For those who have the Amex platinum, how often do you use it and what do you use it on? I am considering getting one but don’t think it earns points better/faster than other cards like the CSR

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So Amex Plat is not the card for building up points other than on flights. It is a card for perks and credits to get more than your money back. So if unwilling to pair with Amex Gold, then CSR is the card for you. I downgraded my CSR and switched to Amex where I earn more points now

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I just did this exact move as well. Have the Amex Platinum for flights (and the benefits) and then use the Amex Gold for dining and supermarkets (and benefits). With the Corporate advantage discount and all the benefits the cards come out to be pretty cheap if not “free” annually

I do most of my plat spending 5X on flights, Uber (including $15credit) and any worthy offers (Amex is way better compared to chase in that regards). I only have disputed charges a couple of times but it was smooth and no hassle, so when in doubt about a purchase (vendor/return policy and stuff I reach my plat). If goal is to earn more then you need to combine with a gold (4x on categories) + green (3x on categories) to accelerate MR earnings.

I use it for day to day stuff but I mostly make sure to put anything on there that I can get money back on, like streaming services, NYT subscription, verizon bill etc, they all have refund offers that add up.

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