I have a Marriott cc with Amex but want to cancel that and go with the chase one. What’s the best way to do it? I have a free night to cash out. Should I use the night, cancel Amex and then apply for the chase one?

How do you handle personal investments when married? For example, say you wanted to invest in riskier areas like Bitcoin, Ethereum, defi tokens, etc. Would you talk to your wife before every investment even if it’s time sensitive? Or do you have joint investment buckets where you decide together and then personal investment buckets where you invest on your own? Not married so not sure how this typically works

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Best money-tracking app out there? I've heard good things about mint???? 🤔💸🤔💸

I have an offer and want to negotiate

1. London base salary but I have to absorb all the expenses (train + stay)
I am thinking to negotiate to

2. home base salary and have my expenses paid for

I know that's depends on the amount I have to travel (and potentially stay) but at the moment this is unknown. Past 8 months was just twice a month + 2 nights stay.

The only thing I know is it won't be every week, the return trian ticket is about £80-100, depends I could plan ahead.

Hi Fishes,
My wife got the Visa however with the visa envelope she didnt recieve the BRP letter collection for UK.
What can be done here ?How can she travel ?

Best resources/books on getting personal finance in order?

Can I ask SPG ambassador to help on my Marriott reservations?

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

Best place to find package deals to Greece for a group of 4-6? What’s the best time of year to travel there?

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

Not law quite law related but I could use some input: anyone have any luck negotiating lease pricing with a corporate landlord? I originally signed and got covid pricing and now they want to hit me with a 17% increase bc of inflation 🙃

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

So has travel to USA for Indian citizens resumed (via Canada)? Any insights from anyone?

I don’t play with options much, but I happened to buy VERU calls for 2/19 a little while ago and now it’s skyrocketing, it’s up over $1k for me- will it keep going up? Should I just take the profits now and be happy?

Any ideas of how to refinance home loans taken from India for a lower rate. Paying almost 9% for a house I got my parents.

Solo trip to Puerto Rico. Any recs? Thanks fam.

Hey fishbowlers! I just applied for an internal position as a Technical Writer. I currently have 4 years of Business Analyst experience but I’ve only been with my current company less than a year. My boss encouraged me to apply and mentioned how I’d be a great fit. Any tips on how I can ace an interview and compete with any candidates that might have better experience? TIA

Fiancé’s milestone birthday coming up. We both love experiences and enjoy the city. Welcome all the help to make it special for her!

I am planning to join Wells Fargo Bangalore.
How is it compared to Wells Fargo Hyderabad?

Moving down to DC soon, anyone have neighborhood recommendations? Price range $2,500 a month studio/1br. Ideally around other young professionals with a decent nightlife scene. Thanks!

Hello fishes,
Can you please recommend good societies for staying in Viman Nagar? 2bhk for family.

Are there any other Coasties here?

I accept follow requests left & right without following back and without shame. What does this say about me besides that I and, let’s say Beyoncé, are generally very similar?

I have 1 year exp in js,reactjs, typescript can I get a full work from anywhere job?

Hi all, currently holding 2 years of work experience as QA in Cybage with 5.8 lpa. Can anyone suggest if i should stay here or switch companies? Also if possible can someone refer me if there are openings in your company?

Niche practice area, and thinking about moving firms. Without moving cities, there are really only 2 options. I think both would make me an offer and create a position. How should I approach this?

Tips for how to start off on a good foot at a new job? Also on how to balance that with taking ownership of the work/asserting yourself, especially when the people there are used to you freelancing (which was less assertive, and similar work but a lower title)… thanks!

To all the people searching PGs, i would suggest not to go with any online bookings like nestaway, zolostays.

The ideal thing is to land in hyderabad, book a hotel for two days and then go to office nearby area and search for PGs, you will get 100+ pgs in each location. Have a look at the room size, ventilation , bed size , if required taste the food also before booking PG. In case you need flat then also you will see " To let " boards everywhere, just call the number

Do you feel like less priveleged folks at your company get more opportunities?

What companies take their in-house brand and marketing teams most seriously? And by that, I mean C-Suite respecting their leadership and placing high expectations on them.

Looking for senior Salesforce developers/architects in the US! Joined my previous mentor in starting a new Salesforce practice. Company is based in SF but we’re ok with folks working remotely. Might require some travel once it’s safe again but not anytime soon. Good opportunity to be actively involved in building something from nothing

Had been working as a BA/PM role at a financial firm for 3.5 years and decided to leave corporate to join my family’s small business with the mentality I’d take things over. It’s been a little over a year and I’ve come to the realization that it’s not for me. Im looking to transition myself back to IT/Tech, but am feeling apprehensive in getting the attention of recruiters with the industry switch. Any advice from anyone that’s been in a similar situation?

Why won’t AA let me book business class flights with points if they’re available to buy cash? (Qatar flight on AA site)

Friend asked to buy my SPG/marriott points. How would that work hypothetically? $0.027/SPG , $0.009/Marriott? (According to Points guy) & transfer to their account?

Have had several stays from a random person credit to my account (somehow my number seems to be connected to their reservations and name is very similar). Am I obliged to notify the hotel program?

Booked UA biz, PHI-ORD. Delayed and re-routed PHI-IAD-ORD in economy (but still on original ticket). Will PQMs be based on the actual/longer routing at 200% fare class bonus?

Anyone know why our miles didn’t carry over to the next year? Had 20k miles over Delta Platinum

There’s a debit card that I’ve been using for the past 4 years and it beats out some of the cash back credit cards. It’s the Cash app debit card. I haven’t heard people talk about it in the card community and it could save people a bit of money - 10% cash back. I posted about it on my Instagram HerMillennialMoney if you want to learn my tips and tricks with the care.

Have 2 $100 Southwest luv vouchers, need to fly before 7/28. Selling for $150 OBO

Has anyone gotten matched to Delta diamond from EP or 1K? In our status match program it shows platinum as the highest tier for matching. Any tricks?

Best cash back card to use in conjunction with CSR? Thinking about freedom unlimited (1.5%) but not sure if other cards are worth it. Don’t spend enough on groceries for the blue

Thoughts on the new Chase Freedom Flex?

Bathroom smells of cig smoke and they can’t transfer me to another room till tomorrow. How many points?

Found a bed bug in a Radisson Red in Campinas Brazil, how many points?

Diamond medallion on Delta. They lost my bags on the outbound (3 with my wife who is Plat) and inbound flights (1) on a trip to Europe. How many points should I expect? Any advice to deal with this?

I have 150k miles available in United, would you suggest to use it for next flight to Asia (15hr) or keep it and exchange for something else??

What are some good trips to do with Bonvoy points in the Northeast (thinking more spa/relaxing vs touring cities) e.g Berkshires, Vermont etc

Best credit cards for a non-road warrrior after CSR and Amex Plat changes? I think Amex Gold and the Chase Flex are pretty good - do not think CSR and Plat are worth it anymore

Turned away from my weekly hotel at midnight bc they can’t find my res and are sold out. Res w/ conf number actively shows in Bonvoy app, they can’t figure out issue. Platinum elite. How many points?

In the UK what rewards credit card is best for relatively frequent travelers? Amex platinum / BA premium / something else?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?