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Bhaiyo like dai do...
Hello fellow introverts! Instead of talking to people I have an Instagram account to shout my opinions about books into the void. Id love it if any of you would be willing to take a look and give me feedback on the reviews. I feel like they aren't quite at the level I'm aiming for.
Most recent post: https://www.instagram.com/p/CW6IKzXrYxc/?utm_medium=copy_link
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What’s the APR? If it’s less than 2% I’d say it’s better to invest your money
If it’s less than 4% I would say invest, especially if you have more than 40k invested already
Strictly from a mathematical sense, if your APR is lower than market return, you should invest it. That said, if the loan is weighing on you psychologically, pay down the 10k, and then pay off the remaining 3k as fast as possible (and have the self control to not let your lifestyle creep when the loan is paid off)
thanks, Gang. consider the market returns YTD is around 18% and my APR stands at 4.04% so dunno if I trust the market to run any longer or just relieve a chunk off the vehicle debt right now