I got a $20k signing bonus and immediately used it to pay off credit cards. I don’t regret it, but now I have nothing to show for it. Do you use windfalls to splurge, invest, or fix the mess first?

like
Posting as :
works at
You are currently posting as works at

Not having a ton of credit card debt is what you have to show for it. Just because it isn’t tangible doesn’t mean it’s for nothing.

like

You did the right thing. That would’ve been my first priority to.

You made the right decision. Always pay off debt. If you don't have any or have money left over after resolving it, put most in savings and investment accounts and leave a little to the side to treat yourself.

Just remember how hard it was to get the bonus and change your spending habits.

Yeah I think in this case you have to "take your medicine" so to say. It hurts to spend that kind of money paying off old debt (though I find the stress relief powerful). Try to channel that into a better budget for the future so it doesn't happen again.

Definitely pay off your credit cards and debt first before splurging!

Related Posts

What should be the salary expectations for mechanical engineering graduate with 5 years of experience in inventory, purchasing and as well as product costing?
Preferred city is Bangalore

like

This post is just a thread to evaluate the current industry standard.

To all those fishes, could you please list the below

YOE-
Current Designation-
Domain-
Tools known-
Salary-
Job timing-
Higesh education qualification-

like

Just curious to how my firms (wealth management/bank/trust) comp compares with others out there. I received a promotion earlier this year from an Investment Advisor, AVP to Senior Investment Advisor, VP and moved from $110K to $140K ($130 salary + $10K discretionary bonus) all in. By meeting expectations in 2 pay cycles, the base bumps up to $175K + bonus. Grown in this role over about 10 years with the same firm, MBA + CFA; top 10 city and living comfortably as dual income household.

like

Hi Friends,
What is the average salary rage for Principal Engineer in Verizon. Thank you

like

For those in private, how was bonus this year?

like

Can Anyone pls tell me what will be my In-hand Salary?

Post Photo
like

I got an offer at Meta as a 3-mo contingent CSM that pays 2x what I make now.

Two pros: 1) Making the jump from a non-tech agency role to FAANG can be tough, so this is a great oppo in that aspect.
2) I'm living in SF on a non-tech salary, so the pay increase would be incredible.

It’s possible I could move into a similar role @ Meta once this expires, but to be safe, I'd need to start the job hunt again asap.

Thoughts on the pivot & how valuable a short-stint at Meta is for future job hunt?

like

What is the salary senior software Engineer java 5 yoe gets in siemens in the current market ?

like

Hi all,

After the final interview, HR reached out and said they would like to extend an offer. HR gave a ball park of 135k - 145k base with about 15k in sign-on equity and 20k annual bonus.

After a couple of days, HR person came back with with 125k base and 20k annual bonus. No sign-on equity anymore. What should I do given that these numbers seem way lower than the initial range provided? HR claimed it’s because of “market conditions”.

likehelpful

What is a good salary expectation for senior writer?

like
like

What is the salary range for Sr. BA/Product Owner with secret clearance and 10+yr experience in Ottawa, ON.
Contract or full-time

like

Any idea for salary range at Summit straight out of school? Venture arm

like

Hii everyone from IBM 👋🏻

Whats the process of initiating and getting the hike/bonus?

I joined IBM on last week of May 2022, was on bench till 20th November 2022 and got allocated to project on 21 November 2022.

Whom should I talk to regarding the hike/bonus? And whats the process like??

Will be grateful if I get any inputs. Thanks all :)

like

It’s the most wonderful time of the year… bonus season!

Post Photo
likefunnysmartuplifting

If I start a full-time position as a Product Engineer, what salary should I expect within the Metro-Detroit Area?

like

Will move in September to London
How acceptable is 60k comp given rise in COL?
Any tips for housing areas/process etc

like

Received an offer for an internal promotion and the verbal offer differed from the written offer. Specifically, the bonus verbalized was 2% higher than the offer letter. HR basically just said ‘sorry, our mistake the letter is right’. What would you do?

like

In how many days we receive salary slip as I have received my first salary.

like

More Posts

Hi Guys,

Can I get some likes on my post as I need 11 likes to start having one on one chat in this forum. Thanks in Advance

like

Looking for referral for 14+ years of IT experienced in Java J2EE, Appdynamics, Splunk Solarwinds, Project management, tracking, staffing, scheduling, quality etc in a company that will provide WFH option even after pandemic.

like

I'm looking for a job... Please help...

like

Salam. 23M here - all my life I’ve had my back on our faith - never really prayed but had imaan (I guess). After bouts of depression from girl problems (🙄), issues within immediate family, being disappointed expectations I had for myself, etc. I’ve been working on bettering my situation over the years. Faith is the only area where I think I need more guidance. Having trouble relating to friends or family about this. Anyone else been thru something similar? How have you connected back to Islam?

likeuplifting

How common are leaves of absence in PA? I’ve never seen someone out of work longer than a couple weeks other than for parent leave, but people on fishbowl talk about it as something you can reasonably ask for.

like

For 5.9 years java, Microservices, AWS developer how much max i can ask from jpmc. Please reply

like

Hi! Recently discussed an associate graphic designer role with a recruiter. Is it reasonable to expect an 85k base in NYC? Am I underselling myself? They started with it being a 75-80k budgeted position. What are typical base salaries for someone with 4.5 ttl YOE? Does it matter that 3 YOE was in an adjacent industry?

Hi, how many hours of PTO can you roll over into the new year..?

like

Moving to London in September - looking for a place to live! Any recommendations on neighborhoods?

like

Anyone listen to any good finance, banking, or M&A podcasts?

like
like

Annual review coming up. Looking for suggestions for asks…

8 YOE, Current 125 base, TC ~140.

Median base for my title/geo ~170 (mean ~166, 0.75 ~226).

Certs: CIPM, M365 Security Admin/Architect, AWS SOA, AN, & Security.

Vet, Inactive TS.

Highlights of the year: flew out on 12hr notice to evac E Europe-based employees & families, plugged 3 exposures before they became breaches, built TVM/privacy program from scratch, onboarded new CNAPP.

(-) Still a student (GIB: BA/MS expected ‘24)

like

What field is everyone here working in?

like

Hey All, i am planning to start a food delivery company just like swiggy and Zomato but with different business approach. Any suggestions??

like

I am an Automation tester with 9 years exp. What all should I focus for FAANG interview prep? Will the interview be different from that for Dev folks?

Anyone here work for Maxwell Locke and Ritter? Curious to know about the comp and culture, particularly on advisory.

like

In ibegin the date of joining is showing as dec4th sunday. Actual date of joining is 5th December (Monday) anyone know why it is showing like this .

like

During a 90 minute model test are you typically expected to build out the full pro forma B/S?

like

Looking for advice on tips and tricks for landing PE MBA internship, coming from consulting. What were the game changers for you?

like

Additional Posts in Salaries in Finance

I am a registered sales assistant which means I have my series 7. I also have the 63 and my Life & Health license. I was a financial advisor but the role is commission only so I decided to take a role as an assistant for some time to learn etc. I really like my role, but I only make 32k a year and after taxes I only take home about 25k. I have a gut feeling that I’m not being paid market value but it’s tough to find comparable salaries. Do you think $15.38/hr is a fair wage in this case?

User experience mgr salary? I support six product teams and eight reports. 20+ years experience

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal