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Whoa. WBS for an annual fee?!
Pay!! Use Uber for personal (200$ / year) and airline expenses to get some of your money back (beer during flights). Check what else you can use to get your money back
MDs get one of those
What’s the ROI with points? Meaning how many more points would you accumulate with Platinum, and what’s the $ value of those? If > $395 then yes
You can also cancel and receive the prorated fee back