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What will be the monthly inhand salary for this.

Off Topic : 1) When Does a software engineer start financial planning for retirement since the our Career span is only 15-20 years on average.
2) How much and which schemes to invest to mitigate the risk?
3) How much do we need for retirement? Tata Consultancy Infosys Mindtree IBM Wipro Capgemini Cognizant HCL Technologies
After 3.6 years is 16lpa a good salary?
Gave interview in TCS, it went pretty well. At the end, the tech interviewer asked my expected ctc. After mentioning as 27lpa, he asked if can be negotiated, told yes.
After that didn't get any feedback, its been around 5days.
Is 27lpa too much fr tcs? 🤔
Yoe 9
Tech SAP
IBM Tata Consultancy Cognizant Capgemini Infosys
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