How can I make money with this ?

What credit card do you use?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

In HCOL areas like NYC, how much would you say is “Too much” credit card debt? Moderate and low amount also. Single , married or any situation.

Will Amex restricting guess access for Centurion Lounge actually make any difference?

I can see short term changes but the way Amex has been aggressively marketing Platinum card, we just will have overcrowding of primary card holders 🤷🏻‍♂️

What's next, everyone has to spend min. 50k a year to get Centurion lounge access or pay per visit.

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Personal finance book recommendations?

Has anyone invested in the Vanguard asset allocation ETFs? Thoughts, comments, reactions? VEQT, VGRO, VBAL, VCNS, VCIP...Canadian here so not sure if these products are available in the US...

Thoughts on personal loans to consolidate Debt?

Was there ever a time you wanted to give up being a real estate agent?

What do you do and how much you made in 2021?

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

I think I know the answer, but want to hear others’ opinions before giving up on the dream. I’m currently at $120k base with 6 yoe. Is there any chance I can get close to that as a fed in the IC? Or am I just looking at a GS11 step 1 that’ll hurt pretty bad? Are there any perks that can help offset the lost income like childcare stipends (the agency mentions a childcare subsidy on their benefits site but I can’t find what that actually means)? Thanks!

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Holys*it, the seller accepted my offer, i’ll be owning a condo. Surreal! Did i make the right decision in this environment??? 😱

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

Is there an app where I can see all of my money? Connecting bank, wealthsimple trade, wealthsimple cash, anything else... ?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

Trimmed some psth this morning. I don’t like that stripe did a $100b raise without needing ackman. I think this merges with a long term winner but will be able to add back at lower prices before merger and still receive the 2/9 warrants

Anyone who has started up a side hustle whilst working in consulting - is it generally a good idea to let your employer know or will they make your life difficult/try to push you out if they know?

(Context - I need the extra income to have a shot at affording grad school, I work for a small boutique, job contract was ambiguous on the issue. Side hustle is selling stuff I make as a hobby on Amazon)

Thanks!

I used to be so devoted to my academics that I kind of forgot to make some close friends. How do you reignite your social life after college?

Signing off now, but if anyone has any questions feel free to reach out on twitter, or IG @3rdgeers

See you all Monday. Promise it’s going to be some next level shit! Don’t miss it.

What kind of work does Analyst - data science folks gets to work here at Accenture and what is the salary range and experience level required??

Anyone jump from consulting to sales? Mind blown by some of the salaries I've heard. Generally, I have a negative view on sales, just from the slimy salesmen I've dealt with in the past, but I can be wrong. Interested to hear if you've made the jump

Anyone else scroll through LinkedIn and constantly feel behind in their career? Everyone I know is exiting from MBB to VC/PE and I’m still making peanuts at Big 4. How do you deal with knowing you’re mediocre/less sharp?

For writing samples in clerkship applications, can you edit/revise a final work product already submitted to the court? For instance, if there's a typo or something. Can more substantive edits be made to improve the work product?

I feel like I have so much to do and I write to do lists for myself, but I just have meeting after meeting that add to it. I feel like my brain is having a hard time keeping track of all of this information and organizing it. Is this what brain fog is? Does anyone have any recommendations to help?

If you have 2 offers, but one is substantially higher than the other, what is the best way to leverage the higher offer to raise the lower one? I want to make sure I am tactful in how I do it. Based on the two roles the lower one does not need to match it but I would like to get it as close as possible. TIA!

$60k difference between Redfin and Zillow on my house. Which is closer to true value or should I split the difference for a solid base?

Bali recommendations on things to do?

ACN strategy SM2 salary? Trying to understand salary progression.

What is the designation hierarchy in Lilly for IT solutions ? Can anyone please help with that information

Anyone done level II while working tough hours? How’d you manage the time?

I'm almost done with my master's and right now we are discussing the knowledge gap that happens in 4th grade with our lower-class students. They know or have the skills for how to read (for the most part) but seem not to be able to comprehend what they are reading due to the fact that they don't have background knowledge like their upper-class peers - which is due to life experiences. Have you noticed this in your classes? I have but didn't realize why it was so hard to catch them up.

Welcome! 12 days left of school for us. The countdown begins. What are some tricks you do to your room so it’s somewhat ready to go before school starts in the fall?

This app is so therapeutic for me !

I enjoy the fact I can relate to people’s feeling’s and also see that I am not the only who has similar thoughts.

