Got a loan rate for 3.375% for an appt. This seems a little to high. Thoughts?

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

Hi Friends,

Could some recommend some good pgs around fidelity investments (manyata tech park). I will be starting the office from Dec.

Why are properties in NYC so damn expensive? At this point should I just move elsewhere?

Is flipping houses worthwhile? I like decorating and renovating, so I'm thinking that maybe I could go into this and try my luck.

Maybe a dumb question but if someone vests in a pension are they still able to rollover a lump sum into an IRA? Or is it too late? Have a client who keeps blowing me off to get documentation...CONT

Let's say through a combination of aggressive saving, high income, and savvy investments, I manage to save several million by the time I'm 40.

If at that time I decided to pursue my passion and go to law school so that I can be an affordable attorney for worthy causes, will my age hold me back from getting into law school?

Just got my offer accepted for a house in San Jose. Shopping for interest rate now:
Should I got for
7ARM - 4.25% interest rate
30 fixed - 4.75 % interest rate

Banker is recommending 7ARM but wanted to get general opinion as well.

Thoughts?

Hello all,

Can you change real estate agents after going under contract ?

Context: We want to put earnest money on a house, I am still working on getting my real estate license. Can I put a friends name as the buyers agent and change it to my name Right before closing ? We are based in TX

Diversification is the key. My portfolio includes a bit of most of these.

1. Debt/Liquid mutual funds (direct)
2. Gold
3. REIT (fractional ownership and distribution)
4. Equity mutual funds (ELSS, direct)
5. Direct equity (India)
6. US stocks and ETFs (tech & genomics)
7. Crypto currency (interest deposits)

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Hi everyone, any tips for resignation letters, who to meet/tell first, what to do before your last day (i.e. anything adulty like 401K or healthcare)? Any insights would be greatly appreciated!

Is it okay to buy a home worth 660K for a couple earning 325K TC together? The HOA and taxes for this home bring the monthly payment up to ~4.8K which is ~32% of our monthly take home after tax…we’re first time home buyers, any advise is appreciated!

Guys, what platform do you use to trade US stock?

Any entrepreneurs here had angel investors actually invest in your company? If so, how did you find them and how did it go?

My hidden talent is finding houses I love that are way outside my price range.

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

What's the best city in UK to buy a buy to let property, with best returns?

Is buying VIX Puts and SPY puts a good strategy to profit off of coronavirus volatility on both sides this coming month?

Guys, I had very less HRA for April 2022 till August 2022. I was showing 1 lac annual rent .I joined new organisation in sept and now HRA is 43000 per month. Would that be okay to show high rent as 30000 per month to my wife as landlord. Earlier I was paying 9000 rs per month to different landlord. @ IBM

What is the difference in subscription to notified and subscription to approved mutual funds?

For the one year of work experience requirement to get CPA license in CO, when did you qualify? Do they just do 1 year from DOH or do you need to have charged 1,800 hours of client work?

If you know a law firm offering 100% remote Associate positions please comment below. Thanks!

I have no talent for awards work. What should I do?

Wish I listened to my roommate on Blue Apron. Up 115%

Anyone have any thoughts on Sup Ducks community?

Does anyone else feels like the job market today is like the 2013 Real Estate Market? It is a buyer’s market. It’s saturated with jobs, but no one wants to work. And recruits are not taking advantage of the ones who want to work.

The cycle repeats. #thirstythursdays

I currently do planning system implementation at SC level. Quite technical stuff and less PMO. What are my future career possibilities from here onwards? Can I keep progressing in the standard ladder and keep doing implementations, or is it automatically going to end up becoming more are more sales oriented and less actual implementation work? Especially interested in the SM level and above. I’d prefer staying at Big 4 and avoid the supplier side.

