Fish fam need advice. I have 70k in savings including emergency. Making 180k p.a including bonus, should I buy a condo for 350k. My lease is up for renewal soon and it bites me to pay 1900 in rent every month. Will be my first home purchase so feeling nervous, please help.

Single and childless but would like kids. High income and maxing out all tax advantaged accounts I can but was thinking of starting a 529 in my own name to be transferred to future kids. If I don’t have kids maybe transfer it to my nephew. Thoughts, pros, cons?

Is there an app where I can see all the list of credit cards and the balance I owe, where the app doesn’t force me to enter bank log in details like mint

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

What bank do you use, and why? My old bank doesn’t have branches here, looking for suggestions.

Comparable Comps for Micro-cap software companies...

Trying to understand market value for a target and struggling to find comparable comp set. I’m new to working on deals this small and any guidance on how to approach this would be appreciated (I.e., specific resources to reference, type of multiples typically used - Ebitda or rev. NTM/ LTM).

Target info: >$2MM rev., ~100K EBITDA, ~10% YoY growth

Thanks!

With NYC legalizing weed, are there any stocks to watch out for?

What are you doing for a retirement plan as an independent consultant? Solo 401K, SEP IRA, etc.? Any recommendations on where to open an account?

What is the average Manager salary in Netherlands? (4 big or MBB or boutiques)

I work for a mortgage company and I service many commercial mortgages that are unique in structure which makes servicing more challenging. Since we are a smaller company we have to come up with solutions or work harder get things done. I would say I do some managerial work now and train new staff. How should I approach a salary increase? What’s the ball park of commercial mortgage loan service salary?

Which one is better?

Infosys 13L + 1L joining bonus (11.7 is fixed) (location: Bangalore) in Development role

CTS 12.45 L (12L is fixed) (location: Bangalore) in Development role

Amazon 14L + 6 L joining bonus (location: Chennai) in Support role

I'm currently in support role and main reason for switch is to work in dev. Please suggest which offer i should take.

Current CTC 4.37 L, YOE 3.2

Anyone in Corp Dev M&A? Received verbal offer today and it was a total boner killer that sounds non negotiable. Offer came thru random guy in HR vs hiring mgr/director and seriously considering going around hr cause the guy sounded lazy asf.@

Would like to understand market comp for in office CD roles, 4+yrs m&a experience and 25-40 advisories under belt. It’s an F500. Basically a pay cut of like 60-75% lol, idk if they’re testing me or serious. Edit: Happy to give any additional details.

Hi Fishers,

DM me if anybody want to file ITR for last year, I will help you get good refund amount for whatever tax paid or deducted from salary during the financial year.

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

What's maximum salary for AM Risk advisory at Deloitte India.

I don't know if this is a recent change but I’m seeing postings for junior copywriter/community manager roles. Have these roles always been attached or posted at a junior level? Is this merged role worth considering as someone young in the industry with more traditional intern and freelance copy experience.

Just had to go to thesaurus dot com to look up synonyms for “exciting”. I think I need a vacation….

best "unique" restaurants?

I’m extremely out of shape and have just started going to the gym. When i do squats, like literally by squat 5 my knees are hurting. But i know my form isnt wrong. Do i just have bad knees or is this normal when ur out of shape?

What’s the fastest/youngest you’ve ever seen someone make partner?

Hi fishes,

I'm looking for good opportunity,

I am having total experience of 9.1 years and 8 years in the Treasury. I am having 10LPA..

My key responsibilities are cash management, forecast, variance, Hedging, and investments, opening and closing of the bank accounts, bank reconciliation, handling customer, vendor, tax, and IC payments, audits, borrowings and handling bank KYC and AML issues.

Thank you.

What are some of the more common exit jobs that audit managers take?

Looking for a rep who’s taking on new DPs. Not looking to hire a DP, just looking to recommend a rep to a DP friend. TIA

Anyone else stuck here without family? I'm in SF and my roommates are going home to their families tonight and i'm going to be alone, it's going to be a long 3 weeks..... 😭😭😭

Would you date an ex army/marine who has actually been through wars (and killed people) and told you that they can hear ringing noises?

