Guys I Recently got offer from Wipro. I saw in the offer letter that the PF deduction at Wipro is 12% of basic. My basic is higher than 50k. Should I mandatorily contribute 12% or can I just Contribute 1800 towards PF. ANY EMPLOYEE PLEASE RESPOND

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Wipro policy is 12% of basic, i don’t think they allow exceptions for 1800..so you will have bear with it.

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But in the offer letter it's mentioned as 1800 or 12% basic.

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For me I don’t think they mentioned anything like that in Offer letter, my question is why you want 1800 Pf,

I am not sure if you are aware or not but employer contribution to Pf is tax free so if 12% basic goes to PF its straight away huge tax savings, plus pf is for your retirement and gets good amount of guaranteed interest, keep getting it accumulated its your benefit only

Thanks for responding. I have 1 other question, I am currently being offer and already have a project mapped in B3 Band. There is a variable pay component of 10% in this. Can you tell me what percentage of this component would be paid Quarterly ? Like 70 or 80 or some thing ?

Avg comes out at 85%

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Yes its mandatory to contribute 12%.
You cannot change this bdw its better to contribite higher amount to pf as it will save you a good retirement corpus.

How long does it take to release the offer letter post HR discussion??

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