Hi Fishes,

Need to understand one thing, myself and my wife has invested around 25L in MF, both long term and currently sip, its been close to an year. So when can I expect some good returns? My only goal is wealth creation for almost 10 years I am ready to play in the market, Also we both have close to 30L in FDs which is termed as debt fund plus ppf and nps close to 20L, so currently put majorly into equity since ready to take risk. Also have a 1 year old son for him also we have started SIP

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

EPOR a solid first option trading choice?

Any thoughts of investing in gold or gold related instruments?

Building im applying to has a $1,000 move in deposit. Are these usually refunded? The agent is checking with management but they are being super slow to answer. I want to move quick on this so I don’t lose the apartment

Have you received the salary today? Got the mail now but no credit yet in account 😕

Is 94K GBP a good salary for 10 years experienced in the UK ? Can I live with my family with this package in London and save some money ?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

How much are you paying for rent (and where) vs how much are you making?

Any REIT ETFs that people like?

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Has anyone taken on side gigs here? In transactional real estate and could really use the extra money. I’m in-house and drowning in bills. Where did you post and what kind of insurance did you get?

Anybody here make significant weekly/monthly passive income off Covered Calls and/or selling puts? Looking for success/failure stories for those who have tried this!

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

I need your advice and assistance to choose between 2 options. I have two job offers one from India and another from Amsterdam. I am confused about choosing among them.
1. In India my gross would be 69 LPA along with my spouse out of which we save up to 20 LPA per year.
2. In Amsterdam, my gross is 86K including holidays allowances and stock options. My spouse is searching for a job. she might get 65K in the coming day.
Considering the 5yr horizon. Need your help to decide on the options.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

My score is 620 nothing outstanding but my student loans are killing me. I cant get approve for a house

So should I buy Tesla or too late ?

Hi All,

Need guidance for Kubernetes , AWS training from someone who is already working in it. Please DM me . Your help is greatly appreciated. Thank you.

We’re looking for a writer Senior to ACD. The position is client side and would start as a contractor. Based in Atlanta, but are interested in anyone on the east coast. Hit me if you’re interested

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

What is the difference in subscription to notified and subscription to approved mutual funds?

Does anyone know if Visa’s 401k plan allows for a mega backdoor roth?

Does anyone have experience working for or using Sylvan Learning Centers?

My favorite week in Miami is coming up! Hope you folks in brickell don’t mind the 45 minute wait for Ubers lol

Any art basels recommendations for this Sunday and Monday ?

What is everyone’s outlook on crypto? I have some litecoin from awhile ago and wondering if I should indefinitely hold it. Thanks!

SO and I got in to a disagreement on the background of Indian tech CEOs. It appears that they are all from 1 or 2 major communities in India.

While he thinks that its genetics/being naturally gifted that got them to where they are I believe it's the environment & discipline that made them successful. We are not from said communities but curious to hear your thoughts on who is more accurate.

Hi fishes,

Can anyone refer me for a role in the bank of america chennai location. Job id: 22093697
YOE: 2

Favorite mezcal for cocktails? Bonus points for recipes!

Hello Fishes,

Can anyone help me understand the Wipro (Blackstone COE)’s WLB, Growth, Future opportunities like Big4, Incentives.

Also, what is this company actually? a BPO?

Role offered: Valuation Analyst (salary at this role)

Anyone available for DM please do let me know.

Blackstone

which is the best data science course?
Edx / Coursera / datacamp OR do training from local institutes.
Any experienced person can share Roadmap , it will help me/others

I have 11 years of experience in Automation Development and currently in RPA development. What is an average salary for an associate with 11 years of experience

I am 29F and earning 13LPA. I have been working for 4 years of which 3.5 years I had very low pay and close to 0 savings. I have been able to save 6L now.

My investments below:
* Elss funds - 2 (total 1.5L annually)
* Large cap mutual funds - 6 (total 40K sip per month) current portfolio of 4L
* FDs - 2 of 25K each
*Medical insurance - company provided

Can someone advice if this is a good investment plan for future? What can I do better? Do I need another Insurance? Where else to invest?

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

How t save tax for 9 lpa salary. Can anybody help me out.

Hey folks, need some help with PF details.

Let's say a person join a company X and then switches to Y after few years. Again switches to company Z after few months. Now the thing is both the previous employers provided Pf but the new company Z which is still growing doesn't have a pf contribution since it is starting out in india. What would happen to existing PF accounts if not withdrawn , will it earn interest? What would i need to do as an employee? Any timelines to follow?

Hey, i am looking to invest 25-40k where i can easily make 7-12% of return. I am looking for things like rd which have very low risk appetite. I will be using this collected amount to invest in stock market when stocks are made available at very cheap prices...

How to save tax i have 9 lpa salary. Need a detailed information. I have already taken full 80D apart from they any more suggestions for 80C?

Anyone can guide in options trading?🙂🙂
Lost around 10k😒

Can any one tell me, how to invest in quant mutual fund through it's website?

Is there a way to Pay rent via Credit Card without paying the convenience fee?

Hi Fishes !
What are your thoughts about investing in reliance power for long term !
I'm a newbie in stocks .
Any suggestion will be appreciated !

I feel like I've been living under a rock for ~5 yrs. I was happy and blowing off money with the thinking that I'll start saving once I start earning more.

Just realised that could've started early. I'm in mid 20s and thinking about investment. Tried watching YouTube videos. But I have pretty basic questions :
1. Where do I even start?
2. What %age of income should I invest?

I hope I'm not late.

Hi fishes, need urgent advice. How is the HDFC Index Sensex Plan? I have invested 75K but it's in loss as all others. Should I continue to average it out or stop investing in it? The loss is higher in this compared to other funds.

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Fishes,

Please suggest a good credit card for regular air travel , airport lounge access with less/annual charges.

Any review on IDFC first select credit card

Hi All

I am getting 45k monthly and 10% tds is being deducted at source so after tds I would get 40,500 Rs. However, I am making my work done from someone else and paying him 30k. I am left with 15k each month. What should I do to save this unnecessary tax I paid? Please help.

Best app to track expenses?