Finally been in USA long enough to get some credit history...
What's the best free credit card or one with a fee but super worth it?

No specific expense types beyond grocery that I use it for.

like
Posting as :
works at
You are currently posting as works at

The Chase Freedom cards are good everyday cards!! And they have 5X back on Groceries for the year right now. Feel free to DM me for a referral link

like

The best FREE cards I can think of are:

- Discover IT (rotating categories for 5%)
- Chase Freedom (rotating categories for 5%)
- Quicksilver - 1.5% cash back on all purchases
- AMEX blue cash everyday - great merchant discounts

The best FEE card I have is Venture X. Annual fee $395 but get back $400 in miles or statement credits per year plus additional travel benefits.

I can REFER you to any of the ones above.

like

I would also recommend the Citi Double with 2% cash back on all purchases

So now I use my Citi double in the US and the Quicksilver when I travel internationally because it has no foreign transaction fee.

If you are willing to do an annual fee ($250), Amex Gold is the best card for groceries and restaurants. 4x points at both.

like

Related Posts

If my company is deducting tax on reimbursements for example relocation, flight travel, mobile usage, etc. Then how to show in tax filing? bcoz as per my understanding it should not be taxable as I am using my money and company is refunding and no extra income. It's like I have already paid once and while refunding company again deducting. Please guide on this issue.

like

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

like

Music I play in the team rental car vs. music I play with my headphones on in the team room...

Post Photo
likefunnyuplifting

Is now the best time to get a deal on a new smart TV, or given the looming 2023 recession, are prices bound to dip even further next year?

likefunny

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

like
like

I accepted an offer from Cognizant for a consultant position a little less than a month ago. My joining date is 5th September and I would need visa sponsorship. I have completed my pre joining formalities and background verification. The thing is I haven’t heard from HR in a while and no update as yet on visa sponsorship process. Should I be worried?

like

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Does anybody have a referral link for Amex Platinum? - has to be UK based

like

Best/Quickest way to get United lounge access?

like

Has anyone traveled to Turkey with Turkish airline. They’re the only ones with nonstop flights but I’ve been hearing a lot of negative reviews regarding their customer service and all out experience. Is it worth the hassle or should i suck up a non-direct flight with a different airline?

like

Hi Fishes

Joined My new company this Jan. My previous income was not eligible for tax slabs. Now while adding the income from Apr 21-Mar 2022 it's become 5.9 LPA. I don't have any investments and in my new company I declared the same. The only tax exemption I have is PF contribution and professional tax. I have only 25K PF contribution and 2.5K professional tax. So while calculating the tax I am getting 15K as tax payable. How can I avoid this 15k. Kindly pour your suggestions. TIA.

Post Photo
like

3D printing. Industry on the uptrend, and most stocks still massively off their 2014 highs.

SSYS would be a 6x return just to get back to ATH, and has been flat for 5 years. It’s currently at the low end of that range. That tells me that the risk is low compared to the potential/likely reward over enough time. Using this kind of strategy was successful for me with crypto. What do folks think here?

Anyone have other similar investment ideas?

like

Any company (consulting or others) still sponsoring h1b visa or green card for new hires?

Wanted to understand what happens in FAANG companies if H-1b visa runs out and there is no I-140 in place to extend visa beyond 6 years. Do they transfer the employee to a non-US office E.g. Canada? Does anyone here been through this scenario?

like

I was approached to work in EY Melbourne. I was promised for a visa sponsorship. I have several questions:
- What is the work culture there? Is it fast paced or a bit relaxed?
- What’s the salary range for experienced consultant?
- Do they have a health insurance?

TYIA

like

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

like

With potential interest rate increase , which sector would benefit ? Clearly tech is getting crushed

like

Hi folks. Looking to buy my first car. We looked at Mazda CX 5/50,Kia Sportage and Sorento and Hyundai Santa Fe. I love the new Sportage. Any downsides of owning Kia and can anyone share their exp.

like

More Posts

My company issues top of the line 16” MBP’s for engineers and lower end 13” MBP’s for all others. I work in analytics/ data science and struggle with the fact that my computer can only run 1 external display! No one else on my team cares. How can I navigate requesting a more expensive computer without annoying my leadership? I already own an upgraded MBP as my personal - can I offer to swap my work and personal machines?

like

Does anyone here know if maternity leave count towards your 2 year period for GSAP tuition reimbursement?

like

Music I play in the team rental car vs. music I play with my headphones on in the team room...

