How have we so poorly managed expectations regarding money and real estate that folks think they can afford mortgages that are 10-12x their gross salaries? (And don’t have huge trust funds helping them, etc.) And don’t get me started about lack of knowledge about how interest rates work, tighter mortgage lending standards after the GFC, etc.

Does our obsession with Zillow, HGTV, etc. just completely warp our brains on these topics?

Got my first pay check! Trying to understand all the taxes on it….Are state taxes on my gross amount or do the federal taxes i pay get deducted first then state taxes on that amount?

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

How can I invest in real estate ? Looking for an additional passive income source

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

Whats the second source of income for a IT employee ?

What percentage of your income do you save, invest and spend?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

Hello folks,

How does everyone save tax
I'm aware about 80C, nps and home loan interest.

Anything else?

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Reporting your shares to independence reporting. Do you guys actually follow through and not trade restricted stock? If you have a separate brokerage account, what’s the risk? At what level does it matter (manager, senior manager, etc)

Trying to figure out my net worth hope you guys can provide some insight. Do you include their home value into their net worth? Do you subtract the value of the home and what you owe on the mortgage?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

What’s up with people talking about withdrawing from retirement due to CARES Act and investing elsewhere?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Thoughts on personal loans to consolidate Debt?

Making $37 hr full time with benefits. Chattanooga Tennessee

How do people feel about VGAC going for the 23 and me merger? Shares are about $10 now and I’m thinking I might buy in and see where it goes. Thoughts?

Thoughts on the new Chase Freedom Flex?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

What was the original driving force behind you becoming a STEM Teacher?
What was your major inspiration or motivation?

Drop it in the comments below! 👇

Is $160k fair for a Salesforce Implementation Manager role?

Bonus for EY S&O?

How can I make $140K and above w/ 5 YOE in operations, program management, client delivery? Worked in NGO for 3 years then consulting for 2 years.

Does ADHD have a big impact on your memory? It feels like if I don't have constant reminders set or leave notes for myself I can forget ANYTHING even if it's really important to me. I think it's making my partner feel like I don't remember the things they say or don't care to listen. What can I do?? Not on medication but if it helps with this I'd take it.

wondering if any consultants here have switched to IB? And if so, what’s the process for doing so!

Hi All,
I'm looking for a permanent work from home job, can anyone suggest a few names where I can try. I'm a senior consultant in Risk Advisory service line performing sox and IA

Would it be too obvious that I’d be using the Corp discount code for personal use when getting a rental car? (Taking into consideration COVID and that the rental would be over 4th of July week)

I am looking for SDE mentor

I am in search of a contact of an employee of Deutsche Bank Pune can someone help on that note

Any vacancy for power bi or tableau
Exp 3.10 years

Is making 10 times your initial salary in 25 years at the same company good progression? Started at 20k and making 210k.

Hi fishes,
I am working as a QA from past 6 years now and I want to switch my career to business analyst role. Can someone please help me what should I genuinely prepare for this role and if any course you would like to suggest.

anything going on today? hearing what feels like more than normal amount of sirens going by (in east village for reference)

Hi my firm recently laid me off with many because they had to close our project as they had no funds left.
Yesterday was my last day
I am a Network Service Operations Associate with 1 year of experience in customer service
Would like to get into a Project Management roles.
Any leads would be very useful.
Thanks!

Looking to enter provider-side consulting. I used to work in financial services management consulting and went back to school for premed in preparation for medical school. Now I'm looking to get back into the market.

Any tips for employment in the current market?

Can anyone speak to the size of the PwC risk assurance -IA group in Dallas?

Hi,

I Got opportunity to give exam for PWC for 1-2 YOE Java Developer for Cyber Security. I can see rounds mentioned as Hirepro Test, Technical Interview and Partner round.Can anyone suggest what topics should i prepare for?TIA

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Has anyone bought property where the EPA has remediated the site for lead contamination in the soil? If so what’s your experience?

Looking for an NJ store selling hardwood flooring that has a decent selection and not too lengthy delivery times.
Everyone seems to have a 4 week wait for hardwood. Any help is appreciated.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

How can I invest in real estate ? Looking for an additional passive income source

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Can I get a commercial loan without 25% down?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?