Iqvia HR has shared the offer letter over email which consists the salary breakup and a confidential document.
Should i still wait for the workday portal offer letter before start having a discussion with my current manager about resignation?
How long the workday portal offer letter takes once I accepted the offer letter over email?

Can someone tell me if a HRBP III is more senior level than a HRBP I? I’ve never really dealt with those titles so I am a little confused!

Hey I've front end developer interview tomorrow. May someone please guide me for preparation?

Currently a staff in audit - 6 months in. Glad to be learning a lot, and have had a generally positive experience at the firm other than a few interactions, some tough busy season nights. Really been intrigued by TAS/M&A, however, and had a few convos with a senior in TAS i know at the firm. It’s closer to what I studied, but don’t know how to make the jump as it seems an internal transfer could take 6+months/senior rank and a lot of convincing. Is it better to jump firms/has anyone done this?

Will TCS change the work location before joining. What is the process

Over the last couple of months I’ve interviewed for a number of jobs and made it to second and third round interviews but never got an offer. My last interview was on Monday and I got feedback that I did not get selected because it did not seem like I was a a team player. Ive got three interviews coming up and l am wondering how I can improve my chances of getting an offer. Any ideas are welcome. I need a new job like yesterday.

Anyone have insight on Verily? Great mission, but online reviews from employees are awful. Are things turning around for the better?

Not a lot of activity in this group; is anyone still active in here? Hello from Sacramento, California.

Anyone in a condo need to get walls in insurance? Please explain this to me, thanks so much. First time buyer here

I get $3200 in rent for a condo that I have $3600 monthly costs on (mortgage, property taxes, HOA fees). Although I put in $400, I make about $1400 a month in equity (15 year mortgage). Property is worth about $470k and I have $200k in equity. Make sense to keep or sell?

Looking at buying a house in Charleston, SC, then I want to get back to buying rental property. I already have two but would like to grow to 10 in the next 5 years. Is that possible and what are some ways to get some capital.

What's a good % of your gross income to be spending on housing? Does it differ if you're paying the mortgage vs renting?

Loved a condo, great neighborhood- river north chicago. During attorney review seller disclosed they had bed bugs in May 2020 and it was exterminated. They are willing to share the receipts for proof. Should I go ahead with the purchase or should I just let go and find another building?

Lots of 2-year-old posts here talking about their uncertainty of buying a home or investment property. I hope you did! Looking to buy my first flip in the next couple months, does anyone have any advice on flipping vs renting? My original plan was to flip and buy rentals while keeping my capital base up with my flip homes and slowly building my rental portfolio. Any thoughts on this?

Hello fellow agents! I am new to Fishbowl. I am trying to get this thread thriving just like our housing market.
If there is any questions for me, or if you have a referral (I pay for referrals) I am licensed in Arizona and Washington state!

Is it normal to sign a bunch of disclosures for a Wells Fargo rate lock? Will I have to pay anything is I end up not using wells ?

Completely new to real estate and considering getting a real estate license. Is it hard to juggle a full time job and being an agent part time?

Thinking of buying a house in Atlanta. Not sure if I should wait or not. Interest rates are good but I'm afraid of the possible housing market crash.

Anyone in Miami going to the Real Deal Showcase on November 10th?

Any upcoming areas to buy a investment house in and around Austin Texas

Anyone doing any investing in Charleston, SC

Have anyone made any profit selling your condos? There are so much cost to sell, I’m worried

Any good CPA recommendations specializing in rental properties and LLCs (for a separate business)? Had a tough time doing my taxes this year. I'm in NYC if it makes a difference, but open to non-local CPAs

Condo insurance recommendation?

Anyone able to get a mortgage with student loans default?

Have anyone negotiated their rates with wells? I wanted to use wells but another lender of giving me a better rate.

Thanks!