How much will be take home salary for 16lpa provided no savings in 80C except HRA.
Please do suggest investment options as well :)

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Open a PPF/elss if 80c with amount till 1.5l is exhausted ( after pf) . Then SIP in an index fund

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50% in 80c limit would be used up by PF . Assuming an HRA of 25000 per month, you'd get 1L in hand post tax

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No,HRA is fix part of salary which you will get every month. You can save tax on this amount by showing rent receipts at the end of year. Otherwise it will be taxable.

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Please also use option from the flexible pay or special pay..like food coupon or mobile allowance, conveyance etc.

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YoE and Tech stack pls

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