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True story: I told the cashier at McDonalds I was going to use Apple pay and she dropped a bag of apple dipper slices on my tray and charged me for them. #cantmakethishitup
Too bad chip and signature is security theater. Chip and pin is where it's at.
Yes
Yes when Discover offered 10% cash back for using Apple Pay in an actual store
Yes
Yes
Yes, whenever available. More secure than own cc.
@d2 How is it more secure than a cc?
Uses a new cc number each time you ding. Never your own. To hell with my USAA debit card.
Credit card scammers can use the magnetic strip to steal your info hence the chip reader
USAA just got the chip in the last few weeks, after thousands of scammed debit cards. I used mine only where Amex wasn't available (dry cleaner routinely, then a restaurant in NJ, another in PR--stolen at both the latter). Never had an issue with Apple Pay, and returns go right back on your card the by the same method.
I get really irritated when people complain about the extra 5 seconds the chip takes. Safety first 😎
I use it all the time
All the time
I do this for a living and I pay with ApplePay as much as humanly possible because I know how the sausage is made.