Guys please help decide


1.Which offer to choose

2. About medical insurance

Wells Fargo it's mentioned group and term insurance for employees and spouse 3 times fixed. Pay

JPMorgan Chase on offer letter nothing mentioned like that what is the insurance provided by JP Morgan!? They just mentioned u will get insurance that's it


Tech stack: Java full stack 9 yoe

Post Photo
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Posting as :
works at
You are currently posting as works at

Only thing which is unclear as per your snapshot is variable in WF. Will you get it every year?
If yes. Then
Wells Fargo no doubt.
Salary is better.
Medical Insurance is better.(parents included)
Leave encashment available.

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It is available on pro rata and only for the present year.

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Wells fargo looks better pay wise

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In JPMC no parental insurance, you need buy yourself with hefty amount and 30% co-pay. Self Spouse kids covered for 5L

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around 20days, yes

Cctc?

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If you want to take your parent's insurance, then don't go to jpmc. Very very high premium you need to pay for just 5lac coverage for parents. Wells Fargo is anytime better option.

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Wells Fargo is definitely a better option here. Would you mind sharing your current ctc and the grade offered? There maybe more potential for increasing further but can't be sure without knowing that

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I think you can definitely negotiate with JP then given that it is less than 50% hike putting you less than 4 multiple. But if they don't budge then it will be work vs money. The thing is you never know what work or project you get an what point. I think they're planning to move to cloud which may not happen immediately. Worth a try though to negotiate and consider Wells Fargo. It will bring you to the next level of multiple

CCB generally is a bit low on the pay side or else you should be in the 603 category with 9yoe and around 40-45lpa base + 2bonuses on top of this. Also bonuses should be in the range of 5.5 - 8 lpa as the primary bonus for 603 ideally.

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CCB? Does that just encompass business team or also product and operations etc?

Yoe and tech stack?

Java 9 yoe

Jpmc - term insurance is fixed pay*3 for employee only
Health insurance - 5 lac for family(spouse and kids)
Gratuity is above fixed pay
And there is a year end bonus above CTC which is performance based but you can assume ~ 10% of fixed pay. also CEO bonus which is again not guaranteed but around $750.

Thats correct

Ceo bonus is not guaranteed?
Why ?

Jpmc

Congratulations!
Mind sharing your detailed tech stack ?
Like Java and what ??

Also, what is your pay in current company?
Trying to understand how better hike these are.

++

23 se 35, that's good but I think you can easily reach till 40. Try counter if possible. Also share your journey from 1st offer letter please. That would help others to know market condition.

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