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No.
Lol no. Home loans are given for construction purposes.
Yes i understand you guys ...but situation is with me like the banks are not providing HL in my area as its comes under village....also HL is getting at 8.75 and PL is getting at 10.25%
And i will not be running the loan for a whole tenure, will repay it back within 1-2 years.
Distance doesn't matter. If the branch services your village, it has to provide services.
Alternatively you can also try approaching LIC or the Post Office and ask about them providing HL.
If you have credit card ask the cc bank if you have any loan offer. They usually give cc loans at 6-7 %