Does life insurance require to be done through open enrollment? I thought it could be done at any time..

like
Posting as :
works at
You are currently posting as works at

Firm sponsored LI? I think that’s open enrollment or “life change”.

like

I think my firm-sponsored can be done every year through benefits enrollment. I have friends at Northwestern mutual who don’t stop calling me about getting additional insurance NOW though… like, every week… kinda creepy, as if they know something about my health even my doctor doesn’t know.

Northwestern Mutual is a scam.

like

I got term life policies from New York Life through a friend as well as a small policy through my firm, but typically a firm’s life insurance will be through open enrollment. I signed up when I lateraled. My dad having life insurance saved our family when he passed very young so I jumped on getting my own after marriage and in preparation of having kids. I wouldn’t just stick with what the firm offers.

Related Posts

Company offers 200% match on the first 3% of 401k contributions, vested immediately. How is that relative to other firms?

like

Has anybody availed term insurance policy (ICICI Pru)? Is it really worth taking?
I got married last year, my wife is working and i have a single parent, who is a government servant herself. Seeing a lot of unfortunate scenarios around makes me scared at times and i am giving thoughts to such back-up options these days
Please suggest?

like

Why has real estate remained lucrative?
Mainly agents but also developers.

The barrier to entry is low, not even sure if graduating high school is needed. My old agent even said she did it bc she can make a lot money and not work that much. She drove a new Mercedes and sent her kids to private school, husband was also an agent.

So I’m curious why it didn’t get flooded and the profit margin dampened to a $/hr closer to other jobs with similarly easy entry?

like

How do you and your partner (married or not married) split financials?

like

Anyone have ideas for jobs that are a mix between administration and clinical work? I went to school for community health and have a lot of manager/patient coordinator experience under my belt, but I'm also a volunteer EMT and would like to start using those skills in my next job that I'm searching for.

Most titles I've found interesting are along the "medical assistants" role, but don't fit the bill cause I don't have an MA license

like

I broke through the wall in 2020 and feel like I blinked and it is 2022. I have been saving something close to 75% of my take home and dumping into ETFs. I feel like I want to branch out into real-estate but never lived anywhere more that 3 years. What would you do? I have cash to put a large down payment to avoid the high rates but am scared I have no roots and will move in another few years.

Post Photo
likeupliftingfunny

When do you predict the dip? I've been waiting for so long, but don't want to buy now. VTI seems inflated.

likefunny

Have 50k in brokerage to put towards buying a place in Atlanta. Young 20 something who's lease is ending soon

Roth IRA and 401k are well funded but don't want to pull from there.

Should I buy and rent the extra bedrooms to friends, or stay renting and put savings in stock market?

like

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

likefunny

Do we have option to include stock in salary structure in FIS to save income tax?

like

What’s the best credit card for points in the UK. I’m from the US and have the Chase Sapphire Reserve and the Marriott Amex

like

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

like

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

like

Hi Fishes, I am an Operations Manager at EXL Service with US Insurance ( Property and Casualty) with over 11 years of experience. Looking for a switch, can anyone let me know the consultancies for managerial roles also kindly refer me per requirement.

like

Is there any hiring going on for Business Consulting for insurance / insurtech domain @mcKinsey

like

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

Hello, looking for supervisor positions in healthcare within NYC, I am looking to start ASAP. I have my Bachelors in Health Services Admin and Economics, 5 years of experience in the industry and I am currently working towards my PMP certification, as well as going for my MBA or MHA, depending on what program I can afford. I am currently located in Queens. Thank you!

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

like

High risk, low reward investment ideas?

funnylikesmart

Had a quick question, I see 1.5k in zerodha coin, is that a profit? If yes, how it's so great since I have only invested 40k in MF, 2 weeks back?

Post Photo

More Posts

I’m looking for an advisor that wants to work with a team in Tampa, Florida.

likehelpful

I’m a rising sophomore studying finance at Indiana University. Im currently applying for investment management internships for the 2023 summer but I haven’t fully decided what path of investment management I want to pursue. My two interests are either Equity Research or Sales and Trading. If anyone is currently in an analyst role like this or has been in the past can you comment your experience with it and what overall made you decide this job was for you?

like

After a few years in ops consulting I think I’ve realised I want to try my hand at being a dev or working in software delivery. Any way I can swing this staying with Deloitte or will I need to fork out for a boot camp and start from the bottom? Any helpers appreciated!

like

Any meditation stories on recovery anyone willing to share? Did you have break through moments during meditation?

like

Hi

What is the shift allowance policy in Ericsson?

like

Hi Boston friends, for those seeing a therapist, how much do they charge? Evaluation and then subsequent sessions? Are they in the city or outside? Doctorate or LICSW? Trying to understand benchmark of costs since getting varying rates. TIA!

like

Hi! Does anyone know how I could get in front of air bnb owners? I want to help them make better listing pages.

like

For those who work 100% remote with their company, what health insurance provider does your company offer? (ie. UHC, Aetna, BCBS, etc)

like

How do you approach a stinky middle school kid or their parents with hygiene suggestions? I don’t know how to politely tell anyone that they smell bad.

like

Starting with our very first IVF cycle this week and kinda nervous 🤞
Nurse says retrieval to happen tentatively around 18th Dec but then transfer can take place in early February too considering genetic testing takes weeks. Is this the norm? Just fearing the team is not unnecessarily delaying things owing to holiday break.

like

If i haven’t signed anything with my firm regarding repaying them for receiving my series 7 license with them I’m assuming i owe nothing if i leave? Is there a way to find out without my manager knowing I’m looking at other firms?

like

Parents are deciding between moving to WVirginia vs Virginia at retirement to be closer to us based in fairfax (ideally be at 1 hour driving distance). They currently in the mid west but WVirginia appeals to them because of low taxes, low cost of living. We are also poc so appreciate some diversity.

