Hi all, I am early in my career in Tech. 23 years old but very concerned with CA rising housing cost. I’m based out in the Walnut Creek area but understand that houses go 2Million+ in the Bay. Thoughts on getting whole life insurance and taking a loan out against around age 35? Thinking I can leverage an aggressive savings approach this way and use the FHA loan. Any ideas? Pros/Cons to this?

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Seems like saving as much as you can each month religiously and then putting it in a higher yield CD or a value fund makes more sense. Save for the down payment with no loan payment at the back end (as you would have with when you get whole life). Once you get settled into your mortgage, re-di to low rate but keep paying original mortgage payment so you can pay off the house early.

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I don't want to ask the Mck recruiter more questions. Can someone explain the differences in the Profit Sharing Retirement Plan and the Money Purchase Pension Plan? Does Mck contribute to both?

Any advice in terms of investment to save the maximum tax?

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What are the pros and cons of working for Progressive Insurance as a PIP examiner?

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Looking for Remote/WFH roles in Analytics domain - Senior Consultant/Team Lead/Asst Manager. Have 3.5 years of exp in Banking analytics domain. 6.5+ years total. Open to other domains as well like Marketing Analytics, Insurance, etc.

Kindly let me know in case of any available opportunities.

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Have about 5k to invest - should I do FXAIX or FSKAX?

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Comforting others:
When someone tells me bad news regarding their health, I say everything I am supposed to say (I’m sorry to hear that, I’m here for you, etc) EXCEPT “everything is going to be ok”. Because I can’t guarantee that and I really don’t know if everything is going to be ok. I was taken aback recently when a friend told me I am calloused and cold-hearted for not being able to say those words. Is she right? Should I start saying this for the purposes of providing comfort only??

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Which company is good to join
Evolent health: 15+1JB , hybrid after December
Orion Innovation : 15 , pwfh
Skill: donnet, azure , angular fullstack
Yoe : 4
Really confused to choose one.
Please suggest in terms of wlb and
career growth

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Amerisourcebergen doesn't care about its employees. We have no mental health awareness. Leadership only promotes people who kiss ass the most qho have no managerial experience and pass people who actually have experience in a manager role. Leadership never helps you with anything. Managers write you up for no reason amd threaton your job constantly. Ive have leasherip threaten my job while on FMLA and write me up for taking too much time off

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Any good ETFs to invest Roth into?

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Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

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I am in need of some advice I have a bachelors in healthcare administration. My long term goal would be a CEO of a hospital. I am looking at masters programs and need some advice as what to get my masters in. I could get my masters in healthcare administration but would like to look at something a little different maybe healthcare leadership or something. Anyone have some advice?

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Genuinely curious: How do you justify working in PR knowing that you won’t make $100k+ for 15-20 years? I’m 3 years into my career and I have regrets about choosing this field when I look at my financial timeline.

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Are there any debt consolidation options for a professional family man with a decent credit score, who's let high interest credit card debt get out of hand? I get the mailers that entice with a low advertised rate, and then the offer comes back at something slightly less than what I am already paying. I am thinking something along the lines of a bank that I can talk to, and explain exactly where the money is going, not being apposed to a direct deposit to the card companies themselves.

I’ve worked for a medical consultant company in Houston the last two years doing various things from billing to patient care to even doing medical records request. I have been looking for a job preferably where I can put my masters in healthcare administration to use but most of the jobs I went to apply for I qualify for everything but the management and supervisory years.

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My company IPG, IPG health/ FCB health is hiring, if you’re interested, curious, need a referral. Please DM me and I’ll be happy to assist :)

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I am new to the professional world, but I am confused about where I put my money once I have collected my emergency funds, I do not want to do trading but want to play a long term goal of investing, some good advice please?

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Is BRK-B a buy right now?

