For construction of a house if we go for a personal loan is a good idea?

Somehow i am not able to take a home loan.

I know the stats HS provide on need based aid. But how does it really work? Could you lie in terms of your assets and potentially what you make. How would a background check uncover those.

Newish to FIRE (really after FI). Finally switched to a HDHP in 2021 and got around to setting the investment portion today. Wish I had known about this years earlier. Grateful for the FIRE community and one step closer to getting out of the rat race.

Should I invest in Tesla or Apple? Looking at least 1+ yr to hold

Are there any youtubers you would recommend for watching for stock picks advice?

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

I handleda very difficult and convoluted succession for a black family. My client was astute and intelligent. We got along great. His family was difficult. Willfully ignorant.

Part of the succession dealt with clawing back $450,000 in insurance proceeds that a niece fraudulent received from the decedent by making herself the beneficiary on policies. A separate attorney was hired to handle that part before I was hired to handle all other matters, including settling a $500,000 debt with the...

@Partners - how much money do you need to invest I to the firm to get your partner share?

Would you accept a job offer with no 401k match?

Robinhood is going to be the patsy in this one. The funds will continue to be fine.

Has anyone dealt with a capital reduction without a payout? Trying to see how this is treated if a CFC of a US company reduces its share premium to offset a deficit in retained earnings. Is it a dividend for US income tax purposes if no consideration was paid?

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Starting to get into investing and generally a pretty risk averse person so not out here trying to make fast money. What mediums do people generally use to invest? Think I’m too easily stressed to pick individual stocks, but happy to take suggestions for platforms for both. TIA!

Do you use a tax preparer? How do you find a good one? Do they need to be local?

How did you get started with your personal investing? I am 26, F, and currently have a 401k, and some money in stocks but not much. I’m extremely interested in investing, real estate investing and wealth growth and have been reading and listening to podcasts. Any advice?

Are 401k’s really worth investing in these days? What are the % returns you guys have been seeing for the last few years? For those that have been working before 2008, how much of an impact did the housing crash have on 401k and how much did the recent COVID pandemic affect it?

Anyone going to play AMZN earnings? It’s hard to say if we will still have low expectations this quarter but have to think AWS has done real well this quarter. It’s probably too early to tell how much WMT + is stealing business. The wild card is if they announce stock split.

How many hours do you actually work at job and for interview preparation?

One of my relatives just asked me if turmeric will defend against Covid...noooooo

MGNI PT updated to $30 by Needham. It is their 2021 top pick.
“MGNI’s valuation is 1/3 to 1/2 of TTD’s on most valuation metrics. We believe that, in 2021, MGNI will successfully execute the same game plan TTD implemented in 2020”

Anyone else having trouble finding free fraud based CPE trainings? My job does not pay for these things so I wasnt sure if anyone else had a solution or source. I need 4 more hours of fraud based CPE and havent found much on ACFE or AICPA that I can use. Ive joined a local CFE chapter but not much is going on with it.

What policy changes are expected post LTI - Mindtree merger?

Is fashionphile a legitimate place to buy a Chanel bag if it comes with an authenticity card? I know that there is at least some risk, but I’m trying to gauge if this a reputable enough place to spend so much money. Thanks!

Hi,

My Infosys application status shows "Review In Progress"(Yellow Color) ,but I haven't received any mail from HR for Submitting documents. When can I expect to hear back from HR? Also are there any chances of getting offer letter?

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Does anyone else find themselves befriending hookups? I seem to do it naturally, but then it adds a new dimension of complication to the friendship (even if both parties don’t want a relationship). Is this normal?

Deeply afraid of being married to someone like the girl in sex/life on Netflix

26F. Feeling a bit lost with the dating scene in the city. I know this is an oft discussed topic on this bowl but feeling more and more disconnected with men in the city. Anybody else feel this way? How do you get over it?

I am getting a little impatient with a recruiter who feels like she has been ghosting me. I need to make another decision with a company by tomorrow but have not heard back from this other company since I’ve interviewed last Monday. I updated her on my timeline and she hasn’t emailed me back. I have her number from when she initially called me. Would it be bad to just give her a call?

I’ve been in the banking industry for about 5 years now since I graduated and I feel like this may not be the right industry for me. I have experience in commercial banking and commercial real estate lending. Where do people go after they leave banking? I’m trying to see how I can transfer my skills to another field.

Hello Autodeskers,
I wanted to understand how RSUs work in your favour? I mean if I am getting rsus amounting to 40% of my package, and another company is matching the package with all fixed, should I still choose Autodesk package? How about selling them and taxation? Is it really beneficial or risky?

Just passed $1m net worth and thinking about umbrella insurance. Any recs for carriers/strategy?

Rookies who made it past the first year and are still in business. What firm did you start with? Are you still there (if not new firm). What would you change if you started again today?

CFP study programs:

I'm a little confused on Danko - does he offer a self-study option for the coursework requirement? On his website it looks like each module has a 4-day virtual class which I wouldn't be able to attend due to working full time. Does this program also include self-study material, and the classes are just supplementary/optional? I was also looking at Dalton for self-study and Danko for test prep. Thoughts?

TIA

Does anyone else hate the word Kudos as much as I do?

Feature film pitch deck: InDesign or Pages?