Hi sharks,
Out of context question.

May i know which car leasing company will be better ALD or ORIX. Considering to retain the car after the end of the lease. ALD: 9.5% interest with 20% residual value whereas ORIX : 9.8% interest rate with flexible residual value options 1%,5%, 10%, 15%, 20%.

Has anyone just taken a break from work without anything lined up? Every offer I’ve gotten wants me to start in a month and with 2 weeks notice that leaves me only 2 weeks to recharge. For my mental health I really think I need an extended break (like 3 months). I have about 60k liquid to sustain myself and pay about $1500 a month in rent.

Quick question: Can we ask HR to revise pf contribution to minimum which is 1800/month

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

HELP!
If I sell a mutual fund (aciex) to buy an etf (splg) in my Roth IRA account, do I have to pay tax on the sale when filing next year? How does this work? TIA!

Just uncovered my Binance account from 2018 with shitcoins (doge, trx, bnb) now worth $3k. What would you do? Can I transfer them for free to a platform that is easier to navigate than Binance?

Have 50k in a checking account at a local bank getting no returns. I like having liquid assets since I support currently myself & girlfriend and any unexpected expenses my mother & younger brother have. Any advice how to calculate what I should keep on reserve vs. invest + learn about consequences of pulling investments early (more tax, fees, etc.). I feel like the inability to access funds when my family needs it has been the reason I haven’t invested outside of 401k and have this cash reserve

Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Feeling a lot of pressure to buy an apt as my partner and I are in mid 30s and see ourselves living here (Brooklyn) long term. Can’t get over the high prices, high fees and idea of sinking all of my money from the market into one asset. Every apt for sale we are seeing is less nice and highly monthly cost than our rental unit which we love and running the numbers never looks good. Convince me why I’m wrong

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

How do you and your partner (married or not married) split financials?

Has anybody invested in Yamuna gaur city or planning to do so?

Hi ,
I have got sodexo card activated today. I found there is Meal Pass card, Meal benefit pass card and Cafeteria card

Which one we get money loaded ? Will that only usable in Bofa cafeteria!

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Do we have tax calculator in tcs

Tips for refinancing a car I’ve had for 6 months. I’ve paid on time for every month but I’m paying $600/mo on a loan with 15% interest? I owe $25K. Will the original bank, Chrysler Capital, consider it or do I need to find another organization?

Anyone start later in life? About to turn 32 and my retirement savings are sad.

My queries is related to ELSS fund.

Can some one please explain me the concept of lockin perod in ELSS fund.?

I have a sip which started on 1st June, 2019.

So the lockin will b till 1st June, 2022 or the 2 yr lockin will keep on adding on each sip?

I am bit confused here.

Any help much appreciated.

If I were to invest $1000 today, would ADA be a good place to spend the money? Heard great things about it, but interested in knowing if this is the right time or if I’m late.

Is notice Period negotiable in Optum?

Is it worth it to buy a multi-family home to rent out?

I wonder what the next generation of girls' relationship with their hair will be like. I hope that all of our collective efforts will cause them to be proud of their hair. Do you think natural hair is normalized now?

How is work life balance at Deloitte India?

Starting Intermittent Fasting meets elimination diet meets 40 days meat+veggie+fruit diet in consultation with a nutritionist + a lifestyle change program.

I'm not used to IF and had coffee with coconut oil this morning. Thought I was going to pass out since I waited until 11 to eat.

Thinking about adjusting starting to eat at 9:30/10 tomorrow instead.

No questions, just this is going to be something new to get used to.

How is the dot net work in publicis sapient? Is there any . Net department and team? They have project in dot net?

@publicis sapient

Hi

Is there any vaccancy in Accenture (Bangalore Location) for Semi-Qualified CA (Articleship if done from Deloitte)?
If there is any kindly let me know.

Does your firm give you credit for hours that were written off? Sometimes I feel if you don’t lose anything for hours cut from the bill, you have incentives not to be 100% honest w/ your timesheet.

Is another recession coming?

Any recommendations for a restaurant for a work social event? Roughly 10-15 people!

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

I seem to always bomb the first round of any case interviews despite practicing and prepping… Anyone have any tips or am i just stupid? 😂

How long it takes to get laptop from pune office.
I need to go on 1st sept.

2 weeks unassigned in may. Can I use PTO for those 2 weeks even if I haven’t accrued it yet? 1st year, and what are the cons of two weeks off? Like utilization. Etc

Anyone wanna share how they got up to speed with Blockchain, how long it took, and the difficulty of it (starting fresh)?

Just curious, as it still feels like a fresh "industry"

I'm joining in Delloite this month,
Offline onboarding, do i need to go to office or do i get a chance to do wfh?