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P1 - No it doesn't. It's just the employee part.
18k max is employee only. Employer + employee contributions cannot exceed $52k
No true up
Does the 18k max include firm contributions?
Thanks P2. That's what I thought as well. Going to reduce my % soon. Can't stand the thought of losing out free money on 401k match and Wealth Builder.
No prob. In the past they've detailed how we need to make sure to pace our contributions as to not max out early for that reason. Which is bs of course.
Pretty sure you can set a max $ limit so as to avoid this issue. Would knock it down to 0% once you hit the limit
P3 - Different issue here😁 If you set the system to stop contributing to 401k on a $ limit, PwC stops contributing and you'll lose out on WB and 401k match that you'd have gotten had you distributed those contributions throughout the FY. Google true up, it's a common issue for high savers.