What are some areas you would recommend both in Va and WV? What else should they consider prior to house hunting? Dad likes to garden/farm as well so looking for homes with large backyards. Tia!

like

Hi Everyone!

A company has made an offer and I wanted to understand if i'm being made a fool.

The monthly compensation is 1,37,500 (16,50,000 yearly) and Variable component (Bonus) is 1,50,000.

However in the offer it says "You shall be paid an annual compensation of Rs. 16,50,000/- per annum Cost to Company."

Which to me sounds like it doesn't consider 1,50,000 to be a part of CTC which is suspicious to me.

How should I deal with this?

Thank you!

like

Networking: I’m trying to build a network with MBB employees but I’m searching for roles in another country where I’ve got minimal school connections. Should I start by building a network in my home country and ask them if they can put me in touch with someone in my target location? Or just go straight to people in my intended location with cold requests/emails? Thoughts and views welcome!

like

Hi Fishes,

Looking for a job referral for Production Support L2/L3 role.
I have 6 years of experience.

Do let me know if any openings.

like

What were some effective tips or resources that helped you to learn the systems of your first firm? We feel like our firm admin/paralegal is not getting acclimated and not assisting the firm as we hoped. So we want to make sure we’re effectively training her and providing the best resources/tools for success.

like

What documents do I need for the skilled worker visa application applying from the US? What is the current processing timeline?

like

Hi All,

I am new to platform and i need 11 likes for DM . Please help me to reach the milestone.

Thanks in advance !!! 🥹

like

How much severance package Credit Suisse is giving on layoffs?

Are they laying off new joiners too? Where is more impact EON 1 or EON 2 in Pune office?

Credit Suisse

likesmart

If tcs gives break up , is there possibility to decrease from that amount or not process the offer letter hr informed she has to get confirmation from manager for budget and it will take 2week time ??

Additional Posts in Law

Why are read only documents called “riders?”

like

I do a mix of corporate governance and securities law. Is it wrong to pass on tax questions? I truly don’t understand tax law and feel incompetent to answer tax questions with any accuracy.

like

Is there an appropriate way to turn down an assignment because it is non-billable? Two of the partners I work for keep asking me to write client bulletins and articles with them, which is great, but now I’m starting to worry about meeting my billable hours requirement.

like

Getting life insurance so they drug tested me. Now they want me to fill out a form that basically asks me to certify if I’ve EVER done any of these drugs. What the? Who hasn’t EVER? What happens if I say never did? Idk my results from the drug test, maybe I smoked a bowl in the last few weeks, can’t say for sure. How does this work?

likehelpful

Has anyone transitioned from litigation to corporate counsel/contracts type work? If so, how’d you like the change?

like

Billables are low this month. Like I have 65 billable hours in so far. I’ve messaged partners over the last week to try and get more cases but there are tons of new associates who were just onboarded and were at a low point for business. I’m freaking out

like

Considering accepting a fully remote role and living in different cities for 6+ months at a time. Anyone else do this and have experiences to share?

like

Giving a CLE on practical tips for young lawyers, which focuses on practical tips such as looking for leadership opportunities and client development. We want to give a hand out of resources we’d recommend, like books, podcast, etc. Any recommendations for resources we should include?

like

Info on Segal McCambridge? Culture, pay, hrs etc.. bonus if any insight for NYO

like

Absolutely love my direct supervising partner, hate the firm management, pay is mediocre and I could get a 5 digit bump elsewhere, what do I do? (Mid-size insurance defense firm in southeast region)

like

Any thoughts on Latham’s IP Litigation practice in the Bay Area?

like

Have any attorneys started their own recruiting agency or worked as a recruiter for an agency on the side, while working as an attorney. I am looking to build up my own legal recruiting agency during my off hours, but I want to make sure there is no conflict of interest or other potential risks in doing so.

like

PARTNERS: two questions —1. If you see an associate has really low hours for the month, do you imagine them chillen on a beach somewhere or do you consider they probably spent most of their days sitting in front of the computer being “available”? 2. If you send an associate a random e-mail on a weekend like “Can you pull X and send to Y”, would you get annoyed if they responded saying they weren’t by a comp or would you consider it reasonable that they wouldn’t be by a comp on a weekend?

like

Does anyone have a rough idea of the salary scale at Buchalter for a third year associate?

like

I’m a second year BigLaw associate that pays market. I was offered the position at a modified salary and hourly expectation due to their expected work flow needs. I’m wondering what is the best way to approach the topic of getting on the full salary/hours. Do I wait until the bonuses are given at the end of my first year? Or bring it up at mid-year review? I won’t have any problem meeting my hourly so I’m starting to think I’m being underpaid. I’ve been reading on here that not meeting

like

Interested in hearing what your firm gives clients for the holidays, if anything? Please provide firm size and gift/gift value.

like

Has anyone gone through the interview process for the the ADA Program in the LA DA’s office? Would love to know more about what it was like and what questions to expect. Thanks in advance!

like

Niche practice area, and thinking about moving firms. Without moving cities, there are really only 2 options. I think both would make me an offer and create a position. How should I approach this?

like

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

like

At an ID firm, but doing 30% ID, and the rest is appellate work + appellate work in a different area of law. Team is amazing—well known people in the legal community. I love appellate work, want to be a state ct appellate judge ultimately. But I’m scared I’m locking myself into ID. What should I do?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal