Fellow 🐠, could you please share your thoughts on living in Atlanta vs LA vs San Diego vs Miami vs Tampa in terms of cost of living, safety and comfort for a married couple with no plans to have kids and preference to rent a 1 bed 1 bath (maybe + a den) apartment in a relatively walkable neighborhood? Our total gross income is around 200k, mostly working from home, although both my wife and I help our parents financially. TIA!

$RKT - ceo was just on CNBC and said founders/employees own 90% shares outstanding and there is a 40% short interest as of 1/15/2021 (MarketWatch). Could be another opportunity.

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

200k in student loans. Unmarried, no kids. If you had to choose - Would you prioritize paying them down/off or saving up for big ticket items like a house/retirement?

Does anyone feel like these cryptos and short term real time pump and jump investments come at emotional and psychological cost? Money looks too easy and it gets frustrating when you just sold something that has been stagnant for days and the moment you sell it just skyrockets etc. just curious

If JetBlue moves my departure time by 3 hours can I get a credit card refund or only travel bank?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

What percentage of your income do you save, invest and spend?

Anyone have a wedding planner they really enjoyed in the DFW area?

Fish fam need advice. I have 70k in savings including emergency. Making 180k p.a including bonus, should I buy a condo for 350k. My lease is up for renewal soon and it bites me to pay 1900 in rent every month. Will be my first home purchase so feeling nervous, please help.

My credit score recently got impacted because I missed a payment by accident. D
How much does it impact my apartment application given the current covid times where landlords in NYC are looking for renters more actively? My score changed from 730 to 650 :(

Bought a 300k end unit townhouse in Atlanta, 14 months ago with 10% down (3.65% interest rate). Prices in subdivision have been increasing over that period. This month 2 non-end units listed for 330k and sold right away. The opposite end unit on my 5 unit building was listed for 340k and is currently pending. What is the best way to stop paying PMI since since I should be at 20% equity?

Are consultants at MBB allowed to trade individual stocks? Or are they limited to mutual funds only? For example, can someone at McKinsey buy AAPL?

FL residents— Covid has made me realize i honestly just want a house by the beach. I want to settle and find happiness. I am looking at property in Boca Raton ( school system is great ) but was wondering if anyone knows of job opportunities there? Not sure the market is great for work opportunities. Thoughts?

Recommendations for a Roth IRA?

What funds are you investing in your 401K? Also, if I change the funds in the 401K by moving all current holdings into another fund, does it count as capital gain since it would sell old and buy new?

When investing liquid cash long term do you all work with an investment advisor or do it yourself? Just got off of a meeting with J P Chase investment advisor who is essentially going to invest my money into a bunch of their own ETFs, S&P500 and some fixed assets. Wondering if it’s paying them 1.5% fees to do it or should I invest time and do it myself.

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Are annual raises really not a thing in this industry? I’ve been with my company a year and a half and asked for one and was basically told they don’t happen unless the company does really well overal

Hello,

Can anyone refer me for a job opening in accenture?


Thanks in advance.

Hi Fishes,

I have been invited for an interview for a Senior Associate position at PWC AC's ethics and compliance department. I am currently a Senior(TL) at EY, will this position of a senior associate be a sort of demotion for my career?

Have an interview with a company I really want to work for tomorrow. My last job I was laid off b/c of an acquisition&recently accepted a job at a diff company b/c I couldnt afford not to. I got this invite shortly after. The place I’m interviewing at the job wouldn’t start til next year. I dont want to seem like a job hopper. Do i tell them I’m at a new role or just not bring it up? The acquisition was public so they can see Im no longer employed with the most recent work history on my resume

Hiring for many roles in LTI.

Please comment if you are interested.

Valid till end of Aug
but sooner the better

Skills:
Matillion
AWS Architect
Azure Architect
Bigdata Architect
Informatica Architect
IBM MDM
AWS with Redshift API
Azure DataBricks Developer

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Hi Fishers,

Can anyone please refer me for boutique management consulting firms as I have less than 1 year of experience and I think it's hard for me to get into top consulting firms. I am looking for a job as I want to switch to management consulting.

