Hi everyone! Bought a house last year and want to prepare for taxes this year as a w2 worker. I usually do my taxes with the cheapest option turbo tax offers. Should I do it differently this year? Any tax strategies I can take advantage of since I bought a home last year?

The only thing I truly care about is money and I’ve tried hard to not be this way but I can’t help it. My parents came from nothing and I refuse to ever “feel poor” again

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Trying to figure out my net worth hope you guys can provide some insight. Do you include their home value into their net worth? Do you subtract the value of the home and what you owe on the mortgage?

Currently 25 y/o making 70k/year in Boston. I grew up pretty poor and I have minimal financial education. A lot of my salary now goes towards helping my parents get out of debt. My parents are no longer able to live on their own, so considering selling my grandmas house where they live (maybe 550k), paying off their mortgage (100k) and buying a duplex (between them they make about 55k/year). Is buying a two family home a good investment ? How much can I afford to spend on a new house?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

I am financially secure (husband now has a high earning job) and looking at what options for "moon shots" at chances of real wealth generation with my years in Big 4 (10+). Month to month cash flow isn't a concern anymore so i can focus on opportunities for bigger pay days. Ideas from the hive mind?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Has anyone used or heard about Flagstar Bank for mortgage? Seem to have a great program for JDs, wondering if anyone has any bad experiences or good experiences with them

What are some side hustles you’re doing? I’m looking for ways to make additional money.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Gonna help my 16 year old sister get a Roth IRA and learn from my mistakes of not starting early... Should we park it in a target date fund or index fund (VTWAX or the like) ?

Cross posted: Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Any contract specialists with experience with rebates looking for a fully remote job paying up to 150k base salary. Please reach out.

Looking for Full Stack dev Opportunities at TCS.

What should a Cna/mht expected hourly pay/ yearly salary with 5 years experience in Delaware

Hi all,
I am working at PwC Kolkata for more than 2 years now,
I was promised that my salary will increase and as far as I know Partner has conveyed this request to the HR, but I still have not got any updates , so is it possible that , HR can deny the request, or they ar bound to do so ?. Who decides our CTC and increment ?

Thanks

H1b fish who were terminated by your former employers, did your employers offer flight ticket back to your home country?
My firm gave me $700 which is not enough to book a one way ticket in current Covid condition. I was wondering how i can negotiate higher amount. Any advice is much appreciated! Thanks!

Would Publicis Sapient MC practice have exit ops at the same level as Big 4? Or is their brand name closer to Tier 2 strategy consulting firms and MBB?

Hi. I got selected as a consultant in Global business services role (SA&MA) in DI. Can someone throw some light on this practice as what it does? Will the clients be India based or overseas?

I recently got promoted to Assistant Account Manager after being at an agency for around 6mo. I enjoy the people I work with but I realize that I want to pivot into a more creative/strategic role. Does anyone who has made this pivot (or know someone who has) have any advice?

Can anyone help me out with a sample sales
territory plan? I’m looking to move from a fully inbound sales role to an external role managing a specific territory. This is going to be a change and a challenge that excited for! Any advice/tips would be most appreciated!

Has anybody given nab codility test.please let me know

Anyone have recommendations on the best resources for PE recruiting prep, assuming I’m starting from square 1 (aka little knowledge of private equity mechanics)? Thank you!! 🙏🏻

I don't know if this is a recent change but I’m seeing postings for junior copywriter/community manager roles. Have these roles always been attached or posted at a junior level? Is this merged role worth considering as someone young in the industry with more traditional intern and freelance copy experience.

Taking bowl photo suggestions. Post your pics here. 🤔

Hey fishes, aside from the obvs candidates (fjord, Ideo, snook, deloitte digital, ey Parthenon, pwc consumer bit), who else is doing good work in the UX research/service design space? UK/Europe based.

I would like to learn more about development and real estate. Can anyone recommend any books or courses that you think are informative. Eventually I would like to own a few apartment buildings, but I know there is a lot I need to learn 1st. Any advice appreciated. 

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I am considering putting down an offer for a TH in a community that has Mello Roos. It gets added to the property tax. I am looking at paying an additional 5-6k for that.

Online videos say it’s all good because the money gets invested in building the community .

any potential downsides? In terms of future sales and demand ? What am I missing?

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

Do you thank your tenants for paying the rent? A quick thank you text?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

I’m in Dallas and have been renting for 5 years. I don’t have any savings, but have about 30k in my 401k. Im thinking about leveraging that to buy a condo/or house. Is that a good idea or am I in over my head? I mostly want to, because I’m tired of renting and I’ve read reports that prices will only continue to go up. Although, I will have to pay back the 401k + pay rent, so maybe not a good idea. Advice/resources would be helpful.

I went under contract last fall for a new build that will be done later this year. In the contract the seller/builder included a clause that gave them the ability to change the price without cause anytime before the house is complete. This past week they invoked that clause to increase the price by like 7%, supposedly due to material costs. I can either agree to the increase or they return my deposit. My question: is that type of clause even legal? (Cont)

Does buyer have to share appraisal with seller? Can seller request it?

I joined a real estate team & I was expected to show up at 9:00am sharp every single day. Is this a common team policy?

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.