Is it true that some* debt is good debt. I’m referring to student loans, interest is ranging from 2% - 5% (all federal loans). Total is 20k, is it smarter to pay it off immediately and ASAP or just stretch and put the extra money into investing? Note I just graduated this year, thank you guys :)

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

Which pension plan does KPMG UK use? I’m US based but needing to rollover my existing UK pension due to new job / new independence restrictions and trying to align plans. Thanks!

Thoughts on buying a 2nd house in this market? Need a property close to the slopes here in CO. When do we think the vacation market will bottom?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Hello Fishes!

I’m in my early 20s and would like to get some ideas on what would be the best way to start investing? I have 10k for Emergencies, 20k in HYSA. And extra 10k to play around with. I’m already investing in my 401k up to my company’s match and planned on maxing out my Roth eventually…but would to know what are somethings you are all doing for investment.

Thank you!

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

How does pwc’s wealth builder plan work ?

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

Does Donald Trump's evasion about releasing his tax returns bother you?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Has anyone ever negotiated having a company pay off their student loans after a certain number of years working there?

Where is everybody putting their money right now?

I am already close to maxing my 401K, maxed my IRA, and purchased $10k in I-Bond. The remainder of my investing goes into a taxable brokerage account.

Anything else out there I should be considering in this terrible market? I know the I-Bond is the only thing that’s going to make money this year. 😔

I’m investing all my retirement (401k, Roth IRA) in a s and p500 fund (FXAIX). Thoughts on if this is wise in the long run vs just using a target date fund?

Should I trade bitcoin?

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Guys, what platform do you use to trade US stock?

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

Hi everyone

Does S&P Global revise an offer based on a counter offer?

Thanks

How is WLB at onsite(malaysia)? I have been offered a role at client site.

Hi people actually i got a call on 30th april that you have been selected to Barclays but still on the career portal it's showing completed. But the hr has told me the joining date but i didn't received anything

Hello Fishes,

I have signed the offer letter received from NTT Data. What will be the consequences if I don't join?

Does murex tool has really high demand?

How much should a senior email designer/developer make? I make 77k USD and feel like I’m underpaid. 😕

Anyone want to go on a date today? 🤷🏻‍♀️

EYGDS vs Deloitte USI - which one is better for US taxation teams

How does pwc’s wealth builder plan work ?

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

Is crime in Houston as bad as people say it is? I feel like I've been hearing about how awful the city is getting to be non-stop, but I just don't see it.

Just did sit ups. Walked into the bathroom to check, still nothing 😐

If anyone wish to re join IBM, what is the minimum gap one should have to take ?

Has the process of releasing offer letter slowed down recently? Is anyone else waiting for the offer letter ?

Any thoughts on the IP litigation outlook in Atlanta and/or Charlotte? Looking to move but I’m not sure of the workload there. I predominately focus on patent infringement at my current firm.

What do you think is going to happen with Trump’s legal troubles?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Why does TD have two trading apps and which one is better? Currently downloading thinkorswim

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

Anyone know of a good cross-border US/UK financial fiduciary?

Option 1: margin loan based on brokerage account assets, Option 2: home equity loan on a paid off property. Looking to use the cheap debt to DCA invest in the market over the next few months. Have reasonable risk appetite, thoughts on one vs another?

As an investor, do you choose longer or shorter amortization periods when paying off your mortgage and why? Will return on investment be higher if the amortization period is longer?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

Has anyone bought a house in pre foreclosure for investments? How do you assume possession of their loan? Do you have to go to the bank and qualify for it or just sign? Also, is there a way to see how much in fees and backed mortgage they owe?

Learned on the day of the deadline to enroll, that my partner's employer offers voluntary participation on a deferred compensation plan. First time I hear of such a benefit/option after working for years! Any general (i.e. not plan-specific) lessons-learned, gotchas, pointers to offer as we will have to quickly decide to enroll or not?

TIA!

What to do when your spouse is on a diff tangent in terms of finances? My wife wants to spend spend spend and I want to save save invest.

260K base HHI and no debt. What is the max you would spend on housing? Take home is $11,000 after maxing out all tax-advantaged accounts. I was thinking $4000 a month, but not sure if it is too aggressive.

Okay guys give me a list of things to lower my taxable income. Make yearly with wife 200k.

Given crazy market returns recently, do you still expect the market to rise at 10% over the next 30 years?

Need an opinion on the Vanguard VIGAX/VIGIX. I’m index riding with that fund but am wondering if I should shift my risk and go with VT or another Vanguard fund. Thoughts?

Recent college grad with ~$25k in student loan debt and no investments. I have about $10k I want to invest but I have no idea where to start. Please help

Advice and tips for a first time rental property investor?

I am 24 saving up for my first property to purchase at the end of 2021 / early 2022 in the Long Island, NY area.

I’d like to save up around $50K in my HYSA for a property <$400K in LI. Does this sound reasonable?

Does anyone have any advice on investing in the LI area (best location, SFH v MFH) or just general first time rental property buying advice?

Thanks all

Anyone here retire in late 30s or know someone that has?

Investing beginner here. How did you learn? Any resources that I could read/watch would be helpful. Thanks

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?