Curious how this past year has been for everyone? Are account balances pulling your income down? Or has you book been growing? New clients? Are current clients implementing more because they realize they hand no idea what to do? Or is everyone still scared and sitting in cash and short term fixed income?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

Is getting into ARK funds at today’s price a no brainer or still risky? Currently in VOO/VTI and Vanguard mega cap MGC/MGK. I don’t want to fall under the belief of historical performance guaranteeing future performance, but ARK is so appealing

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

For those who have most of their money invested, when a building wants to see your bank statements for a new lease, can you show them that your money is elsewhere?

What happens to the funds you're invested in if you roll an old employer's 401k into your current employer's 401k? Is your current 401k custodian able to continue keeping those funds invested even if they don't offer the funds themselves?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

Why does the purchase agreement call for a FIRPTA when no real estate is being purchased?

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Monday Wordle :

Wordle 401 5/6

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Looking to buy a house (200-300k) in Houston to rent out even though I live in ATL. Trying to get my foot in the grow city.

If you could buy a house in nyc, would you pick west village, Williamsburg, ues, uws, or Astoria?

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

Any recommendations for best balance transfer card? Like zero APR for 15-18 months and no fee? Also nice to have points or cash bonus

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Anyone looking for a house to rent in Homewood IL ?

Curios to see how you guys log your down payment and remaining loan amount ( home , Auto etc ) in apps tracking net worth ?

Recently put 20% down cash for house which brought down the cash component of net worth but wondering how to balance this . Home equity ?

Can i get a decent 2bhk in HSR layout sector 5 or HSR layout sector 6 under 25k with maintenance?

Or should i go for 1bhk in this budget with this locality?

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

How hard is it to crack 700 on the GMAT?

Chicago 🐟here in the process of moving to LA.

Holy cow how do you guys live? Everywhere is so expensive but there are so many homes on the market.

Do you guys plan on living in LA for the long term? Any tips on navigating the neighborhoods and where I good starter location would be?


(For reference, new jobs office would be in Santa Monica)

M here who has a decent amount of random grey hairs. Rest of hair is very dark, close to black, so they stand out. Any recs on how to get rid of them?

Advanced to the “case study” round of an in-house opportunity that I’m excited about. Coming from AM Law 10, but have never heard anything specific about such a study. Haven’t received it yet. What should I expect?

Hi all! What certifications are good if you are trying to move more into Cyber Strategy or Data privacy consulting? I’ve got to move to New York for some personal family reasons, and I want to get out of federal consulting and move into the commercial side (Accenture, EY, Deloitte etc). Looking to move at the end of March/beginning of April once my lease in D.C. ends. Thank you all for your input and advice!

I applied to MBB in December while working at a boutique but did not get an offer. I lateraled to Tier 2 firm, but looking to interview again. How long should I wait until applying again? Is there a freeze time?

Hi fishes, I recently joined Accenture, I am from manual testing background and they put me into monitoring team where we need to analyse errors looking at codes, logs and resolve it and the KT that is being given to me doesnt feel enough when I raised concern to TL, TL itself is blaming it on me that I qm not able to understand what is being taught, I am not able to work in the project at all, I requested for roll off within a month, will this imact my career at accenture? someone please sugges

I was a basis admin for validation team for 6 years and then I have been working as a product owner in automating implementations and other activities in ECS. I recently did a Mtech in software engineering. can I look at a full time developer career or continue as a product owner or move to SAP implementation. Any suggestions?

Anyone have good resources (online or book) to learn about the finance function?

Any tips on studying for BCPS without residency, just several years of hospital experience?

Anyone in Austria?

Am I the only one who’s bothered and slightly worried about the EV trend. The imminent death of ICE is kinda sad. I saw a Porsche 964 EV conversion video the other day, fast car sure but no soul 😔🥲

I'm not hearing enough about Miya Marcano from the media

Having a sad night 🥲

Hey everyone,
I have a BSc degree from a semi-target university in the United Kingdom, and I currently have around 2 years of strategy consultancy experience at a Big 4 in one of Africa's most competitive economies. I'm looking to step into consulting in Dubai/ Abu Dhabi (MBB, Tier 2, boutiques, etc.).
Any referrals?
Thanks

What will be salary for 3yrs data scientist

Anyone working/ having idea of analytics profile in Razorpay. Happy to connect in dm or reply on the thread. Thanks Razorpay software private limited

I pray every night that the future of the workforce is actually hybrid and that word ‘hybrid’ isn’t just a buzzword 🥺

I’m feeling really discouraged. I’m in the merrill lynch fa program and I’m prospecting a lot and going to tons of high end networking events. I have good convos but then struggle to get meetings...

What are you guys charging? I'm thinking the initial plan at $150 per hour so ave $300-$1500 per plan. Ongoing plan 20 basis points of the AUM. What are ya'lls thoughts and what do you charge?

As I am in the transition process to another firm... will a ‘letter of warning’ be reported on my u5 ? I was told it would not... but wasn’t sure if anyone out there had a similar circumstance.

Do you talk about work with your loved ones? Do they resent you for it? I have no idea how to create a work/life separation

CFP thinking of taking a few month career break to search for a new position. Need a recharge and to reevaluate, not to mention time to search. Would this be a mistake? Thanks

Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

Has anyone heard of, or tried using, the Paladin Registry?

I’m two years into my role and I’m not having any luck landing new clients. I know wealthy people but I have getting trouble getting meetings because I’m too young. I want to partner with a senior....

Does anyone know about fidelitys platform, base, compensation and goals?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Doing a Q&A session presentation with a Pimco wholesaler for clients. Having it at a local brewery and calling it Brews and Bonds. Any ideas for questions and talking points?

What is the most expensive thing you have ever bought? How much did it cost you?

whose voting for Elizabeth Warren next election?

Anyone familiar with the payout structure at PNC Financial?

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Sometimes I feel like I am a drone that just works all the time and I have no friends.

*** CFP Prep Materials ***
Is anyone interested in purchasing CFP prep materials? I have Dalton study materials including their course books, their review study books as well as their flash cards.

What are some good marketing seminar techniques to use? What are good things to add in a marketing campaign to get new clients to attend?

Anyone ever feel lonely at work? As in, you still talk and all, but still don’t feel close to people and feel distant.