I would also like to know what upskilling should I do to be a better fit for management consulting. I currently work as a Market research analyst.

Any help from the community will be really helpful. Thanks in Advance!

How much time does Common wealth Bank of Australia take to release offer or get back after HR discussion... I had discussion on the expectation after uploading all the documents with HR... HR had told 2 to 3 days but hasn't got back or no communication even after 3 days...

Why is this bowl so cold? 😀

I have a business idea in the VR/AR space utilizing AI. However, I lack skill sets to evaluate viability or to create an MVP. Neither do I have a network to tap into.

My plan is taking classes to deepen my knowledge while joining and actively participating in communities to find collaborators.

Does this approach make sense or do you recommend other approaches? If it makes sense, do you have any recommendations for classes or communities?

Look forward to hearing your experiences and wisdom!

I had a call w/ a recruiter and after hearing about the job, I *really* want it. But I’m worried I priced myself out of the role. I sent my resume/portfolio after and haven’t even gotten a reply that she received it, and I’ve followed up. I’ve been getting recruiter messages offering salaries up to 120k for copy/senior copy roles (which surprised me) so I gave 110-120 as a range on the call. She hesitantly said she thought 115 would be OK. But wondering if the salary could be the issue? Thought?

Do any of your companies utilize the Jobs tab on your Facebook page, or the companies' career page?

Anyone go from SaaS / licensing sales to services (strategy & implementation) sales?

I'm thinking of moving from large cap tech to large cap consultancy firm to help build the resume and round out my experience. I enjoy and do well in licensing, but I'm fairly young in my career (<6 years) and received a great offer to make the move.

Big fan of the org and team I'll be joining as well.

Thanks!!

TC ~$300K

Hi, I am selected for the Content Developer role in TechM, but they are just offering me a 30% hike and I even need to shift to Pune. Is it good or are there other ways to increase the offer? HR told me that this salary is auto generated from the system and can't be increased.

Can anyone shed some light on what it’s like to join Cognizant as an MBA hire? Is the work life balance better than B4 considering they pay less?

Potentially buying house (~ 30 year old ) which has a radon mitigation system put in 2006, the level currently is at 1.6 pci/L. I know EPA recommends below 4, but is this still elevated?

CFA or CAIA?

What is the correct order of MBB?

Didn’t eat lunch or dinner. Would you judge me if I ordered two different snack boxes on my flight?

Guys, can u answer me if McKinsey Brazil gives a signing bonus to its new hires?

What's the deal with PTO, holidays, and utilization?

Do y’all give your notice before or after the background check clears? Nothing is going to pop and I really want to quit, but feel kinda weird about it before knowing 100% it clears

Is it possible for someone to make a jump from Exp. Associate at PwC to Senior Consultant at other Big 4?

Is it true Deloitte put travel ban till 1/1/2021, targeting local office opening for 9/1?

Any book recommendations about human psychology / thought processes?

When your eyes pop open at 5:50am on Saturday because you don't remember if you submitted your timesheet (holiday season throws things off). Thankfully I did. Back to bed

Best consulting firms for PE work (CDD,Value Creation)? Looking for the best firm for exit ops to PE ops eventually. Thanks!

Looking for some book recommendations :)

Imagine if consultants had to go through polygraph tests in commercial accounts, what would happen

Recent Grad without any home office furniture. Need recommendations on desk, chair, 2nd monitor, anything to keep me productive at home.

Has anyone moved states and changed their home office / region? (Personal choice not project driven)....If so, what's the process? What approvals are needed?

What are the best books on sales as it relates to consulting?

Who else is doing expenses on an amazing Saturday? I noticed a $50 dinner charge. Damn you Sheraton. I hardly ate anything that night.

Is anyone else getting depressed from everything going on? I’ve barely done anything all day except read coronavirus articles and now I just want to take a nap and not wake up until this is over