Fish: is $5k per month enough for surviving in San Francisco?

Newbie trying to get a better understanding: is it better to max the 401K or just hit company 401K match and max Roth IRA first?

Hi,

Can someone please let me know how is the annual appraisal and growth in SLC?

I have gone through lot of posts in Glassdoor where existing employees are not happy with increments and slow growth.

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Is it worth saving money with 401K or get better rates in FD’s / Post Office etc in India ? FYI 50% match is provided by company for first 5% only

What's the deal with manual expenses ? I had a few this week because my amex card was missing. Is it okay to report them ? What is the policy about manual expenses anyway ?

San Francisco related Question.
How is the Chinatown area for a long term stay? Any safety concerns, etc.?

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Anyone have a wedding planner they really enjoyed in the DFW area?

Cisco

Pros:

- fairly decent place to work (from someone who worked with the Vancouver and San Jose offices). never met a blue badger (permanent employee) who had awful things to say.

- Ashley Goodall (their SVP, Methods & Intelligence) co-authored a brilliant book on leadership and people management called “Nine Lies About Work” that makes me believe they can be an awesome place to work

Cons:

- red badgers had low morale since they’re contract workers and can be terminated at any time

Hi guys; looking to expand my portfolio and invest more heavily into crypto. Any tips/suggestions would be much appreciated. Thank you!

How did you get into real estate?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

How long does it take to make at least $300k per year if you are in-house?

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

Hi Folks,

What salary does Ey GDS offer for Senior Consultant 1 level?

Thanks

Feels like consulting haven’t grown my skills. With two years being an analyst and recently promoted to consultant, I cannot apply to any positions outside as I haven’t learnt anything.

Hi BCG fish! I just signed my offer letter to join starting next year in Brazil. Any tips on how to prepare? And who makes staffing decisions? I want to start networking with people globally to help me get staffed on projects related to my industries of interest.

Staying at a Hilton currently and have had tons of minor issues in the 3 days We’ve been here. Room wasn’t ready for 45min after check in time, AC did not work, maids did not clean room...continued

Getting a lower title than what I interviewed for but the salary matches what I asked for. Would you go?

Did your agency give people the day off today for National Day for Truth and Reconciliation? And either way, which agency?

Do cover letters matter at all anymore?

Anyone on board the H1B 2023 train? How long does BAL take to update the status if picked?

What questions should I expect on techno managerial round ?

Would you get more money in private if you stayed until senior

Accounting advisory big4 or IA at F100. Both senior roles. Roughly same base pay.

Big4 has clear trajectory and interesting work.

F100 has 14% bonus, perm remote, and immediate vesting 401k over 7%.

What would you take?

Let's talk salary.

I'm up for a raise soon and I'm at 43,000 a year. Anyone have any advice on what I should ask for?

Is it just me, or does Seattle not feel as "welcoming" for first-generation immigrants?

does anyone have any advice for applying for an O-1? i don’t have any awards and my agency doesn’t really make work that gets in the press so i’m feeling stuck. what kind of evidence did you submit for your visa application?

I am a designer with one year of experience in Philadelphia looking at moving to a new firm. Does anyone know if what the current salary places are hiring at for 1-2 years of experience?

Any recommendations for women’s watches? Looking to spend $800-$1000

Got laid off on Friday. Three days and I'm already bored out of my mind. Besides Jim, what are people doing to pass the time in between job hunting?

Hired as SA1. if my utilization is low for round table but I’ve gotten good Snapshots will I go up to SA2 or SA1B, which I don’t want of course.

Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

How to link ESPP to Personal Capital/Mint? Not 401K, I already got that covered 👀

What are some great books that you’ve received or been recommended by a rockstar manager? Something that actually had a tangible impact on your work habits, productivity and performance. If you’re a manager then what are some great books that you’ve given to your team members etc.?

Anyone know how to align a slide with a specific slide master slide if you are using multiple slide masters in PowerPoint? I tried googling but nothing.

Interested in a San Francisco/Bay Area networking/support group for consultants that have been laid off?
See comments for more details

Happy Mothers Day Fishbowl Moms! 🌹🌹🌹

A quick note about what I’ve experienced, in my decade long career, is the real advantage of MBB or FAANG - it gives you a shot at stretch roles that are outside your expertise. Not all the time or even most of the time compared to better candidates with specific experience for the role but gives you this wildcard shot at a vast array of opportunities.

Definitely not a fan of Westin's "Eat Well" proposition. I'm working in the room at 2:00 AM and the most appetizing menu item is a cold turkey avocado and arugula wrap. I just want a burger and fries!

For Deloitte Senior Manager in cloud… what’s the expected compensation $$??

What's the deal with manual expenses ? I had a few this week because my amex card was missing. Is it okay to report them ? What is the policy about manual expenses anyway ?

Looking to improve general communication skills (especially around structuring narrative/ key messages), any books/courses that you would recommend?

First trip to Atlanta in a couple of weeks for a training. Staying at the Westin Peachtree. Anyone have recommendations for fun places to drink/things to do?

When conference goers come into the Sheraton lounge and are *blown away*

Canada thinks it's so cool but fails to realize it's financially owned by the US, politically by the Brits #whydoineedaworkpermit

A friend didn't stay at a hotel we booked a month ago for various excuses (not reasons). Should I refund her her share of the room?

I am currently waiting for the job offer for a consulting firm but I was told it could take several months. Between now and then, I have plenty of time for myself. What should I be doing to prepare myself for the new job? Any recommendations for newsletter/industry reports/books/ coursea courses? Thank you all!