I’m finally hitting a stride (now in my mid-30s) and have some cash to play around with/invest. Any suggestions or recommendations on good, long-term strategies (and/or things I should absolutely be doing) for people not familiar with having a tiny cushion of wealth? Also open to “you should hire a financial advisor, etc..”

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

Where in Atlanta do you live and how much is your home? I thought Atlanta was supposed to be an affordable city? In the market for a town home and it’s only getting more expensive .... single income.

Anyone successfully use the $200 Amex hotel credit? The FHR and hotel collection redemptions are all pretty insane price wise. I’ve heard there are some good deals to be had in Vegas but looking for other options.

I have a townhome I want to rent out and wanted to see if there would be any interest here for a furnished townhouse (just main things like bedframes, sofa, dining table, bar stools etc). Most property managers are saying people wouldn't go for furnished, but I think it might be helpful for someone who doesn't want to move stuff or buy stuff. Wanted to get opinions from this bowl as the property is in Denver - thoughts? It's a 3 bed, 2.5 bath in a nice neighborhood.

What is everyone doing w/ their bond allocations w/ rates where they are? Thinking of using FIA for this portion until it settles down a little. Not a big fan of FIA, but might make sense. Chu think?

SD rent prices are just about the same as SF right now. It’s blowing my mind.

Does anyone know a Shariah compliant mutual fund that won't violate Independence policies?

Can you explain why you would stake OHM? Seems like you are just buying SHOM by staking (which has actually lost value when it was supposed to be making crazy 8K% APYs). Number of coins doesn’t grow, just their value. What am I missing?

My DashPass via my CSP is expiring at end of the month. Does anyone know if I can get another year of it by adding another eligible Chase card on the same account??

How long did it take you to buy your first million dollar home? What were the steps you took to get there?

My dream neighborhood is 10 min down the road but entry point is 1.2m. Currently my house is worth around $550k

Can I get a commercial loan without 25% down?

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

Are we on recession? My portfolio is super down - low cost ETF investor here

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

Anyone have any good realtors in the Greenville SC area who know the VA loan?

@Partners - how much money do you need to invest I to the firm to get your partner share?

What other performance factors are considered for PDM besides utilization?

tt's only my first year of service and I feel inadequate. Can you give me some advice, please?

Trying to find a video example of where a person stays in the same place in the frame but a new scene is revealed by a wipe or mask. So it’s the same person but their wardrobe and set will change around them. TIA

Anyone have wrist guard recommendations for weightlifting? I have small wrists and they don’t love a lot of pressure.

I am struggling to spend the time to study for the PHR. I have everything I need, but I feel exhausted from the work week every weekend. I’m looking to take it in August.. help? What do I do?

Can a robot really do your job?

Media Company: You down with OTT?

Agency: What?

Media Company: You down with OTT?

Agency:

Client: Yeah you know me!

Media Company: Who's down with OTT?

Agency: What is OTT?!

Client/Media Compan

Anybody work in the Birmingham Alabama ad scene? I am a fan of some of the agencies down there and would love to chat.

Hello Sharks, What is maximum salary for C2 Manager role in Capgemini and Manager in Cognizant. CCTC : 33 LPA. Total experience : 10 Years

Any idea if these comp increases will make it to Canada?

First year associate thinking about making the just from medium sized reputable IP firm to In House. Started at said firm summer of 1L year as a law clerk/patent agent in May 2019, have worked through school and full time as associate since Sept 2021. Feeling very “stuck” in day to day work. Love the patent/IP space but drafting and pros w/minimal human interaction is getting very difficult. Thinking In House would be better, but not sure how much experience needed. Thoughts?

Any other loan officers in here? I'm trying to decide if I should dig in with the current market or look to pivot. I've only been a loan officer since 10/2020. So this is my first rough patch. The style of leads my company provided was different than what they have me doing now. It went from hot inquiries to cold call center calls. My wife makes good money, but I don't want her to carry our finances for long as we are a team. What jobs could I look to pivot to if I pivot? Thanks fishes!

is leaving under a year is looked down upon or not advisable? Currently in UK at M level but contemplating a move away (not sure if the market has enough opportunities though)

Looking for a TPA in Houston. Any recommendations?

Thinking about going independent and operating out of my home office. Does anyone have any thoughts to share about that? I’m wondering about clients coming to my home and FINRA issues.

Someone please share any success stories from this bowl. We need hopes lol

Hi Fishes, Looking for some help on Tax Regime! I am currently employed at TCS with an annual CTC of 16.5. And I don’t have any savings or investments to declare my taxes. Can anyone suggest what Tax Regime suits best for my profile? Also, please let me know the pros and cons of both regimes! Thanks in advance

Why does EY not sponsor internationals working under CPT for one day masters program? Can we all ask for the firm? Or at least provide a better GEOC program.. They will send us to a random country..

Waiting to hear from Novartis on a job I interviewed for 2 weeks ago. They emailed me a Conflict of Interest Form to sign last week, which got me thinking an offer was coming but I'm still waiting. Thoughts on whether this form means anything? I daydream about quitting my current toxic job :/

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

Should I be putting my $ somewhere else other than my bank account to save for a house?

24y/o, salary of 65k, contributing 7% to both Roth and Traditional 401k (about 350 each month) any recommendations on whether should keep contribution or alter it? Thanks

Are there resources available for H1b holders thinking to invest? Less than 1year into career and have 10k sitting not sure what to do with it... I’m still unsure if I’ll be in the states long term..

If I’m just beginning to invest outside of my retirement accounts, should I invest in a Vanguard ETF (VOO)?

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

CNN HL: DOW back in bull market, should it be?
The talking head says industries will crumble and its doom day!!!
Your take?

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

What stocks are you betting on for 2018?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Noob investor here. I messed up and need some advice. Invested in Alibaba (BABA) around $245 average cost because I believed in the business but now I’m significantly down…what should I do? I have half investment in my individual brokerage and half in my Roth IRA (I know, pretty stupid of me). Am I screwed long term?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

I've been allocating 100% of my Roth IRA funds to Vanguards target retirement fund 20XX. Should I keep doing this or do I need to start getting into VTI/VOO/VTSAX as everyone in this bowl is so fond of?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

25 95k net worth, at what point would it be worth it to have someone managing my money in the stock market rather than doing it myself? when I hit 200k net worth?

For reference I do my own investing now but don’t really understand a lot of it and am not particularly interested in reading up…

Hi all, I am trying to DCA bi-weekly into Vanguard ETFs, (VO, VTI etc). It seems like Fidelity does not support auto buying of non-Fidelity ETFs. So I was wondering which of these options you think is best?

1. Open a Vanguard Invest account
2. Look for Fidelity ETFs that are similar to Vanguard ETFs
3. Use smaller brokerages like SoFi l, Robinhood etc.

I really do not want to manage nor be active. My goal is to log-in like once every 6 months.

Thank you all.

I am planning to invest in REITs. What is better VNQ or XLRE? Is XLRE a mutual fund and tax wise slightly less beneficial than VNQ?

If I have a six year old and 150k in a 529, can I say I’m done?

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!