I bring home $1,616 twice a month after contributing 10% to 401k. First pay check I put 1K into investment, second pay check I put 1k to savings. The remain 616 is personal spending, phone bill etc. Is this an effective strategy??

I lost a lot of bitcoin sometime, had to file a claim @recoverydome. I was given some great tips and insight too. They could also give you some clues to work with when you HODL

What’s a good credit card to get with great intro offer and points valuation? Already have Chase Sapphire. Have an upcoming large expense < 4k. no points guy page link pleass

Has anyone left healthcare and is now really happy? I’m an MSN, RN with 12 years hospital experience. I’m burned out and tired of making crap pay. I have an opportunity outside of healthcare that would pay more and challenge me in new ways that I haven’t experienced before. It’s a total shift that would really heal my work-life balance, job satisfaction and budget. My only fear is that I would not be using the license and degree that I worked so hard for. I would appreciate any input!!!!

Can I use my United mileage plus explorer card to pay for my wife global entry fees ?

By investing 50k/annum in NPS I can save 15k tax per year.. Suggest me I should opt for NPS or not?

I have two mortgages, one at 3% and one at 4.25%. Is there any benefit to paying either of them slightly higher than the minimum payment requirement (ie, maybe like $200/month more)? Additional factors to consider, my HYSA currently yields 3% and I am looking to buy another property in about 2 years and would prefer to not sell the either of the two properties currently on mortgage.

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Does anyone have an idea of claiming the LTA reimbursement and could help with the process?

I am sick of being a realtor! I've been trying for 5 years and have only sold 3 houses. Where I'm from (small Southern town) nobody is buying. Most people's families already own homes and it's just a bummer to see all these nice houses deteriorating over time.

Hear me out! I left my 15 year career in the corporate world to pursue being a realtor.1) It was never boring
2) It was the most challenging
3) It was extremely rewarding to be able to help families find their dream homes

What is your favorite part about being a realtor?

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

Anyone else into Bank Bonus churning?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Does anyone have any book recommendations for information on buying a house?

Looking for some advice as I am considering relocating to US. How difficult is for HR professionals to get a work visa? I think from what I read I qualify under eb3 (no master yet) or h1b. How do for do about looking for positions that sponsor your visa? I'm in the defense sector and have previously healthcare and financial services experience. Also worked in global matrix organisations with US teams so know the culture quite well. Any help is greatly appreciated.

1000$ rsu is equivalent to how much Indian Rs ?

#1) 1000*(USD value) or
#2) 1000 * Qualys stocks ( 130 USD)

Could you please clarify rsu calculation ?

Those who joined pune or Hyderabad location as Analyst on 8th August , how is it going ? Work pressure or training what is happening there ? I have joined pune but there is no one in oune location so Wanted to know if anyone joined before me then let's connect

Any freelance media strategists out there? Help needed for a small/mid-sized BtoB agency.

For those at RJ, can a client fire their advisor and leave the assets at RJ if they want to self manage? Any fees around that?

Any thoughts on Metyis as a strategy consultancy? They were previously known as YGroup and have recently rebranded.
Would love to hear from anyone that knows them or has worked for them in the past.

Guys... is this right time to switch for hike? I have heard we have ongoing recession in IT.

Did anyone start a new position remotely? Any tips on introductions/chit chat with other coworkers and not being awkward? 🤪 I feel like I have nothing to talk about

Any Certified Pardot Consultants on here? Wondering if it’s worth the certification.

For product marketing manager what does rhe day to day look like? Any youtube videos yall can share?

For those who work in Agencies, how do you accurately identify the work capacity of your Account Management team? I’m currently comparing against account billable/number of accounts, however, there are still discrepancies. I layer on time tracking, but smaller billable accounts will sometimes be just as demanding as larger billable accounts which create profitability issues.

Groundhog Day wins it for me. Perfect cultural reference to fit the message and a lovely execution.

For those at PE back portcos, what happens when the sponsor sells the company? Does the corporate development team stay in tact?

Anybody have idea of how much YOE needed to get promoted to Senior Software Engineer at Qualys ?

To my fellow Chicago Data Scientists, I’m trying to understand the market rate for a Sr. Data Scientist position atm. I was going to ask $140k-$150K for a base based on what I’ve seen on LinkedIn. That too low? Too high? Thanks in advance!

I’m trying to decide on a hotel in the Maldives - currently choosing between the W Maldives and the Park Hyatt Maldives.

Does anyone have a perspective based on experience?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Target Date Fund or Index Fund investing for 23 y/o analyst? Which should I prioritize?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

Thoughts on SoFi bank?

So should I just not be paying my student loans now? If dems win this senate runoff loans would for sure be canceled to an extent? I want to use this period of interest free payments but also don’t want to pay if I don’t have to..

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

What stocks are you betting on for 2018?

Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

I am tempted to buy more stocks, but I also need the cash in next 6-10 months 😞

If a company matches 50% of 401k contributions to 6% of salary, does that mean they’ll put in 6% if I put in 12% or will they put in max of 3% on my 6% contribution? Curious what their wording means

Can you set automatic investments in TD Ameritrade? Looking to DCA at the start of every month into index funds without having to manually buy. Thanks!

Tax help please:
Turbo tax is telling me I’m about to get hit with a $3k+ tax bill. I got married in 2019 (my income is 130k, hers is 60k) but I didn’t have extra pay withheld on my W4 in 2020. Last year it wasn’t an issue, so what could have changed? We bought a house in 2020, so I would have expected to have a bigger credit from that, not a larger bill? Any help would be great here.

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Did anyone get a jumbo loan with less than 20% down?

New to investment and have saved 50k from my job. Is putting them in ETF strategy till I learn more about investment?

Any recommendations for cpa / tax services? Have a complicated tax situation with foreign income and business income. I live in Illinois but open to online options as well.