For home mortgage (likely will take a jumbo loan) - is their any benefit to go through a correspondent loan agent vs direct deposit bank like chase?
How to get best rate possible and do I shop lenders before or after making an offer?

Hi guys any one dealt with DeVere for managing his investment portfolio, how was your experience?

Hi Folks,
Once the medical checkup is done, in how many days will I get my visa for Australia?

If I’m on a TN visa, do I have to get it updated if I move to a different city?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

Hey all! I’m 30 years old. About to close on a house with a 5.75% fixed 30 yr mortgage. If you were me and your goal was to maximize your net worth by retirement, would you put a few thousand dollars extra into paying down the house faster or invest that extra money in the market? The 5.75% doesn’t feel that low but also not crazy high so I’m torn. Thoughts? 🙏

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

How feasible to change role at Visa inc

I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

What is the benefit of investing in mutual funds such as VTSAX over a similar ETF other than reoccurring investments that allow you to set it and forget it? Is that why people choose them?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Has anyone at a mega fund like KKR or Apollo experienced coinvesting and actually being able to put money into a deal?

Anyone wondering what digitization and disruption of banking and lender relationships will look like? If at some point regulation allows customers to borrow directly from central banks, then will banks and buy side direct lending shops die out ?

Does 401k count as savings?

Quoted a 30 year mortgage, 5% down for a ~600k home for 4% interest no points.

Profile: 250k salary, 800 credit score

Is this any good??

Hello everyone. I’m a home inspector and looking to invest in commercial real estate. Anyone currently investing in storage facilities, laundromats, lounges or apartment buildings?

Does anyone here have a Tesla? Should I do it???...

If you could go back in time what would you tell yourself before taking out student loans?

KINDLY HELP!! 🙏🏻
Hello Amex Fishes, I have an offer from Amex. If I get a better offer from other companies, Can I re-negotiate here at Amex? ( I have received and accepted the OL, accepted LOI 2 weeks back, and BGV has also started)

I decalred FBP, and the amount got deducted from my salary.
Now I can see I am eligible for some amount under FabP. What is it and when will I get it?
What exactly is the funda of it?
Let say I am eligible for x amount in FBP LTA. And some y of x got deducted in a specific month, now that y portion is showing in FBP tab to upload the bill.

What if in case I have LTA bill which is exceeding x amount itself, do I need to raise reimbursement request every month th with same bill?

At least Ye is actually selfmade without a million dollar loan from daddy.

Do you use a series LLC for real estate holdings? Why or why not?

Anyone hav solutions for peri-menopause induced hair thinning? My gosh my hair volume must be 1/3 less than it was 15 years ago! 😢

The workload and frustrating clients are getting to us all. How do you build morale in the clinic?

Hey fishes,
Is there any openings for Audit Associate in KPMG ?! If yes, plz help me.

Any of you auditors have pick up lines? Matched with a hot auditor guy and want to slide in

I have an AWS loop for a SFA any tips past LPs and STAR? Should I be prepared for a case study or excel test ?

Does getting snapshot at partially next level in 4 perimeter and next level in 1 perimeter will be enough to get promotion? I have received similar kind of 5 snapshot. ( some cases next grade in 2 perimeter)
Current position is associate 2 in Assurance

Hi Fishes,

I graduated from a reputed College as a B.com Grad 2020.
I have working in Deutsche Bank ever since.
Our team has gone through a very tough time cause few for the senior member left us. I have support very well and taken up all the roles of a Senior Analyst.
But, I am not happy with this year’s appraisal.
What should be the average salary at this point of Career.
Note- I have passedCA inter.
Currently pursuing CFA as I want to have a career in Financial markets.

Received an offer for equity research and IB, both in toronto. ER paying $120k base and my understanding is that bonus can be around 25-30%. IB is paying $105k base but likely higher bonus? Which one would u choose if you think you would be good at both

Hi Fishes,
I have offers from below org. with almost same CTC-
Birlasoft
Atos
Wipro

Tech stack- ETL developer
Exp- 7 years
Immediate joiner

Kindly suggest which one is better?

What’s a typical AE salary (mid market / enterprise) in London?

Which health insurance your company providing?

I believe improving one’s sales conversion rate is something everyone want to improve but no one wants to admit they would like to work it. Funny how lawyers will spend thousands on seminars to improve trial skills. But this topic is not discussed in our profession. I have read books in sales. But am unable to find any for lawyers. I want convert every lead I can. Does anyone have tips, books, cle’s or studied this topic?

getting asked for discounts constantly when they know its a hard " no " but keeps asking is crazy to me

What’s normal rent for SF Bay Area?

What salary does corporates pay to an onsite guy with 10+ yrs of experience for Germany location?

What are the weirdest reasons you have heard for people being laid-off? I have heard someone getting laid off because they missed submitting their time-sheets for 3 times in a year.

What are some technical industry roles that isn’t too development focused you can switch to from consulting? I like analytics but don’t want to do core data science. What are other areas?

I’m trying to break into the cloud space on the technical side of things. I have a background in Cyber, switched to QA but now want to switch to cloud. What’s the best way to approach this and what certifications are preferred between AWS and Azure.

Trying to figure out value of Bonvoy points- want to book hotel in Lisbon for 3 nights and it’s $315 or 75000 bonvoy points. Should I use points or cash?

What are expected utilisation rates for entry level consultants? Been here 9 months and only done billable work for about 3 months of that. Bored out of my mind for the majority of my time here.

Just had an interview with Netflix and at some point I mentioned “GAFA” (even joking that it’s probably GAMA now) and completely forgot they’re in FAANG 😬

Will this be one of those moments I remember when going to bed for the rest of my life? Yes.

Hi all,
I’m currently working for a small technical consulting start-up firm. I make good money, have great benefits, and they seem very happy with the work I’m doing, so I know I could move up quickly. However, tech consulting is definitely not my dream job. I want to get into data analytics, and I have an offer from a big company to do just that. I’ve only been at my current company for about 8 months, but I don’t ever see myself loving this job. How do I know when it’s time to make a change?

Anyone was able to switch from an MBB to another within a year? Have horrible first few months, with over 60% of my time on bench.

Hit 120% utilization (between 2 projects). Thinking about taking off the month of December 😂😂

I'm trying to break into consulting after ~13 YOE in healthcare tech (payer and provider). My biggest hurdle is that I live in a random Midwest city and am unable to move due to having school-aged kids. What firms have a health tech focus area and allow remote hires?

Hi, could anyone please like my post so I can DM people? Thank you in advance!

Does anyone have a problem with tanning in the cali sun? Dark skinned here. The tan is uncontrollable and I think first time I may have some sunburn
#bayarea

Recos for a good sunscreen thats not too heavy on the pocket? That i can slather on! Does it prevent tanning?

What’s the job title for the people that decide the story line of a cartoon? In gaming they’re product owners

Anyone hiring senior level consultants in financial management in the DC area? If so please shoot me a message

This may be a dumb question, but is there any business role/function where you’re not sitting in front of a computer all day? Before entering the corporate world I was in the restaurant industry for many years and was on a computer maybe 10% of the time. I’ve been in consulting for four years but still can’t stand sitting behind a computer and building PPTs all day - is corporate America just not for me?

Thoughts on calendar being double booked? What are the etiquettes to be followed. Often people double book and it feels like “ my meeting is more important that whatever you have booked time for in yours”. If both meetings are same urgency/importance - what’s the best approach ? What are the expectations of leadership - to throw everything away and jump on to calls based on seniority ?

Alright McKinsey folks. I know your deadline is coming up. I’ll do you a favor and let you refer me.