Are 401k’s really worth investing in these days? What are the % returns you guys have been seeing for the last few years? For those that have been working before 2008, how much of an impact did the housing crash have on 401k and how much did the recent COVID pandemic affect it?
Does your network include the money in your pension account as well as any portion of real estate that you’ve paid off?
How do people generally invest in stocks long term ? I bought some stocks last month for mid-long term. But once the market stabilizes, do people keep adding more monthly like 401k or wait for....
Would you recommend for a younger person to contribute to their 401k past their employer match before putting money towards debt and opening an IRA? Or should one prioritize paying off debt/IRA before contributing past the employer match?
Anyone manage their own investments? How did you get started? All my money is either in a savings account or 401K and I feel like I should be doing more. But the investment world seems so intimidating, I have no idea where to start and how to ensure compliance with the firm
How much do you plan to spend in retirement per year? Has this impacted whether you chose roth/traditional 401k?
Best brokerages to open an IRA or Roth IRA where I plan to roll over tge 401K? For context, visa holder here considering going back to my home country, and want to be prepared in case I do leave the US, but I'm confused on the best approach to avoid penalties and leave the money there until retirement age. Thanks!
Are you just tired of your significant other and the only thing keeping you going are your kids? I am. Between work and the kids I feel like marriage is a side job at this point without a 401k!
Need some low-touch investment options. I don't really have the time to put much effort into personal investing and already maxed out my 401k match. Any suggestions?
is it bad that for the first year out of college, i did not contribute to my 401k? living in nyc. will be setting it up after i get a small raise. do i need to do anything to make up for last year?
How much of your base salary do you put into brokerage accounts? I’ve maxed out 401k and want to put some money into Betterment. Advice appreciated!
This might be a dumb question (and I’m fine if anyone thinks so) but should I withdraw all 401k and do a cash out mortgage refi to pay off almost all of my $200k federal student loan debt?
34k liquid, 55k outstanding student loan, 21k across investments (401k and brokerage accounts) - was thinking of buying and putting 30k down in Chicago. Thoughts ? Am I better off renting and saving more?
An argument for minimum wage increases. And a reason to be concerned for the future. No 401k and not enough for an IRA.
Traditional vs Roth 401k, which do you use and why? Please discuss, currently my mindset is I use a Traditional 401k and it lowers my taxable income. I understand I’ll pay taxes once I retire. Etc etc.
Hi! 38F making my annual 401k bump in salary % contributions. Currently at 6% Roth deferral, do I add to Roth or traditional 401k contributions? I had 9 years at an old job that was all traditional contributions, so I’m torn at what the “right” thing to do as I’m working to get closer to max out my annual contributions. Open to advice and resources TIA!!
Parents recently divorced and I’m helping my financially illiterate mom figure out how to manage. She’s sitting on $400k in cash from a house that was liquidated. Another $200k in various blue chip or diverse funds. What would you do to set her up for success and ensure I’m not financially supporting when she likely needs to retire in 10 years?
Hello. I currently work at Cigna (specifically express scripts PBM). I am looking to move to a similar company working in operations/ product management roles. Does anyone have open positions or suggests on which companies to apply to?
Very impressed with the people and culture at EY Ireland. This is an organization that truly lives our EY values.
PRAISE BREAK - just got a promo and will be making 100k at the age of 24. Just blessed. Nothing but God. Flourish, y’all 💁🏾♀️🙌🏾 Life is amazing and I am so grateful.
I watched the recording of the info session and they said ~80% of applicants get GSAP. Is that really true, it sounds like a really high acceptance rate?
Hey BCW 🐡🐠🐟! Just joined from Edelman, looking forward to meeting and chatting and working with you. European/German here, where are you located?
Little different question - Let's say you have been offered a 45% salary hike in the new companies (both in K and P) when compared to your previous company. But K is giving you a position as Con. And P is giving you a position as Sr Con. Then what will you choose? The kind of work/industry is more or less similar in both the companies. EY Deloitte KPMG PwC Accenture
Why isn’t everyone in big 4 FDD making the move to A&M? Is there something I’m missing? Sounds too good to be true.
How difficult is to transition from complex commercial litigation to being a public defender? Asking for a friend
Media folks with families who moved to Chicago/burbs or to any other city from NYC/Burbs, how is the living,job market,growth,overall difference vs. NY? I’m planning to relocate. Appreciate responses🙏
I ain’t tryna brag, but when I moved to Chicago in 2016 the Cubs won the World Series. Just moved to DC this year. Just sayin’.
Let me throw down the gauntlet. Someday, AdAge will do a feature on ‘50 over 50’ or god forbid ‘60 over 60’ and it will turn the ageism debate on its head. Experience equals HIGH VALUE ASSET.
I just changed my job and the only option I see for insurance is Unitedhealthcare . All the plan has same offerings for infertility treatments which is 70% covered and 30% I’ll have to pay. Infertility Treatment lifetime maximum is Medical - $25000 and prescription drugs $12000 Is it sufficient if I will have to go through the infertility treatments. I am actively TTC but no luck yet. Generally how much it costs to do IVF?
Trump wants to impose martial law and fully embrace his fascist tendencies. Luckily, he is too incompetent to execute his plan.
Anyone here successfully living the FIRE lifestyle? Trying to focus on saving and paying off student loans, but I sometimes feel like I should spend my money to justify my work hours.
My friend posted this so I thought I’d share here. Might work for early career people looking to transition from healthcare into program management/desk research? I know they also have software, so there would be some tech involved. The range has some flex if you have a MS degree and relevant experience. I love how open she is with the salary - I’m willing to bet there is a little flex on the upper end of you have relevant experience. https://www.linkedin.com/jobs/view/research-analyst-at-aurora-wdc-2021934311
On track to finish the Reg modules this Sunday, taking it the following Sunday. One week okay for review?
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