I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Chances at CBS with 4 YOE in analytics consulting + impact investing, 3.6 from econ/stats at top 20 UG, solid LOR and ECs, but 160Q/162V? Indian female.

Has anyone used The Warton Group for 401k appointments? Seems like a lot of money for uncertain success...

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?

Have a big upcoming international trip and trying to choose between the Marriott convoy boundless credit card or the chase sapphire preferred card to not have foreign transaction fees. Anyone have any experience with either and can help tip the scales one way or another?

Anyone applying for Chase Marriott Bonvoy Boundless card lately? I saw that they are offering 100k points again, but NO more 15 elite nights?

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

Better to aggressively pay off $15k in student loan debt and pay off by early next year or make the min $200 payment and save the rest for down payment/emergency funds?

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

I got a decent deal on a small 1 bed in a luxury building (hell’s kitc). Should I do a 12 month lease or 24m?

Got the rent negotiated to under 3k + free amenities for a year (gym, pool, etc.). I’m afraid rent will atleast go back to the original price (+5%) and then some. The building has some sort of rent control but that’s predicted to go away in less than 1 year as per the lease. The legal rent limit is way higher.

Would love some perspective on renewal experience after 1 year. TIA.

Hey beautiful people,
I’m 27Y and work in tech. Unfortunately my carpal tunnel is getting worst slowly. I’m worry that I still have like 45 years more to be retired and can’t stop working because I have a f* mortgage to pay 😭 I have a super ergonomic workstation, but I know my hand needs a long rest, and I can’t do it… Does anyone relate? What do you recommend?

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

What to do with stocks/crypto accumulated in US, sell them when moving back to home country after completing H1B ? What about taxation when you hold and sell later ?

Opinions on having my own side bookkeeping business while working in B4 Advisory? And yes, I know it’s clearly against the rules... lol but just looking to make some extra $ to pay off these loans 😫

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

Would it be a good idea to participate in my employee stock purchase program? Details below

Does anyone know a good Laptop for $1100 that would have the following specifications: Intel I5 10th Gen, processor, 512GB SSD, 16 GB RAM with Windows pro, with at least a year of warranty?

Masters only patent agent in life sciences, worked in house for 2 years as a paralegal, patent agent for one year now. What should I expect for salary in NYC boutique/big law ?

Anyone have feedback on in house attorney positions with Mercury Insurance?

What blogs, podcasts, twitter accounts, newsletters etc. should ever planner follow?

Hello All, needed some advise, I have offer from freshworks of 50 L/A and other offer from 314e startup company with 48L/A but they are giving after 2 years US visa processing they will start, should i consider on the second offer?

Filing for marriage gc, does the sponsoring spouse require a copy of birth certificate or is passport fine?

How often does your organization give raises?

Anyone have a recommendation for a research firm that specializes in teen recruitment for focus groups? Don’t need full service offering, just the recruit. Appreciate any help.

Do they send out an email for stage 2 completion? If yes, how long after joining?

Engineer 🐠

Has anyone personally learned how to build an AI based tool/ app - is it hard?

How does one source this type of talent?

Anyone in FP&A hiring?

Any ideas on the best hikes within an hour or so? Looking for something that has good views but is not too difficult. Just want to get outside when I'm visiting family in the city. I'll have a rental so not afraid of a drive.

I just finished the book I was reading. What should I read next?

Do we get mobile phone for Office purpose?

How much are you all paying in center based childcare ? Kiddos ages?

Where can we see the new hire RSUs allotted?
Workday just shows the annual RSUs not the new hire RSUs or joining bonus.

Hello friend,

Any one abscond the notice period in EY.


I Just join - 3 month.

Any one can help me for same what get happened if I do same.

Thanks for you advise

New to trading and investing in equity. Have $200k in equity and $20k in MUNI bonds. How do you plan to diversify?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

Will the market bounce back if/when the fed cut rates again? Seems like another opportunity for fortune500s to buy back their stocks

529 Plan: For folks living in no-income tax states (Texas, Florida etc) and have 529 plan. Did you go with a brokage acct( Schwab, fidelity etc) or just a state plan? If you went with a state plan, what state plan did you go with and why? Thanks

Saving $20K for an engagement ring by EOY. Should I put it in a dividend ETF to fund the band or is that too risky?

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Has anyone looked into starting a property management business? Repeat clients, scalable, and can run smoothly once you figure out the right team/systems. Any general thoughts and or recommended resources/books? Haven’t done much research...just sharing shower thoughts here

I’m 26 and have ~40k sitting in my savings account. Annual income 140k. Maxing out 401k. No debt. Planning to invest 25k but don’t know where to start. Should I get a wealth manager? What is the best way to approach this?

Would you buy a brand new car in cash?

I once heard that the average age of those that achieved a net worth of a $1M was around 49 yo. Is this intended to include assets like real estate equity or is this meant to be liquid assets / retirement accounts only?
Understanding, $1M is no longer the goal but for those of you that have achieved this already - What was the age you achieved it and are you including your home equity?

I max out my 401k and I have a decent emergency fund. I want to keep saving. From what I’ve been reading my next steps are an IRA and then a brokerage account. Questions:
1. How do I pick between a Roth vs a traditional IRA?
2. Once I hit the max of $6k - only then do I focus on brokerage account?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

Wow, anyone that cashed in on travel industry(cruises, airlines) is looking real lucky! Should probably cash out today though, right?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Best provider for good rates on used car loan?