Hi folks!
Now that HDFC can issue their credit cards, I am thinking to get Regalia. What's your review of that card?

PS: I am already using AMEX MRCC and SBI Prime, so would split my bills across the three cards

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HDFC diner black product is best. Take a lot load of your travel expense if used wisely

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I will get DCB when I am eligible a few years down the line 😀

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Go for Diners Privilege. All benefits and eligibility criteria are same as Regalia but annual milestone benefits are better. Diners acceptance is great too in India now. If you have 1.75L net income, go blindly for Diners black.

Ps - You should ideally switch everything to Diners except the 1.5k×4 transactions on Amex MRCC.

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By HDFC executives, yes! Your request will most certainly be denied.

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HDFC Infinia, it’s the best CC from HDFC with unlimited benefits

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Of course you can, coz HDFC considers VISA cards above diners equivalent. Eg. Regalia vs Diners Privilege and Infinia vs DCB.

Its a bad deal coz you miss on the yearly milestone benefits(Zomato Gold/Prime Video subscription), 8L spends vs 5L for fees waiver and my personal fav, no monthly milestone benefits(Tatacliq/BMS vouchers). At the time, I considered higher acceptance and 15k RP limit coz my spends are very high(~2L pm) but with covid, bad decision...

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