Has anyone used the HDFC regalia gold card issued as life time free credit card by HDFC bank since I work at JPMC and have a salary account with them ?
Do they really waive the annual charges without any minimum spends as their site mentions Rs. 2500 as annual fees?

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Posting as :
works at
You are currently posting as works at

Yes I have Regalia Gold as lifetime free one. They don't levy any charges for the same. I, however, desperately want Infinia.

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2 years of Corporate relationship should be enough I believe

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Millenia card is better. Regalia Gold is waste.

Yes, when I applied they had given me Diners Privilege as LTF.

Privilege is useless. I’m talking about Diners Club Black. Else right now HDFC Swiggy is best under Cashback segment after reward redemption charges being levied on Millennia

Yes its LTF

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