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I was told to pay it back when I left early, which was the after-tax amount. I was given advice to not commit to returning the amount and that banks wouldn’t chase the money (too much effort)… and they didn’t… :)
Most likely the pre-tax amount of 20k and then you’d have to make adjustments when you do your taxes to be reimbursed for the tax withheld.
Are you planning to leave in a year after you take the offer letter? If so that should be a big consideration for you signing the offer.
Can you elaborate pls
I have been told horror story’s abt large pay backs , and depending on what you make the next year it will be hard to recover the loss be super careful. I knew someone with a 80k clawback for leaving and was forced to give the pre tax number
Appreciate the suggestions here