I'm 1 year out of college and recently inherited $400k and have another $120k saved up from internships and work.

I know the standard thing to do is DCA into an index fund/ETF but is there anything else I should be doing to invest my money and hedge against inflation. I'm just concerned with the political turmoil going on and trying to figure out what ETFs I should be investing in and how much I should be putting in every week.

How would you recommend investing the money?

Anyone here into buying distressed commercial debt from banks and collecting on it or selling the assets?

Does anyone have a good spreadsheet for estimating the value of donations to places like Goodwill? I made a ton of contributions and need to itemize them for taxes. Thanks!

Guys ..
When will final settlement take place? What will be the components of it?

anyone gonna buy any calls before market close?

How do you calculate IRR for a write off? Is it just 0% or should it go negative? There’s no cash moving after the initial investment so not sure what to do.

I heard you need to show a net worth of 100% of the loan amount. Have you heard about this?

General optimum age and mileage for buying a used car?

Any thoughts about investing in RE in Prosper? Is Proper really supposed to be the next Frisco?

1040 help.. if I own two homes and loan amounts add up to over 750k, and mortgage interest deduction is limited, can I choose to report only one mortgage (and ignore the other 1098)? Using turbo tax but numbers are not making sense to me.. we bought a new home near end of 2021

Looking to buy a property mid-2021 and need advice on what to do with my savings that I’m building to purchase the property. More info in the comments

Surprised by how skewed towards bankers FB seems to be. Would've thought there'd be a more even balance of bankers and markets people. Interested in hearing people's thoughts.

Got targeted for Amex platinum 100k. Is it worth it? Is there a higher targeted offer?
Considering doing it since no more personal card for BCG expenses. Also have CSR fwiw.

Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

I’m moving to ATL in a few weeks and was wondering, how accurate is the ATLScoop IG page? Lol. Every time I watch the stories they post, I think dear god what am I getting myself into moving to Atlanta lol seems like all they really post on their stories are about crime. I’ve lived in DC so I’m not stranger to crime but it’s a little jarring how that seems to be the only thing ATLScoop posts

What is the Deloitte MSP Team? Is it consulting?

Guys, When you match/accept requests/ start talking to a girl and go MIA is it becoz you have multiple options? Would the world be not better if you just said yes or no and close the convo instead of

I just want a decent house on the west side/Culver City/Mid City area of LA, that’s less than $900k. Is that really so wrong?

I honestly struggle with the politics of Afghanistan. It does appear that after 20 years we leave and within months it goes back to very similar or on its way. It’s not the US job to be the world police we did try to build coalitions and fail at the end of the day unless we’re willing to keep troops there forever which most Americans don’t want to I am not sure what the right thing to do is. And I’m sick of criticism just for the sake of the president. I don’t think there’s a perfect solution

I wasn’t sure which bowl to solicit advice from so hoping to catch a bite here. I’m currently in ID. Of course, I want OUT! My interests are L&E and corporate. My options are 1) wait it out where I am in hopes to switch to L&E or 2) in house oil and gas industry transactional work. What would you do and why? I figured this bowl being specific to Texas would understand importance of oil and gas industry.

Am looking at exit opportunities and researching FAANG. Curious to understand why anyone would join Amazon which has the worst benefit of the FAANG? Can anyone share what’s better at Amazon that I am not aware of? Amazon and Facebook on sites lined up in January! So researching now!;)

I am in a long distance relationship with someone who is currently in B school. He spends pretty much all his breaks and holidays traveling with his classmates. Most of the time I am fine. But for some important holidays and my birthday, I told him we should spend time together. He just said it’s more important for him to bond with his classmates and ignore my ask. It’s really disappointing and I don’t know what else to tell him. Is that a reasonable ask or am I being dramatic?

Hello Sharks,
I have recently got an offer from a real estate IPC for associate consultant, offering 7 LPA which is 33% hike Approximately on my current CTC,
Is it worth taking this offer?
Location is Gurgaon, can I survive easily in such a place with this pkg?
Please help!

I need your advice. I got an offer to join Morgan Stanley in Canada and want to know what my salary range is there. I have 10 years of experience in investment banking and will be a 5 member family living there. Can i get 200k per year, please advise. Appreciate your help on this.

Any Porsche fanatics, especially classics, that wanna make friends / start a group in Dubai ?

Folks,

Just curious if any1 here has opted for BH number plate for their vehicles, whilst being an HSBC group employee (HDPI, HTI, India or any other entity). Are GSC employees eligible for BH number plate? If yes, what was the process like?

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

I had cleared all the rounds in S&P and had salary discussion 1.5 month back. The HR is always saying the management is on leave and will soon get the approval and release offer. Today she shas asked for one more week to release the offer. Should I wait for it or move on. Are they waiting for some other candidate to join before rejecting me at last moment. Only 10 days of my LWD are left.

I am so beyond ready to leave my current job, but can’t yet, since bonuses are paid out in January. 😬

In the meantime, I’ve applied to a lot of similar roles (slightly higher) but have not heard - good or bad - from any. Is it common for companies to slow down hiring in December because of Q4 rush, people on holiday, etc.?

Hello UST folks,

Those who don't know we have got the access to "Udemy Business". Earlier it was not allowed, now we can use the Udemy for all learning. I am happy and wanted to share with you all.

The GMAT doesn’t have the AWA section until 5/20, right?

Reviewing a salary offer for a Benefits Manager position in Greensboro, NC industry is retail. Offer made of $95k with 18% bonus. I have 16 YOE, degree in Business, and PHR and Shrm certification. Potential employer has 10k plus employees. I will have two reports and will report directly to the Director of Total Rewards. Any thoughts or advise on offer made? I will let them know on Monday my decision to accept, counter or decline. Thanks!

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Moving to Bergenfield NJ from the city but will still be working on the city. Am I gonna get taxed twice ? How do NJ taxes compare to NY/NYC taxes?

Are there any youtubers you would recommend for watching for stock picks advice?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Any recommendations for total market index funds? Thanks!

I constantly see here peeps who are at $100k+ net worth at ages 29 or less. What is your salary and how did you do it? I’m nearing 30 and I’m not even close. Am I doing something wrong?

How do you make side moneys? Any apps or websites that would allow me to do work online and get paid? Thinking about bookkeeping gigs or something similar.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Alright, who’s going to short GameStop? +80% in intraday trading, +600% as of 2021. Per WSJ - the bull rally is fueled by individual investors encouraging each other to buy the stock.

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Best robo advisors and why?

Transferring IRA from Vanguard to Fidelity - do I have to liquidate my holdings?

If I make $120k base and have 50k for down payment, what should the house price be?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Thinking of moving $10,000 out of savings into a Vanguard mutual fund. Any recommendations for allocations? This $10,000 would most likely be used as part of a house down payment in the next 5-6 years

I just heard recently that if you refinance and your house appraises at 20% more than the amount owed, you can remove PMI. Is this correct? Getting a divorce and trying to keep the house but moving from a VA to a traditional loan and would rather not pay PMI if I don’t have to. House was purchased for $460k no money down (VA loan), refinanced at $450k to lower payments $400/month, now have $430k left on the loan... would it have to appraise for $516k?

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

Big IPOs dropping this week (Airbnb, Door Dash, C3.ai). Is anyone excited to buy?

Does anyone mind sharing how they are saving for the future? Or just securing yourself? I have stocks/bounds, 401k, regular (1) savings/ (2) checking, about to open a self found Roth IRA. But, what else am missing? Should I do a health found? I’m also starting a bit later at 34, so I feel like I have a lot of catching up to do. Any advice?