For advertised auto lease specials, does the monthly payment typically include sales tax and all fees, or will that number always be much higher in reality?

Associates - Care to share your rough budgets (income, spousal income/family support, rent, monthly spending, student loan payments, savings, etc.)?

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

How do people increase their credit score? Mine’s only around 790/770 for transunion/equifax respectively and its been like that for a while now. I have 100% payment rate, only 3% credit utilization, and 0 hard inquiries for the past 6 months or so. So far I only have credit cards, no loans yet. Thanks in advanced!

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Anybody got experience with short term rentals ? Want to have a second home but offset the mortgage more than maximize income.

How much money do you have saved up?😳

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

How to transfer PF fund from hcl to epfo if i was a non pension member???

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

How can I lower my taxes? I feel like I pay a LOT (30%+) but don’t get many benefits in return.
Single with no kids

I'm working on a Fintech startup related to commercial banking pricing. We would like to do some "expert interviews" with current RMs (we would compensate your time.) We want to better understand the friction points when it comes to price C&I or CRE loans. Please DM me if you are interested.

We are not looking for any private information, but more anecdotal evidence of issues that can be improved.

Would a possible US gov’t shutdown have an impact on crypto? My thinking at a high level is that the event may cause uncertainty in USD, possibly driving folks to crypto. Not making a bet though..

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

I have an offer in hand from 1 org and negotiating with another for a better pay.
However the other organisation is asking to share the offer letter.
Should I share?

4th year at a mid size PI firm. Got pulled from litigating MVAs to help this solo we hired start a med Mal/nursing home practice. 1 year in and it looks like I’m two steps backwards in terms of getting paid because we’re a year or more out from a lot of the fees hitting. I respect the solo a lot, he’s a mentor, but I’ve got kids and I gotta get paid. Trying not to burn bridges, but I can’t wait years to get cut in. Advice?

Why does Newark close tsa pre lanes? Terrible

What do you guys do for winter footwear? Is there a certain brand or style you wear to work or do you swap out of regular boots when you get the the client site/office? Male btw

What’s your ideal realatinoship with your SE Manager? What style of leadership do you prefer from them?

Is there any medical fitness certificate needed before joining Capgemini or any such recent rules?

I really want to get a second job but I am scared of losing my current one. Both companies are in same field, although not direct competitors so I know it’s technically “not allowed” however, this is the only way for me to get that $$ since I am not paid all that well.

Of course I won’t tell a single friend/coworker. Only my partner. And I don’t post work stuff on social media.

Realistically what are the ODDS of being caught? Is there a legal/HR process with which they could find out??

I am tagged to resources pool in Coforge from last 2 months i.e. I am in bench.
Any idea what's the notice period on bench?

Please like 11 to open dms.

Reliable place to fix scuffed leather shoes? Preferably Chelsea area

What’s does the package for a Design Director at McKinsey EMEA look like?

Hi Everyone,

Does TechMahindra provide physical Reliving letter after exit or is it only a soft copy in email, please help me with this.

Regarding Deloitte - does anyone know the salary band for Manager role in Technology Hardening and a Senior Manager in Technology Risk Management? A rough idea please?

What is the value in professional certifications? ACCA, CFA, CIPD, etc.

Is anyone here a HITRUST CCSFP? Was the exam hard?

Got offer from HCL and cognizant. Wondering which one to join? Cognizant offering 19 and HCL offering 21.

Our company is a small company with 80-100 employees in India, what the company does is ask us to track every single minute of our day, from getting into the office to what time we got up for lunch, tea, etc. for everything we have to put a log, do you guys think this is a healthy process for a company to grow? All the employees be frustrated that they have to go to office regularly and finish 9 hours somehow, a measured break time is also allocated.

Mattress suggestions please! We are side sleepers and prefer firm mattresses in general. Most mattresses seem to offer 100+ days trial, but how has the return process been? We are worried that it might take a couple trials to find the most suitable one but not sure if the return process is as convenient and hassle free as all the websites claim.

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

What’s your favorite cleaning tool in your home right now? Feeling insane constantly living, working, and cleaning in the same space 24/7

Anyone used the west elm free design services here? How was the experience?

Best website for furniture? A few steps above ikea.

Any advice on massage chairs? I mean legit full body experience, not the iJoy type junk. Really want one, but hard to pull the trigger online & don't know where to go to try them out.

Samsung Galaxy Note 9 or iPhone X/XS? Like the S Pen for writing but would also like to be able to send texts from iPad without keeping the phone on (I.e. iMessage). Currently have an iPhone

Hi 🐡🐠🐟 Any recommendations on monitors (for work)? How are 21:9 ultra-wide monitors?

Considering a smart watch or fitness tracker. On Android, and link various apps back to google fit. What have you got or what did you research? Why did you pick what's you've got?

What kind of VPN do you people use? I want to buy one, but not sure which. I heard Proton VPN is very good, does anyone have any feedback? Thanks!

Thoughts on Sauvage EDP? I really like it but it seems so strong to me

Does Briggs and Riley go on sale? Camelcamelcamel shows that the $600 ones usually cost significantly less

Best internet security + VPN nowadays? Can we use VPN to use cross country subscriptions for Netflix / Amazon ??

Any recommendations for Sleep trackers? Looking at Oura Ring, Fitbit, etc. I care more about sleep features than daily activity.

Looking for new bed sheets. Want to stick to around $100. Any recs?

Google Assistant or Amazon Echo?

Recommendations for warm and windproof gloves? Preferably leather and lets you use your phone’s touchscreen

Looking for a solid receiver to run outdoor speakers, one that has bluetooth and alexa capabilities. Was using zone 2 on main Home theater but it doesnt push out enough power.

Any recommendations on smart thermostats that you love and enjoy? I would need to replace 3 thermostats in our home so looking for best value. Our electric company will provide them “free” but then charges $10 per month. We plan to be in the same house for many years so doing the upgrade ourself seems to be a no brainer.

What’s the best projectors for a home theatre room setup?