Does downgrading the CSR to the no-fee sapphire start the clock for receiving another sign up bonus in 48 months or do I have to product change to a non-sapphire card?

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There is no no-fee sapphire, only the less expensive Preferred cars. The clock starts when you applied for your first chase sapphire product. If you downgrade to another product, like the freedom, the clock does not reset.

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i too, did not know there’s a no fee sapphire card…. ooooh!

It's 48 months since you received the bonus. So keeping the CSR, downgrading to any card, or canceling all together doesn't impact the waiting period.

I'd recommend downgrading to the Freedom Flex vs. The plain Sapphire.

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Didn't realize I could have duplicates, thanks!

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