The one thing that stood out is the ability to share different perspectives and not necessarily know each other !

I love this app !

Trying to think of some places to leave Citi for. Already applied to JP and GS. Someone reached out to me today via LinkedIn after one of my posts of places I’m looking to relocate to and they recommended Capital One. Never even considered them. Anybody know anything about them? Good company to work for, good culture? Any negatives?

Anyone here know/work at Facebook? Recently applied to a program there and would love to connect and chat further

What do you guys think about a career in investor relations / capital formation for a decent size PE. I think principals get carry.

What would be considered great operating exit ops at startups coming from VC?

Looking to leave my auditing position with only 3 months of experience... I'm in a relatively small firm, and my manager's micromanaging is insane... Want to go into advisory, any advice is welcome.

Considering going into Finance Technology roles within big4. I have have >3 years background from deloitte doing Tax Technology. Can anyone speak to these finance technology role &/or give referral?
PS left deloitte about a year ago and have done finance related work for <1 year

Hello! I’m currently working in mortgage admin/operations and want to transition to a tech company and do something more like a data analyst. Any recommendations? Any companies that would be willing to train on the job for programs?

Just received an offer from citi for a credit risk associate role. There’s no mention of a set bonus range but a mention of “discretionary incentive and retention award”. Is it something standard? Never worked at a BB so don’t know the norm. Thoughts/guidance? Thanks in advance

Currently a MS finance student. Recently secured a year long internship with the Federal Reserve researching commercial banking conditions. The role is tech heavy (python, R, Sql etc ) What kind of roles can I look into in the event there’s isn’t a return offer? Thanks

Any particular segment of sales good for ex-finance? Currently 3 years in at fortune 100 bank on business development side (on commercial loan originations team but no commission/targets at the associate level, basically do credit analysis and build pitch books for the producers) This role has been great as I have gotten both analytical experience and tasted sales experience (I say taste bc I’m not the producer) but would potentially like to transition to a sales role that is less analytical

Has anyone ever left finance (or know someone that has) to do something completely different? My experience is split between FP&A and accounting and while I have progressed, I am becoming depressed b/c I feel like I’m in the wrong field. I am generally a motivated, high performing person, but I al starting to slip up and care less, b/c my work is not satisfying to me. I know I just sound like a complainer, but does anyone have any advice?

Jump ship or stick it out? I’m a 31 y/o SFA with a Fortune 100 and am learning absolutely nothing. I have 9 years FP&A experience. All we get is busywork and no real opportunity to grow or take a more challenging role since they’re dying for SFAs. Do I stick it out for an eventual Manager role so I can be more marketable to a future employer, or try to pivot out of Finance to a new type of role and company now? Interested in more operations related work.

I want to take this moment to wish everyone a happy new year. Still on holiday vacation.

Looking to relocate to Boston (fiance grew up there and wants to settle down around family). Sadly I dont have much of a network up there. Does anyone know of current searches?

🗣️ #ASpaceToVent 🗣️
Making a career change is tough! Let's use this thread for venting, asking for community support and feedback, or just being witnessed on something that needs to be shared. A space to say what you can't say elsewhere!

Currently a MS in Finance candidate. Got into the MBA program with a finance concentration at the same school - Johns Hopkins. Don’t care about target , non -target (already happy with my role, industry, firm). What’s more valuable in terms of longer term prospects between the two degrees? Any thoughts or guidance?

Edward Jones advisor with 30 million AUM and roughly 250k gross production. Been there for almost 4 years. Got an offer at Merrill Lynch to take over a 100 million dollar retirement transition plan in 5 years, or to join a 5 person Merrill Lynch team that manages a lot.

Pros to EJ: Have my own office, a year or two away from partnership, great office setting and client satisfaction.

Pros to Merrill: Bump in compensation, additional tools and services w banking, ability to take over assets.

Currently at BNY Mellon with 10 YOE, specifically in Corporate Trust working CLO/CDO’s (first job out of college). I’ve moved around within the bank a few times but I’m just not happy here nor am I where I want to be in terms of comp . I want to pivot into something else but I have no clue what skills I could transfer elsewhere as what we do is so niche. They sucked me in when they said it would be a FA role but we don’t do any modeling, forecasting, etc.. Any advice/suggest/rec’s much apprecia

Is it really unrealistic to expect a raise in this current economic climate? Review period is coming up in July, and I don’t want to shoot myself in the foot by not asking for a raise.