Hi
I’m going to receive an offer from O9 as senior consultant, how is WLB, someone in the same role has some insights? The job will be based in Europe. Actually I’m working for a software boutique in supply chain and I’m looking fo an enhance in my career.
Thank you in advance for any advice

How much can I expert from walmart?
YOE: 5.2
Current CTC: 18.2LPA All fixed
Role Offered: SDE-3

I’ve interviewed for several positions AVP and VP roles since October of ‘21 internally with Citi. Didn’t take any of them because it would have been only $8k - $11k salary bumps. For double or even triple the work. So I’m leaving to go from $70k to $235k in September at a competing firm for a VP level role. The moral of the story: hop if you need to. No reason to stick around for low pay and not being compensated fairly by the company that expects “loyalty” from you.

What are the average age brackets at Big 4 to be a Con, Senior Con, Manager, Senior Manager, Director, Partner? Keen for people’s perspectives.

Planning on making the move to London next year from a smaller EU city. Have you got any tips or advice? What should I know before going over?

Have any of you enrolled in or completed the Penn MCIT program and be willing to chat about your experience?

How do you cook chicken breast so it stays juicy? Also how do you warm up leftover chicken so it stays juicy so you can cook less frequently? When I make chicken it is so dry and tastes terrible warmed up.

What's everyone's experiences working with a board certified behavior analyst from the district?

Has anyone went from saas to benefit consulting? How was that transition? Was it worth it? I hear in benefits you get a book with recurring revenue.

Okay finance gurus, I have an idea and interested in your thoughts. Might be a bad one so be gentle 🙂. I have a 2 yr old and another on the way. Need to start planning for college. I was thinking of buying a condo or 2 in lieu of saving and selling them down the line for tuition. Condos downtown are pretty inexpensive (T3) so it’s financially feasible. But is this a good idea or too risky?

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Is it crazy to put down 50% if that down payment amount is almost 50% of your net worth?

Any one know the fees associated with transferring between Vanguard target funds, 2065 to 2055 for example

Did anyone get a jumbo loan with less than 20% down?

AMZN buy more or hold?

Auto rebalance (every 90 days) or manually rebalance as needed? I'd rather be more passive but willing to do it myself to save money. Btw if anyone ACN knows rebalance cost structure, please share.

When you’ve accumulated 14 days of PTO, would you measure that as 2 weeks salary (1 paycheck) if you exit the company? Or are salaried employees paid only for week days thus 14 days PTO is nearly 3 weeks of salary worth? What’s your take?

So a lot of hate towards Whole Life Insurance, could someone please explain why they are so bad? Thanks

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

Looking for some software or tools recommendations for
1. Plan for retirement- I am looking to do the following calculations : calculate total corpus required at retirement based on inflation lifestyle etc. , calculate total amount my investments will grow at retirement age ( 401 k , savings etc, ). These two figures should give me an idea where the additional amount i need to invest.

Any recommendations?

Been looking forward to the stock market to come back to earth for a long time. What should I buy

I work in sf and Nyc and have now saved enough where I’m wondering if it makes sense to buy rather than rent an apartment as an investment. Tricky part is I’m still quite young and this wouldn’t be my lifelong/family home. Have also considered buying in less metropolitan areas and renting them out for passive income. Curious if anyone’s gone through this process before and have thoughts ?

Are there any trusted resources for information on cryptocurrency investing?

(I've written enough long-form marketing disguised as a news to know when it's happening to me.)

25 95k net worth, at what point would it be worth it to have someone managing my money in the stock market rather than doing it myself? when I hit 200k net worth?

For reference I do my own investing now but don’t really understand a lot of it and am not particularly interested in reading up…

Can we file separately as a married couple if I have already contributed to the IRA for 2020? IRA guidelines say married filing separately cannot contribute to IRA but well too late lol

What are your plans for your tax return? Looking for some ideas that are reasonable, Thx.

How did you get up the courage to invest? I max out the annual allowable contribution amount for my 401K, but otherwise I’ve got everything in savings. I have no debt, just a bunch of excess cash I’m too scared to do anything with. I know this is irrational - I’m above the FDIC-insured amount and I’m also losing value to inflation. I’d like to get to a position where I have maybe 14 months’ expenses in cash and the rest in investments (probably low-fee index funds).