Any good ETFs to invest Roth into?

What credit card do you use?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

Inflation check @9% 🫡

In your opinion which is the best target fund to choose in IRA Roth?

Hi folks - anyone here is a realtor or was a realtor in Toronto before? Looking to chat with people who have the experience.

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Anyone use the Apple Card to buy iPhone on monthly installments and submit Apple statements for the cell reimbursement? Or do we have to buy phone through cell carrier?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Looking to rent a home in the Central Park area but there are very few homes available for rent on Zillow. Does anyone know of any other platforms that might have listings that are not on Zillow? I imagine most people who are trying to rent out their home/investment property would list on Zillow but thought I’d ask!

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

$DPZ 370c 3/27

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

What is the best performing NPS available on market. Let's assume that I invest 50k per year for tax saving, what could be my retirement benefits out of this(30 yrs of investing). Please help me with calculation and suggestions.

How would you sell ETFs in retirement since there is no average cost option for etfs?

Planning to buy home. What are the legal services i can enlist from hyatt legal. Do they cover title check, contract review. Trying to see how much legal expenses i can save by using hyatt legal.

Has anyone noticed how attractive realtors are or is it just me? Recent studies show the more attractive the real estate agents, the higher the listing price of the home.

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

I saw this townhouse in a prime location in my city for $350k (cheap for the area). The floors are all messed up though but the buyer said they’ll either lower the house price or give a credit for closing cost. There’s also a lot of nicks here and there (some locks missing from door, dents, scratches, stains, and some things are loose). But overall, the house’s architecture and design is so beautiful. Would it be worth it to get it and fix it up? Or find a newer house with less maintenance?

Moving from the US to Singapore soon. On a 90k salary, how much should I budget for rent? Ideally I want to live in neighborhoods close to central locations such as Tanjong Pagar, but I’m not sure if it’s possible.

I’m a woman of color and my legal assistant is a white man…this feels…good?

Working on some law firm applications tonight and it sucks that I know that I am so capable and have a strong work ethic but firms can’t see beyond grades or the fact that I didn’t go to a t14 law school or prestigious undergrad. I’ve worked twice as hard and feel like I’ve barely even gotten half as much. It’s discouraging sometimes especially because I worked so hard with pretty much no guidance (first gen, poc, low-income) to get into college and do well and then get into a t30 law school

Hey guys I also got laid off at D. 1 year experience as a BTA>S&A>CCG. Would anybody mind helping a mate out with any referrals? Would love to discuss over DM. Appreciate your help, thank you so much!

Have an offer from flipkart for ui engineer 1. How is the work culture, WLB and growth here?

Hi,
Can anyone please explain the significance of band 6B in Kyndryl? What is the hierarchy of bands?

Can anyone provide TC for manager positions at Liberty or Progressive? Are they offering remote for these jobs?

Hey ladies, I’ve been having some hair loss and shedding recently. Any advise on methods or products on how to get my thick tresses back 😩

🗣️ #ASpaceToVent 🗣️
Making a career change is tough! Let's use this thread for venting, asking for community support and feedback, or just being witnessed on something that needs to be shared. A space to say what you can't say elsewhere!

Are the reports of the US running out of diesel in the next few weeks accurate? And if so, how will we transport food or anything else from one state to another???

Hi Team,

I joined Mindtree on 8th Feb and not got project and I was waiting for last 2 and half month. So, i gave interview outside (tech mahindra) and got selected. Almost 30-35% they said they will give and i am negotiating on it.

My main concern was shift and i have some health issues and unable to continue in night shift in Mindtree and tech mahindra its purely EMEA shift and per project team update.

Shall i switch to tech Mahindra?

When can we expect appraisal letters ?

About to start a new role as an Associate Director for a PR agency. How do I prepare for this job ahead of time? Any tips and tricks welcome.

What’s the word on the street about work life balance at Edelman? Are the hours insane?

I wouldn’t even mind the hours of this job if people were kinder.

A partner I work for keeps asking for ETA's on assignments I have already submitted to the senior associate on the deal for review. Does it sound like I'm throwing the senior associate under the bus if I say I have already submitted to senior associate and am waiting for feedback? I feel like the partner will get upset at me even more if my answer sounds like I haven't submitted the assignment to the senior associate yet.

Anyone have any insight into the financial services practice group at Troutman Pepper?

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

I’m looking at investment a portion of my portfolio into alternative investments. Maybe around $30k to start. Anyone have recommendations or experience with Alt investment vehicles? (e.g., crowdfunded startups/real estate, PE, VC ETFs)??

Dead cat bounce

Anyone know if Deloitte allows for a mega back door Roth? How would I confirm/ do this?

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Anyone feel a 6 month safety net isn’t adequate enough for the recession we’re going through? I just fully funded my 6 month goal and need to figure out how much I contribute to 401k

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Thoughts on XT?

Is there any website to get a template for decent/basic contracts (i.e. leases, purchase agreements, partnership agreements)? I want a base to start, without having to sign up for a free trial and then get hit with a bill when I forget to cancel...

FZROX vs VTSAX?

I maxed out my Roth IRA contribution thinking I'd be safe from the income limits however my wife brought way too much $$$ than anticipated this year. It's a good problem to have but not sure what I need to do with my Roth IRA for the year 2021. Impossible to get a hold of Merrill to discuss options.

How would you sell ETFs in retirement since there is no average cost option for etfs?

Best place to get pre-qualified for a mortgage?

I have some collections on my credit report. One from an electric company for $800 (imo they violated terms of contract and sent me to collections in spite of their fuck up), and an apartment for $80~ that charged me a cleaning fee when my apartment was spotless.

Despite these two collections have a 712-720 credit score.

So mortgage lenders care at all about the collections or is it mostly the credit score that matters?

(cont)

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

I have an idea for an investment-type thing but am trying to figure out what price point would be attractive to your “everyday” affluent but not 1%er family (I’m talking the 3%ers like myself). If you fit that demographic and were offered a solid investment opportunity with a guaranteed annual yield of 8% and an appreciation of the underlying asset of at 3%, how much would you be willing to invest in it without stressing too much? 10k? 25k? To be clear, not seeking investors here.

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

My company matches 3%. Is that low or on par?

This is a little embarrassing… I don’t know anything about investing. I come from a low income / immigrant background and never received financial education. Just recently learned the difference between an TR and Roth IRA 😓 I have started to contribute $$ in my 401K. I am 27 and only have like $15K in my Vanguard account feel like I am so behind. Can someone recommend good resource/advise to learn the basics?