to share resume or any helpful info as well

Where do you usually get your morning coffee? Live downtown and trying to find a new go-to, but also just like checking out new places!

KPMG and KPMG global services private limited are different

Does anyone knows a company that is hiring. I've worked with health insurance for over 20 years. I am stagnated on my current job. The salary I am looking for is $48,000 or more. I live in greenville, sc

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

What do you wish you knew before you began the home buying process for the first time? What would change if you could go back to the beginning of the process?

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I'd like to buy, but the market is absolutely atrocious currently

Thinking about using my VA loan in a few years. Any advice?

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Anyone here willing to connect/talk about buying a house in Toronto. Would really appreciate it. I am just overwhelmed thinking about it and not taking any action.

Any recommendations for buying agents in Massachusetts?

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Is buying fancy condos with high HOA(>$1k) worth it?

What is the most difficult part of buying a home for the first time?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!