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Recent immigrant and about to buy a car - insurance company said it would take 2 weeks to process my application. Is this normal? In the US I insured my car with one 10min phone call, so was a bit surprised

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Hi all I’m a certified Project manager and Scrum Master with 8+ years of healthcare experience and 3 plus years in Tech as a product manager with some 5 years in service designing. I really need a well compensating remote evening/ night shift position pls can anyone help or refer me? Thank you!

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BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

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A coworker asked me to do something, I should have questioned it but did it because I trusted their seniority. I got called out for it by our boss on an email. Should I say something? I am planning to apologize to my boss and mention I’ll run it by them next time. But not sure if I should mention I had checked with my coworker who was in charge of that area.

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Hi fishes

I have been selected for Consultant position for Mastercard. Its been 10 days since I have submitted my documents.
HR called once last week for salary negotiation but hasn’t called back since.

Should i be worried?

How long did it take you to become good at excel? Like fast?

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Can anyone let me know the levels in Accenture?
I got offer for- Application Developer Senior analyst.
Management level- 10
What’s the hierarchy in Accenture and how is my role compared to my 3.5 yoe.

Total YOE- 3.5
Tech- Data Engineer (PySpark, Big Data, hive, hadoop, python, sql) Accenture Accenture India

For those of you interested in furthering your education in CSR, here are some programs I’ve found (links below):

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I have been in client facing wealth management as an advisor for 10 years. I haven’t built a book of business because I’ve worked for mostly discount brokers (Merrill edge, TDA, Etrade). I want to know how to transition to a non client facing role in wealth management or another financial role. I am series 7 and series 66 licensed. Any thoughts?

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Anyone working in N26 in Germany?? Need reviews on them please

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Hi all,

Can anyone share some insights on the Associate managing consultant role at Mastercard? I am curious to understand the culture, the projects and the salary as well.

I can't DM yet as I am new so please feel free to DM me.

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Trying to get an investment job in Toronto as a new immigrant. I have 4 yoe in consulting, investor searching and financial service (risk). Currently working at call center to get local experience (bilingual), opportunities for internal transfer, while preparing for CFA 3 Feb 2023. Any ideas what to prepare in extra?

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What finance podcast/show/guru do you prefer? Do you have go to finance books you recommend?

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I am currently expecting, have informed my team. Since the organisation is in hybrid mode, when discussed earlier i was told that it is flexible in terms of wfh depending on my health condition. But now my department wants me to be in office twice a week irrespective of the prior discussion. Still half of the office is on hybrid mode. Is it a fair ask?

In Texas & my CPA CPE hrs are due this month. The corona virus has really impacted my work/plan to finish them and I’m worried I won’t get them done. Anyone know anything about possible extensions?

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Hi All

I'm looking to join LTI
Is there anyone with AEM background who can help me understand quality of work and quality of projects that are aem specific

Am I the only one who has my employer's name tattooed on my ass? #worklifebalance #whoshiring #futuretrophywife #lolnahfuturecenterfoldsheadliner

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Monday Morning rumination: unsolicited advise is criticism.

Much to reflect on with this topic. Last week I was told in a 1:1 with a new contact that I was “too direct”. After some time chewing on the conversation I was struggling to place the emotions I was feeling. Turns out I was feeling guilty and shame for being me, for taking up space. Lesson of the week: unsolicited advice is a criticism of you, a micro aggression of who you are, and being “too much”. What would you do??

Post Photo
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Utilization rate this time of year?

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Any insights/opinions on living in Toluca Lake?

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Was anyone else incredibly disappointed with the Hollywood boardwalk when you first came? I didn't even know 99% of the folks there

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Hi,
I'm thinking of changing my career to data analytics. What course should I be doing?

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Additional Posts in California Life

Anyone here working in the construction industry, general contractor? I’m looking to relocate here and Would love to connect for some guidance on job search.

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Considering inflation and cost of living, is it likely that San Diego employers will have to match salaries that of Bay Area

Welcome everyone! Where is everyone from and what field are you in? Feel free to share hobbies as well.

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San Francisco related Question.
How is the Chinatown area for a long term stay? Any safety concerns, etc.?

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