I have about $60k sitting in a savings account that I need to invest. I already max out my Roth IRA, Roth 401K, and HSA every year. I’ve been nervous to invest it because I can’t decide if I should stick to ETFs or invest in something more risky. Any suggestions on potentially good investments?

My home office is NY but I live in NJ and I’m filing taxes in multiple states that I worked in this year. On my W2 federal wages are the same as NY state wages, how do I track down my New York w2 wages without access to my detailed timesheets? Can I just subtract my total wages from the state wages from my W2 of the other states I’ve worked in?

How much should i save from my salry for securing post retirement life and all general commitments before that. I'm 30 now. Assume no Inheritance. Current in hand 1.85 lpm

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

Trying to chart my next move and not sure what direction to go. All I know is I’m tired of being always “on” in a client-facing environment.

Any podcasts, books, etc I can read for insight into more internal roles like biz ops, corporate dev/strategy, other??

4 YOE total all in consulting. Currently a SC. Clients/work have been commercial healthcare implementation & public health strategy, risk, process imp etc.

Where should I invest money ?
Apart from shares and mutual funds.

Note: max amt - 20 lakhs
Need good return
Blocking period can be of 5-7 years..

What are the bands at sigma healthcare

What are 🐠 🐠 thoughts on Shift Technologies (SFT) ahead of earnings? It’s a Carvana-like play.

Entry level healthcare administration positions available in the south Florida area for a recent college graduate?

Has anyone opened an investment account with Chase? How do you like it?

Is laptop reimbursement policy still available or not since hybrid wfo has resumed? Joined last month. This is for Mumbai

SO and I have finally saved $500k. Should we buy a house or a green card (Indian born on H1 in the US, I-140s approved)

Anyone else seeing the run old gold and hype around it similar to the bitcoin hype at its peak?

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

How concerned are you about inflation? We have 70% savings rate and 50% of our expenses are housing / utilities of which the largest part is rent which is a fixed contract (no CPI escalation, no automatic increases, paying same rent for 4 years). No car as we are living in a large city. So if I look at the components of CPI and what’s rising I am feeling pretty „good“ about it. The one thing I am „worried“ is asset inflation but obviously that benefits me directly. What am I missing?

Is now the best time to get a deal on a new smart TV, or given the looming 2023 recession, are prices bound to dip even further next year?

Buying a house with monthly expense of $4900, although my current rent is only $2350. My total HHI with my husband is about $310K. I’m feeling weary of spending this much but we live in a HCOL area near a major city and we have high taxes. It’s hard to find anything decent under $800K. Should I just suck it up in order to be a homeowner?

Hey guys,

I recently joined tcs and they told me to work at the Qualcomm office.

How will Qualcomm. What are benefits to the employee who comes from other companies to work at Qualcomm

What are the different learning platforms available for employees? Can we get reimbursement for certifications etc.?

How to get experience letter in Virtusa after resignation?

How is it like to join Virtusa as a fresher?
Please share your feedback

I am currently studying for REG. Is it absolutely necessary to memorize every dollar amount and related phaseout amounts? Or should I try to focus on understanding the rules mostly? There are so many phase outs my head is spinning 😣😣.

What's the maximum package a devops engineer can get? Plus devops engineer can be consider same as software engineer in terms of package?

Has this ever happened to you that each time you meet your bf/gf , there is extreme nervousness from both sides ? It’s a good kind of nervousness (shyness , awkwardness) and almost feels like meeting someone you have known forever for the first time?

Does citiustech give salary while employee is on notice period ?

Ok folks who’s about to get recalled.

Anyone know of going freelance copywriter rates in Tennessee?

My firm recently switched to a time keeping system that monitors everything you do on your computer. I have ADHD and often google random things (I.e. scores of games; actors in movies/shows; news articles; etc.) has anyone had a problem with AI monitoring and/or management getting on you?

I had my kind of hr round with TCS
They did not have a detailed discussion regarding the compensation .
But they told i will be getting link for uploading documents and then hr would be discussing for compensation.
Its been 2 days. No update. Can anyone guide. Why 2 hr rounds ? N how much time it takes?

Hi Fish,

I attended the interview in cognizant. But i didn't get any feedback of my interview. So, what should I do? Also, I dropped the Mails to recruiter. They did not reply on that.

About to get promoted to SM at EY. How much should I expect? Does it grow within SM cohort?

Is it just me or other people have also seen people hooking around near cricket ground in Infosys Pune campus.
In the afternoon and night shifts obviously..

Sunday discussion. CEO Marc Benioff feels that companies should go beyond capitalism and push “social change”.
Let’s take Netflix / Dave Chapelle as the example, is it the CSR of Netflix to moderate the content they present and we pay for?
Personally, I don’t want companies to moderate for me or on behalf of me. I will make my own decisions as a citizen.

Is it standard to get revocation notice for H1B petition from older employee after transfer and approval of the petition with new employer? Has anyone here faced it before or know what does that mean?

My husband and I want to buy a condo in Chicago in a year. We are close to having a down payment plus closing and emergency funds in a HYSA but are still a 8 months to a year away from buying. I feel like we are losing money by keeping it in cash but it is the safest option. Is that true?

Would people mind saying their yearly income and how much their mortgage/rent is? Can they also note if they live with roommates and how much they pay as well?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Tech and growth etfs dropping so fast right now, glad I waited to buy!

Has anyone opened an investment account with Chase? How do you like it?

PwC fish: how can I do an in-service transfer of my after-tax 401k contributions to my Roth IRA? I was planning to roll them over after I leave the firm but saw in other thread that we allow in-servic

What applications do you use to view all of your investments in one place if you have multiple brokers / brokerage accounts?

Does anyone invest in crypto ICOs? Based in US, looking for a good platform to invest through

I’ve been using CoinList, but lately all their ICOs exclude US - so maybe we just don’t have many available to us anymore

Any good non-tech stock buys?

I don’t get why even the most reputable financial news still try to attribute market moves to people. It’s not individual investors who are in control of day-to-day moves anymore, it’s algorithms.

Moving from Canada to the US. Anyone have recommendations on best credit cards to apply for to start building credit and that either leverage Canadian credit or don’t require credit? Have heard Amex and RBC (and a few other larger banks) seem most straightforward but open to ideas.

I have a lot of exposure to big tech and sp500 across my brokerage account and retirement accounts. I recently opened a Roth IRA and have 6k in it to invest. I know the default strategy is to invest in a fund that tracks sp500 but I do that everywhere else regularly. Is there anything else like VYM you recommend? I’m targeting dividend growth ones since it’s a Roth IRA ..

I currently have both of my retirement IRAs in SPY (Roth & Traditional). I rarely ever see anyone here invested in SPY, it's usually a vanguard fund like VOO, VTI, VXX etc. What's you're reasoning behind that, and alternatively if you're in SPY, why?

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?

Looking to sale majority of my holdings in next bear market rally. Does folks who do tech analysis think we have started one from Friday. Want to sale as much before we get another brutal sale-off before mid terms.

Im looking to buy a home, program is zero down (no PMI). I make 150k base salary; take home 8k mon. Im looking to buy a house under 350k in my area. Im looking at a payment of about 3k including prop. taxes in a newly gentrifying area. My plan is to house-hack and in a year move out. Is this monthly payment too high? I have under 10k student loans (will get wiped) and no other payments. I want to make sure I can afford it even without tenants just in case.

I am looking for a financial advisor preferably in SF south bay area. Looking to start small ~15K. Any recommendations?

Straw poll: % of gold in your portfolios. If you have, any plans to sell? If not, any plans to buy?

Do you think any of the major cruise line companies will go bankrupt? Debating if I should invest.