How many credit pulls can hurt your score? Looking at lenders and my credit report has 2 hard inquiry. I thought if they were done within 2 weeks span it would only count as 1.

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Long-time hodler (btc, eth only) feeling scared for the future of crypto as more info comes out about tether and bitfinex. Help!

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

What’s your end game with angel investing? Actually generate a return? Bragging rights? Learning?

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Would you buy a brand new car in cash?

Currently in a situation where I am getting my new built home in October but want to sell my current condo now when the market is still reasonable. Is it possible to sell but be able to stay at the condo few more months?

Guys, what platform do you use to trade US stock?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Building out private investment platform for a growing company. Where can I find example docs of allocation policies, expense policies, etc. in order to create my own? Are there any good resources?

Does anyone know how to roll options in Fidelity’s app? Recently moved from TDA to fidelity

Hi All, how much should I expect to pay for someone to do my taxes for me? (Ball park)
- fbar
- state
- Federal

Also I moved out from MA in February so not sure if I'd also still need to file in MA?

Currently I pay $1900 for a brand new & modern 1BHK in the Greater NYC area. Moving to SF later this year. Any recommendations on how much to budget for SF? Will be working in Downtown area & currently got a car. I am little bit divided on whether to sell the car or move it to SF.

Looking for a good neighbourhood and ok with 30 minute commute to work.

Left Accenture 10 years ago... can someone remind me what the ESPP offering period(s) were and when stock was purchased? Was it 1 or 2 offering periods per year? And what were the months of each?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

Any thoughts on iCapital?

Good cologne to get my boyfriend?

In honor of the upcoming score release this week, what exam are you waiting on and how many do you have left?

Is there any room to negotiate pay rates with state hospitals that have set rates based on level of experience? Also what are the pros and cons of working for state teaching hospitals?

What are some things you guys wish you knew before you started your NetSuite implementation?

I’m at a small company that’s sort of becoming medium sized, and a new exec pushing to quickly implement NetSuite and I just want to make sure we’re not getting in over our heads, he’s trying to get this done within two months

We currently use Salesforce, quick books, and excel, we’ll be consolidating a lot of accounting and finance stuff into netsuite and integrating it with Salesforce

I was contacted by a recruiter with a job in the EV market, which is something I've been wanting for a while. Im at a comfortable point in my current position where I can do my job very easily, change would mean starting from zero again. What should I do? Any advise?

Hello is anyone willing to provide an Atlassian job Referral for US/Canada jobs?

Anyone have a good OTT vendor you have used and like their capabilities all the way through-targeting, delivery, reporting?
Been using Hulu mostly but need to branch out. Have to use managed service.

What are the opportunities in DI or D USI for Semi Qualified CA in Risk advisory or Internal Audit department? Also what is the range of pay scale. Please suggest whether I should apply for the job in deloitte?

Anyone interested in fashion? Stated a clothing brand. Need sales.

How to get udemy access in iqvia? Do we need special approval? Please suggest

Hello everyone am looking for Side hustle , anything works driving ,plumbing ,construction etc anything works just hit me up and I I’ll make time to get it done for you thnx 💪

What’s the wait time on a Sub? Have been waiting for 6 months on my AD, but still nothing.

I was in a meeting, and there was a new attendee, a fellow Asian guy.

Senior member: “Hi [new attendee’s name], where are you from?”

New attendee: “from [city and state]”

Senior member: “No, where are you reeeeaaaallllyyy from?”

**awkward silence**

New attendee: “from God”

Well… 🫣

If you are an immigrant and people ask you where you are from, how do you usually respond?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

We just moved into a 50 year old house. We got the popcorn ceiling removed in the garage plus had the walls done. We didn’t use an official asbestos expert because of the price.

The horrible, dirty people that lived there before us left us a crappy mess. Hope we are not exposed, nor the neighbors.

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Are the <3.5% rates gone for good?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi, has anyone worked at Freddie mac? Particularly the multifamily investments division?

What do you all think of fundrise and start engine Real estate Reit ? Any experience? Would you invest here if you didn’t have the time to actually buy and rent properties? Any insight is welcome.
Thanks

I have the opportunity to buy a new build in ATX for 310k at 5.625% 30 year. Should I buy it? I can either:
1) rent it out
2) sell it

It's not my primary and I don't need it to live in. The news about a housing market crash is worrying me. Any advice?

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Hi - any good books recommendations for getting started on real estate investing?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Better mortgage vs. Rocket mortgage - anyone shopped with both and what swing your decision?

For those that built higher end homes, what kind of appliance budget did you have?