Hey guys - Need some advice on my allocation. Consider unclassified as VTI. I know I have a lot more cash than needed for 6 months of emergency fund. But I don’t want to invest it all in index funds..

What are the best ways to increase my assets and decrease my liabilities? Specifically for the age range: 21–30, paying down my student debt, need to pick my next investment targets

What's a social security card/number , is it something like pension ?

Is it better to get credit at closing or lowering the overall home price?

seller is offering to lower the cost or give credit to fix the flooring

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Asked this in another group and realized this group might have more insight. Which one should I get: Chase Sapphire Preferred or Chase Sapphire Reserve?
I have a 1.5% cash back card from CapitalOne

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

I am looking for a financial advisor preferably in SF south bay area. Looking to start small ~15K. Any recommendations?

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

Want to buy a house in bay area? Is this a good time? Thoughts?

Probably the antithesis of this bowl - but need some advice. This is for a house in a Southern metro. Built in 1960s completely remodeled in 2000s with some very recent additional remodeling of kitchen and bathrooms. Well kept house. The price will be nearly $1M, the same as something built in 2010+ with similar square footage (because a lot of the price is the lot, its a super expensive zip). Should I steer clear because of the age? Will it cost a ton in maintenance and utility bills?

Got a letter of default and acceleration notice from bank who repurchased my mortgage due to what they thought was mortgage fraud but wasn’t. I’m contacting a lawyer but has anyone gone through this? I know they want it off their books and suggesting I refinance but my rate will increase and they’re demanding legal fees too

What percentage of your income do you save, invest and spend?

Angel investors invest at the most risky time & take exit at the most lucrative time

That’s why they’re called angels, but why is it VC with the GOD complex.

First time homebuyer and feeling confused about basic advice on the internet about “how much house” I can afford and what down payment / credit score is required. Help? Details within

Regarding the WSJ article.. Can anyone in PE explain why any pension fund would be interested in buying single family homes? Extremely illiquid, historically follows inflation.... Do they think Texas will go the way of CA? Ie/ zoning and artificial cost inflation due to supply constraints by the govt? It just seems to go against what is taught in economics as a sound investment... i guess CALPERS is desperate for yield given how upside down the state is

Currently on short term disability in CA and trying to figure out what the tax situation is. It looks like they don’t take out taxes, so should I set that aside? I can’t find any info on whether it’s tax-free income but I definitely don’t want to assume incorrectly

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

What’s the best savings account to keep money in? Interest rate? Minimum balance requirement? Annual fees?

Thoughts on more aggressively paying down mortgage vs investing? I don’t have any real debt outside my mortgage & currently have 180k in my 401k, insurance policy & invest in a 529 for my daughter’s

Is this an aggressive position? Would you use final regulations effective for tax year beggining Dec 16, 2020 to support a deduction for calendar tax year 2020? Proposed regulations didn't include this exception. More details below.

This may be a broad question, but what would you describe as 1st year associate work? 2nd year? 3rd? And partner work?
Also would like to know size of firm in responses.

Hi fishes
I am very intrested in data science career plz someone suggest me from where/how I can start

i’m very interested in learning analytical tools...deloitte is offering intro training for SAS, SQL, and ACL...which tool is the most useful?

Honest question here-hw do I work better with Indians who come over frm India(on-site) to client?My patience with them is at an all time low since they jst dnt gt the methodology & hate owning anythng

Blockchain - is anyone actually working on a real Blockchain project or is it just concept selling at this time?

Question for some of the senior partners on this bowl: do you mind sharing what does the the top end of partner comp look like? Is it like 2-3M annually? And how many years it took you to get there after becoming partner?

Any opportunities in the Bay Area? Where do you search and what titles do you use when you search?

I am currently responsible for all disciplines across the board not just creative or tech.

Hi Guys,
Can someone refer me in JPMC , I have 3.10 YOE in core PMO. TIA

How to handle the dual employment in BGV? I have a friend who have a overlap of 30-40 days from his last organization which is not disclosed in CV and with current organization. I feel UAN check will spoil it but his overlap is cuz he wasn't able to return assets back during COVID. Any suggestions?

I’m currently in SMB insurance sales for 2 years but I want to move into AE role that has a base around 80-100K. I’ve been looking at SaaS sales but I feel under qualified, do you guys have any recommendations that meets my base I’m looking for? I prefer to get out of insurance. TIA

Interesting all the noise about these PPT, my take:

The pandemic took all the upside of an IB analyst life (client meetings in person, fancy trips, suit up, worshiped at networking events) and left all the juniors with the downside (long hours, monkey-like type of job, aggressive work environment).

Not that the complaints are not sort of legitimate but you may need to revise the decision-making process that led you to accept a return offer. Specially if you were looking for less hours.

Hi,

I have recieved an offer from cognizant and they have sent link of their portal to accept offer and complete document formalities. Can I go ahead and do this, even though I might not join the company later?

Asian guys with coarse thick hair, got a barber you love? Looking for a new barber who really knows how to deal with my kind of hair

Do you know any people that have started as fresher and retired in TCS. Just wanted to know the salary that they retired in.

I will join Deloitte Hyderabad in Oct 22 as an Analyst - FPA with 1 year of experience. Can someone help me with the average fixed compensation?? They have offered 5.5 LPA fixed. I haven’t yet accepted their offer.

LA! Hiring mid-level CWs and ADs! Must have video prod. exp. and be very conceptual.

Solos and teams apply!

LINKEDIN ME (I’m bad at fishbowl)
Samantha Schneiderman (director of creative services)

On RRSP; I opened a self directing account with Scotia. Does it mean I have to buy everything through it. Can I buy stock on another site with cheaper transaction fees but still declare it as my RRSP ?

Hey all! Would really appreciate feedback on my current financial approach and making an actual financial plan (HELP pls lol)
This assumes I just got my direct deposit.

I contribute 25% to my workplace retirement acct. when I get paid, I apply a lump sum to my student loans or other debt. With the leftover, I’m having trouble coming up with a monthly investing plan. I have a Roth IRA and will max for 2022 (VT/VTI). I fund a rollover IRA+brokerage, no traditional IRA. Any thoughts, ideas?

What is a good alternative to a HYS and/or a CD for short term 6-12 month horizon? Low risk similar to HYS/CD, atleast from a principal conservation view.

SCARED MONEY DONT MAKE MONEY. BUY NOK 🚀🚀🚀🚀🚀

Help! In the final stages of closing a house purchase for $330k. Appraisal came at $311k ~6%less than the sale price. I myself planned for only 5% down on the original sale price. Contd...

Live in SoCal with a combined household income of 210k. What is a reasonable amount to spend on a house?

I have about $60k sitting in a savings account that I need to invest. I already max out my Roth IRA, Roth 401K, and HSA every year. I’ve been nervous to invest it because I can’t decide if I should stick to ETFs or invest in something more risky. Any suggestions on potentially good investments?

I have a 401k from my previous employer in Meryl Lynch. Current 401k is in fidelity. I would like to know if it’s easier to roll over ex employer contributions to fidelity (or) open an independent IRA account. I don’t intend to withdraw money from or take a loan on 401ks

19k to invest this week following a recent sell. Considering a small portion into BTC and the rest in VOO, VTI or SPY. Should I do dollar cost averaging into these stocks or are there any other suggestions?

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

What is the best way to get euros out without fees and at the actual exchange rate? Is it best to use an ATM at the destination or is there a better alternative?

Been living with my parents for a year to save money. We Get along well and have few issues. However I feel like I am not enjoying my 20s because I don’t want to put my parents at risk (I am responsible with covid, barely go out). Do you think it is worth it to move out and pay rent even though things are not normal anymore or should I just stay and save and invest knowing things go back to normal soon?

First baby, already saving in a 529 and UTMA Brokerage for him, what else can be done? Open to ideas on how to best set him up for future success - at least financially

VUG or VOOG for long term Roth IRA? 24 years old fwiw. I recognize that I am younger and also have plenty of individual stocks in my regular brokerage account

Where do you guys invest/save Your emergency savings fund? How many months do you save? I feel I'm more conservative and save more because I work in consulting.

Have roth ira account with fidelity which doesn't allow me to buy crypto coins. What other platform can I roll it over to for investing in crypto

Anyone looking to do a Roth conversion with this down market? Considering doing this with at least some of my 401k but curious what other people's experiences are

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

What are you buying in this market dip?