Post Photo
likefunnyuplifting

For those who work in-house, did you submit a cover letter with your application?

like

I got an offer from TCS of 8.13LPA for 4 yoe in automotive domain and accepted that offer. but my salary was revised from 6.2 to 7.74 LPA in appraisal at my current company, now if I compare it with tcs it is I am getting less than 10% raise in tcs . How should I approach to HR in tcs regarding this issue.

PS. I still need to put my paper. And first time switching company.

like

Hello! Can anyone please provide insight into the interview process for the Senior Strategy Consultant Role? Thanks!

Hi,

I am about to join Amazon team in del18 -B&M Sites suppose in case if I don't like the work can I request them to change my role to some other department in 1-2 months also any insights about this role?

like

Only slightly late..

Post Photo
likefunnyupliftinghelpful

Hey fishes, I have offer from UST global for 37 lpa including 17% variable.
YOE - 15
Role - Agile coach

Can someone tell me how is the variable payout at UST, how much percentage of variable does it generally payout?

How are you using Machine Learning and AI at your agency? Internally or in projects?

How long are you typically on the phone each day? My phone time has steadily increased throughout the pandemic to around 6 hours per day

like

Does any one know UK onsite salary for manager role for short term

Anybody getting in on Bordeaux 2020 futures?

like

Biggest winner last night, Green Party.

funny

S & p global Hi friends, please 11 Love to my post to get direct message access. Thanks in advance. Johnson Controls , Inc. Coforge ltd S & p global Tata Consultancy Infosys Wipro HCL Technologies

likeuplifting

30 m ny/nj. US citizen. Moved as a teenager. INTJ. Single since I figured I’m not fighting the biological clock and have all the time in the world to meet someone and get settled. Things changed after I watched Akshay’s mom (Indian Matchmaking) tell him even 25 is too late and not marrying somehow messes up lives of people around him. While the show was staged, there might be truth to the latter part.
Looking for F in ny/nj. Personality: NOT Aparna. NOT Nadia but def more Nadia than Aparna.🙏

likefunny

Are then any men out there willing to talk about imposter syndrome?

like

Additional Posts in All things points

Do AA 500 mile upgrade awards expire? I have used a decent amount of upgrades, but I still have 14 that I have been sitting for a about maybe 6-7 months. I do not see anything about them expiring, but I would not be surprised if they do.

I am hoping someone can provide some insight so I don’t have to contact AA customer service :)

like

After the merger, what will happen to “Make a Green Choice”. Seems like we won’t be getting 1500 MR/night.

like

I have 2 Cathy pacific business class seats on hold from NY to Vietnam via Hong Kong in December through AA miles. If I need to cancel, will I get my aa miles back even with it being booked on a partner ?

like

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

like

Any marriott hilton fast track promo?? No SPG around where Im traveling

like

Rumor: CSR annual fee is increasing to $550. Added perks: DoorDash and Lyft credit.

like

Anyone affected by the Atlanta airport shutdown? Delta is crapping their pants once again!

like

Luggage delay claim question

I used Chase explorer to buy tickets for my vacation and luggages were delayed for a month. Per chase term I am entitled $100 a day for 3 days. But the claim agency chase used has been asking for airlines response, which has not came (2month+ now). I am concerned insurance will use this as an excuse to never compensate. Is there a good way to handle this situation?
TIA

like

Bonvoy-ers: anyone else get assigned a new ambassador today?

like

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

like

How long did it take you to reach 800+ credit? I have a total of 4 credit cards (averaged 2 yrs) but always seem to hover at 750-780

like

looking to buy 100k marriot points as well pls dm me

like

Any else make the mistake of using Gotogate and we’re successful in dealing with their customer service? I’ve never dealt with something so terrible in the travel industry

like

American Airline q - if I have Gold status and an American Airlines credit card - does that mean I get two free checked bags or one

like

Best Marriott/SPG property for a couple’s stay in Amsterdam? End of December - want to be reasonably close to city center but not break the points bank (<~50k a night ideally )

like

Does anyone know where on the United website where I can see all my future PQMs, PQDs, and PQSs for the rest of the year?

like

If you could be anywhere in the world right now, where would it be? (Let’s pretend the global pandemic isn’t happening)

like

Booking flights for family on United and partner airline (Lufthansa). Should I put it on my chase sapphire preferred or United explorer card to maximize points? I’m not traveling with them if that matters..

like

Uber no longer offers $5 credit for 500pts?

like

Is the a black market for rewards points? I want to get rid of my delta points for either American or Marriott points

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal