I am looking for a financial advisor preferably in SF south bay area. Looking to start small ~15K. Any recommendations?

Our company is considering offering 401K employer match. We are about 200 employees venture backed company. We have about 60% participation mostly the non HCEs and only some key employees contribute. We always pass top heavy test and wpassed the 2019 ADP/ACP test. We are aggressively hiring and project there will be increase in participation, particularly if we offer the match. Given this information would it make sense to continue with a traditional 401k plan or go with safe Harbor plan?

Does anybody know what I can submit turbo tax reimbursement under? Didn’t realize until this year it was reimbursable

Do you deduct your internet as an home office expense on your tax returns? Any other common consulting deductions I should be looking at ?

Good drop on Fastly today. Was able to grab few for swing trade

Does anyone else intentionally under withhold to smooth out annual cash flow? I feel like it’s fine as long as you remember to set aside enough of your bonus for the tax man. Gain time value of money, still pay the gov when it’s due. But it feels sketchy for some reason.

How much did y’all paychecks went up by from the tax law?

hi,
i got a offer letter from hsbc before baground verification but i taken education loan for my MBA this year 2022 but my tenure to pay is not occurred. i had credit score of 728 . is there any chance of getting revoke of offer letter

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Joining MBB in Oct and wondering what credit card to get.

factors to consider:
•Currently have CapOne Quicksilver (did it for intro $ offer a year+ ago).
•Backpacking Europe for ~6 weeks in Aug, so looking to put purchases on new card. Already paid round trip, but not the intermediate parts.
•Unsure how much traveling for cases, esp w the WFH situation.

Was looking at Chase Freedom Unlimited for $300 offer & % cash back, but curious ab other options. Corp card prob also affects decision.

Hi guys,

I am shifting to hyderbad.
currently single.
Can somebody help me understand the expenses there?
And also plz guide me an how much income is needed for a person to live a decent life in hyderbad as a single.
If recomandation for PG and room sharings.

How do they check to see when or how much I gain on investments that I take on my brokerage account? I have never filled taxes nor really taken any gains from my account?

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Making this bowl to share thoughts and experiences about angel investing!

Which luxe car do you own/ lease? I’m gravitating towards leasing a Mercedes.

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

Hi everyone.

Any day trader guru here? Suggest me where I can learn trading methods and knowledge. I won't start trading now until I feel my techniques good.

TIA

Best way to reduce taxes on severance pay? Receiving bonus and severance, tips for saving money. Open to charity etc. I’m afraid that most of this will go into taxes. I will max out my IRA.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

EY, GT or RSM (Senior Position in Dallas) and why?

Hi Fishes ,
Please let me know which company is better .
Society general and Eurofins?
For .net full stack.

Hi Fisher,

I have an offer from Robert Bosch of fixed 25.3 LPA, and an offer from HCL with fixed 27.4 LPA.
Which one is best to go in term of wlb, company profile etc

How do we get them to shorten the consumer ISI? It serves no ethical purpose and physicians hate it. Here’s my version:

Hi All,

What is the advantage and disadvantage of working in SAP labs as external worker

Where to go with kids and grandparents during cold season in Chicago or Northshore? Moved to Northshore recently with 2 kids and parents visiting soon.
1. Restaurant recommendations.
2. Play areas.

First time sold RSU and ESSP stocks and company withheld shares to pay for federal taxes . Which document would show actual federal taxes paid thru withheld shares.

Requirement

VLSI

Job Code

1879282(B2), 2725048 (B3), 2854549 (C1), 1884765 (C2)

Experience

B2(3-5 yrs), B3(5-8yrs), C1(8-10yrs) ,C2(10+yrs)

Candidate Requirement

Area of expertise: System verilog, UVM, OVM, CPU verification, IP and SOC level verification.

Job description:

BE/ B.Tech/ Master degree in Electrical Engineering or Computer Science
3+ years of experience in pre-silicon RTL Verification /IP Verification / SOC verification
Strong knowledge of System Verilog and working knowledge

Planning to go to Big Bend in a couple of weeks - what are the must sees?

Hpe Hr releases an offer letter with joining after 2months. Should I wait or back out? What if they withdraw?

in bgv of EY how many company experience they verify, all the companies or last two? in year 2018 absconded a company will it create any problem in bgv?

Hearing the sir Martin announcement today, makes you wonder if he is a crazy old guy or a brilliant marketer

Anyone interested in buying a road bike?

Anyone ever move from an internal role to one with external clients? I manage a learning function for a line of business and pondering the next move: industry, startup, consulting...

On a contract negotiation call, opposing counsel kept making sports references, such as “You got four out of six here, take the win and leave this one alone” in regards to reasonable modification...

How do NYC big law real estate groups hold up during recessions? Are they one of the harder hit corporate groups or is there more stability?

Hi,

Two weeks back i got a mail saying that i have been selected for legato. Till now i have not received any offer letter. Can anyone please suggest me what should i do or whom should I contact?

Recent immigrant and about to buy a car - insurance company said it would take 2 weeks to process my application. Is this normal? In the US I insured my car with one 10min phone call, so was a bit surprised

I heard a lot of people talking about Colorado becoming the next biotech hub. Is this true?

Is Tesla still worth it?

How do they check to see when or how much I gain on investments that I take on my brokerage account? I have never filled taxes nor really taken any gains from my account?

23 y/o, is it ok if I’m not maxing out my 401k? There is so much pressure to, but I am waiting until I move to a lower cost of living area and get promoted in a year.

What are the best tax optimized investments from post-tax (take home) salary? i.e how can you defer and/or reduce/minimize tax on investments, and what are these investments.

Have to use a financial advisor due to inheritance doc requirements. Where can I find the best low cost advising? Even if it’s automated or the low monthly fee with an annual review - I think those fulfill the requirements I need to meet. Thanks!

Thoughts on investing in DISney ? Better to go in as a stock or via ETF exposure?

Thoughts on brk.b for long term? Thinking of getting in at this point.

What are some good HYSAs right now??? What rate are they at??

Not exactly finance related, but where do you store important paper documents like totals of a car, tax returns, birth certificates, ect. ? At home, in a safety despair box, ect?

What is a good alternative to a HYS and/or a CD for short term 6-12 month horizon? Low risk similar to HYS/CD, atleast from a principal conservation view.

Have roth ira account with fidelity which doesn't allow me to buy crypto coins. What other platform can I roll it over to for investing in crypto

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anyone know what is the financial requirements to be approved for Fidelity level 2 option trading?

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Anyone looking to do a Roth conversion with this down market? Considering doing this with at least some of my 401k but curious what other people's experiences are

If you are planning to buy a house soon, here's a great way you can save taxes.

When you usually sell your shares, it attracts taxes. You either pay STCG for less than 1 year or LTCG for 1 year or above. Even if you sell your existing property, you would have to pay taxes on the capital gains.

But, if you have plans to buy a house, use the Capital Gains Account Scheme (CGAS) to save taxes.

How does CGAS work?

Let's say you bought a few shares in 2017 and want to sell them in 2022.

Contd…

Feeling defeated. 240k student loan, 165k salary, 29y who never lived alone and still can’t — when can I start living life? Does everyone just keep making sacrifices, changing priorities? Contd

I have $100K liquid cash over and above maxing out 401K, HSA, College fund, investments in Index funds and emergency fund. I plan to leave $25K for contingency. Of the $75K is it wise if I purchase I bonds worth $30K (myself, spouse, kid)? Current combined rate is 9.62 Does anyone foresee the interest rate drastically reducing? I don’t intend to cash them out before 5 years.