Hi guys Can anyone tell about fiserv, is trading of stocks allowed normally if you are an employee of fiserv or we need to take some approvals before buy and sell like we need to take in any banking firm. Fiserv, Inc Fiserv india pvt ltd

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

How do you boost your credit score within a couple of weeks? Very small increase needed.

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Thoughts on Transfix? Anyone invested?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Who / what do you list as your contingent beneficiary when your spouse is your primary, you don’t have children, and you don’t have anyone in your family you trust with your finances if something were to happen?

Abandoning Green Card
Has anybody experience in giving up the LPR status after leaving the US for work and residency in another country/homecountry? I come from a low tax country and wonder whether Uncle Sam will send a final tax bill or penalty fee or even make it difficult/impossible for me to abandon the GC once I will leave the US again. This is crucial for me to apply for the GC.

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

Amex Platinum Users - How does “no preset spending limit” get reported to the credit bureaus? Just got approved and 6 months ago my credit was around 580 so this is a huge achievement for me, but I’m also obsessed with maintaining my credit score now. Google has not been helpful; too many answers are no answer. Thank you!

Not sure if this is the right bowl but hoping to get some insight. I have a lot of student debt, and am considering refinancing with First Republic bank to get a (marginally) lower interest rate. However, their version of refinancing student loans has changed in the last couple years so now they offer you a personal line of credit. Is it a bad idea to refinance with a line of credit vs a regular student loan refinancing?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

So wanna run something by you all. Looking at insurance plans. There are 4 plans that allow an HSA. 3 of the 4 are identical.
500 firm contribution to HSA = ~21/ pay period. Add that to lowest HSA premium plan. It still comes out lower than the out 3 plans. So what am I missing?

Currently 31 with 6.5 YOE and single . Should have NW of 250k by end of this year. (No significant assets in India). Considering this money all reminds invested I should have a decent nest egg for retirement. Have an LIC policy that will be worth arnd 50 lakhs when I surrender it (plan down payment for an apartment). Struggling to convince parents this should be enough for me to move back. They think I should move back when I have more financial security. What more should I plan for ?

My company uses ADP for retirement. It has a contribution allocation for just 401k and roth 401k. If I wanted to contribute to a traditional IRA does it need to be through ADP and if so how is that done?

Taking a gamble here. 25 OXY $16Cs for 4/9 and 25 OXY $17Cs for 4/9. $0.20 and $0.08 respectively. Very high risk but have gains on other OXY trade that I don’t mind risking on this.

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Any defenses to put in an answer regarding violation of the IL Residential Real Property Disclosure Act.? Buyer is suing client pro se after discovering mold in the property from a tenant after taking possession. Seller didn’t know but there was a leak issue in the past. Other advice is appreciated.

I have a younger family member (almost 13) who is very interested in cybersecurity. How can this person learn and grow in a safe manner if he/she isn’t near a city with youth clubs and etc? Idea is to reinforce ethics, but this material is far too advanced for the parents.

Hi fishies - Have a call with EY HR to discuss salary and next steps for an advisory manager position (HCOL area). Any thoughts on valid ranges to propose?

Which is better for growth within industry? FP&A or controller route?

Does Steve Ballmer own up to his mistakes at Microsoft these days?

Does Booz Allen Hamilton still have exceptional work-life balance? Curious if anything has changed since I was there 5 years ago.

Hi All Just Wanting to Switch, Does Naukri Premium worth option ?

Please Reply

Does anyone know if any staffing agencies or recruiters that have leads to org development, training, and l&d roles in NYC? Applying through LinkedIn and job postings is super slow 🥺

Hello, we've recently started a community focused on FAANG Interview preps. Wondering what kind of content people might be interested to see in such communities.

I’m a first year that’s inching toward second year. Partners in my group say “sometimes getting thrown into the deep end is the best way to learn.” However, I feel so lost. I feel like saying the above is just an excuse for not wanting to take the time to actually teach new associates.

For those of you who are no longer in programs, is the mid-year or final review that determines your bonus? Appreciate any insights!

For those watching their home value - which is best? Zillow or Redfin? I’m watching mine to see what equity I have to refi and potentially get PMI removed. Zillow is current showing home value at about 20K less than Redfin. Are there any other tools I could be using? Thanks.

Suggest some courses to get better at excel

Anyone found any papers comparing the technical aspects of various cryptos? e.g. TPS, funding, scalability, etc.

When do you think associates are usually let go in small practice groups that are currently being overwhelmed with work? Is it when it starts to slows down or when they already have a candidate to replace you? Just trying to figure out how long I have after annoying a partner 😂.

Anyone else has two Amex plat and why?