Any tips or tricks for a first time home buyer saving for mortgage trying to avoid pmi? Any advice appreciated. Cont.

Hi ,filling onboarding information. What is NPR in nominee information and what is emp pension scheme details . Where to find out

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Roth vs Traditional 401k, thoughts?

Should I take an L on Paysafe? Feel like none of these SPAC stocks are going to have upward movement anytime soon

When picking up a J2, how much should you include about J1 on a background check?

What should be the most I should be spending on rent in Texas (Dallas, Houston) as someone making about 100k TC pretax?

Thinking of buying a first property with my SO. Any suggestions on area? criteria: safe and well connected. all wisdom appreciate and welcome!

What’s it like in these SF Bay tech companies ? With the crazy benefits and high pay ? Any tax folks here can shed light on difference between that and PA?

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

We made it to 10/15. Now to do CPE and wait for the section 199a deduction to make next year's returns a nightmare.

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Today I lost out on a house because my offer of $90k over the list price was beat out by another bid. Everyone else having an equally crappy Monday?

Is anyone changing their retirement plans based on COVID-19 realities and the future of work.

Currently renting for ~ $1500/mo in a low COL city. My lease ends in Dec and am looking to purchase a property and get into rental game. I have $40K in bank, but I’m not sure what my max investment should be or will be approved for. Would it be feasible to keep renting and also try to rent out a purchased rental property given my liquid cash?

Thoughts on Transfix? Anyone invested?

I am working as a sde intern at a startup company.
They asked my account details for paying stipend.
I shared my savings account details.
Will they pay me in my savings account?
1 month and 4 days over not yet got the stipend.

Can someone help me with this? I had a low utilization since pandemic, I.e., ~sub 5%, but never missed any payments. Would credit score be impacted if only one line of credit with a low utilization?

Too few accounts currently paid as agreed
FICO®

Scores consider the number of accounts that are paid as agreed. Your score was impacted because the number of these accounts is too low, or because you've missed payments recently on some of your accounts.

Which consulting firm has the best 401k match?

Why are relationships so difficult!!!

Been Interested in working at a FAANG for the past 5 years. I am a Certified Scrum Master, Agile Coach, and Product Owner. I never see many roles in those areas at most FAANG companies ?? Can someone help me out ? Is it a different title at those companies and are referrals needed ??

Any advice (besides good GMAT) on how to get into a top MBA post consulting? Im a public sector consultant.

Current Strategy Consultant trying to find a 2nd remote job. Does anyone have any good recommendations for a 2nd job that is remote but not overbearing?

Hi everyone! In this field, when choosing a masters degree program is it more beneficial to get a degree in Human Resources to further my knowledge in HR (my undergraduate degree is in Economics) , an MBA, or Data Science Degree due to the fact that HR is becoming more data driven as well as get a PHR / SHRM-CP certification?

Can i ask ADP to revise my salary if i have counter offer with more fixed component.

Does anyone still have an active Becker account that I could borrow for 2 months to study for my REG exam? Please! Thanks!

What is the RA team at EY called? And how are your hours? Busy season?

If anyone is looking for a referral as an experienced hire to the PwC DAT (Digital Assurance & Transparency - formerly Risk Assurance) practice let me know and would be happy to refer you. We are actively looking to hire.

I’m thinking of making a switch from 4YOE in Industry to Public as a senior associate in Assurance. Do PA firm expect you to already know everything, or do they provide training to help you catch on? How challenging is it coming from industry to PA? What could be some of their expectations? And how do you exceed that?

Does anyone have any good resources for auditing ESG?

Anyone working for AstraZeneca or Pfizer within oncology?

Anyone know if I can fly DXB > LHR > USA (leaving this open ended) as a visa holder? With a National interest exception to the presidential proclamation.

There’s been some turnover over the last six months at my firm, and I have taken over more files. I’m having a hard time getting ahead of briefing schedules and have been asking for extensions on a lot of recent briefs. In my practice area it’s never really an issue or objected to. However, I feel guilty that this is still happening. Any tips for getting over this?

Has anyone moved from consulting to a project management role within industry?

Guys I'm looking for position in Model Validation/ Monitoring profiles in Gurgaon location in any MNC Banking Captive unit.

Don't know but I always receive calls from Bangalore or Mumbai but these BoA, NatWest, Amex and Citi Gurgaon branch HR never calls me. Any idea why?

Can someone explain the benefit of whole life or similar products? I understand that they are bad for 99.9% of people. How does the 0.1% benefit? Taxes? Asset protection?

I'm struggling to understand why anyone would use these at all. Significantly caps your upside. If you are uber wealthy, why wouldn't you continue investing in the market? Why pay the crazy fees for these products that are essentially just 90% treasury bonds and 10% levered ETFs and covered calls?

Any good ETFs to invest Roth into?

Has anyone here ever gifted a stock? Do you know the process? (Especially on Robinhood or Fidelity)

I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

Best HYSA with a good account opening bonus?

Such a Boring session today! 30 mins left. Any drama big movers?

Anyone ever bought two adjoining townhouses and knocked down some of the non-load bearing walls between them to combine them into one bigger home? Ones you own of course, not rent, and assuming local town and HOA rules allow for it. Thank you!

Mutual funds you have your eye on right now?

I’m 25 and have found a duplex I’m considering purchasing as a rental property. Planning on renting both units and have the cash to make the down payment without an issue. My cash flow analysis has a payback period of 3 years for my down payment and a 13 year payback period for the whole investment. I think financially it makes sense. My question is, is it realistic for a 25 year old young professional to handle dealing with all the extra curricular’s that come with owning a rental property ?

My company matches 3%. Is that low or on par?

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

What’s your target retirement number and at what age do you plan to retire?
Of course I know it depends on a wide range of factors, but I’m curious to get a sample from this group.
Mine is $5M at 55.

New to investing. Looking for any/ all tips... book recommendations, YouTube videos on how to get started

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

$530k HHI, $250k cash on hand, $1.2M investments/retirement. Plan to buy $800-900k house as our first home, but thinking of the best approach given rates today. My thinking is that we (i) put $200k+ down and get a 5/1 ARM. (ii) put everything we save moving forward toward paying down the principal (after maximizing retirement accounts). Should be able to do $100k per year. (iii) If rates go down below 4.5ish % for 15 year fixed, refinance and stop aggressive payment. Thoughts on this approach?

HYSA anyone recommends?

What are people thinking for buying a primary home right now?