Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

What's the best airline stock to get into before the possible travel rebound next year? Do you also get in now or Q1/Q2?

Welcome to the NFT Bowl! Feel free to share cool projects you've found, investments you are making and why, or shill your own projects! It's also a great bowl to network and build your own team!

To make things smooth:
1) If you see or have a cool project, please post a link to help others find it quickly without having to slog through searches
2) No one is giving any financial advice. Use of this bowl is acceptance that you will not take anything posted in this bowl as financial advice.

What's a reasonable average amount for basic cost living in LA (housing, food, transport, phone, internet..) for more context : single, would like to live in an independent studio in a nice area.

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Does 125k in Bonvoy points get you much?

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

About to buy my first car, am I making a mistake? It's 2019 Corolla for 25K CAD (18K USD) all in. 45K kilometres (28K miles). I have 75K saved and earn 100K a year. It just feels too expensive, but it's hard to find something decent for less. Thoughts appreciated!

Best way to get a home improvement loan? Any red flags/tricks to know? Is it worth it if o have the cash (would wipe out a lot of savings). Kitchen and removing walls is about $80k

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

How many think marketcap of cryptos will reach 700 billion or more before year end?

What is the most difficult part of buying a home for the first time?

When a private equity firm invests in your company, they do expect to exit their investment within the next five to seven years.

Does anyone know about the difference between PepsiCo GBS and India holdings?

Is it wise decision to invest more than 3% in PPP. Now a days cgi share price is growing rapidly.

Any thought on individual contribution(more than 3%)

# CGI

Which one to choose?

Fidelity investments, societe generale, allstate, alten, persistent, mercedes rnd.

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Hello fishes, will be really insightful to understand cost of living in Doha for a single person. Rent + food and other expenses manageable at 8-10k QAR/ month?

How much do professional, high-earning (300k+) people put down as down payment for their first home / condo in Manhattan? 20% seems pretty high given the median prices, but looks like thats standard

Pro forma or proforma?

I have a sneaky suspicion a lot of these interesting links from ‘Art Director’ is one person...or an impressive Art Director Collective - either way, these are great - thank you.

Hi Fishes.. Does Barclays offer any Diwali gifts ? Just curious to know 😄

How did you find out what you want in life? Feeling lost mid-career..

Thinking of taking a senior role in accounting advisory. Any advice or recommendation?

Hy Team,
How easy for developers to get on-site opportunities being mobile app developer?

Attempting to leave my current job for an opportunity that allows me to work, but doesn’t limit my ability to do some consulting on my own. I have an opportunity I’ve been presented but I’m fairly new at the negotiation game. How do you guys negotiate without insulting your potential opportunity provider?

Hello Fishes.
I'm working with Hdfc for 2 months now.
I got a job offer from ANZ bank.
The notice period of hdfc is for 30 days and I have all my privilege leaves left.
Can I used them during my notice period?

What should be the avg salary of an IC4 in Oracle? YOE: 8 Position: Principle Software Engineer

What career path offer the most money?

What are the possible exit opps., from consulting & analytics roles in SaaS companies like Kinaxis, Llamasoft, BlueYonder etc.?

1. Looking for a mix of analytics & strategy opportunities
2. How difficult is switching from SaaS based company to industry (CPG/Retail/Manfg.) for strategy roles? I believe switching would be easy from consulting (big 4/chainalytics etc boutique firms) as compared from software based. Correct me if wrong.

Education - MS Industrial Engg.

Folks I have finally received my offer after 6 months of interviews etc. I’m over the moon and wanted to thank all of the helpful people in this bowl (especially the Googlers!). Any time I had a question y’all gave great detailed responses which helped my anxiety 😅. Thanks again and happy holidays!!

currently tossing up between staying at a global company (who is in the process of some positive changes) with an amazing manager who supports my career and flexible working … however comes with the inherit issues that come with a long standing global company

compared with a role at a smaller mga, higher salary (around 30%) more , more visibility career wise and some great employee benefits , management seem to be supportive and low staff turnover

which would you choose here

What is your opinion of expected base salary for a Director of Global Operations Risk Management who has managers who are leads for each region (US, Latin America, Europe and Asia)?

Ps this is for a major global insurance company!

Has anyone have insight as to salary for a Sr. SIU investigator in the northeast with 20 plus years of personal lines and strong BI background experience.

How does underwriting compare to PIP litigation in terms of flex time (ability to stop/start work throughout day, work at 2 am if needed, etc)

For example.. in PIP Litigation I can review my suits at 2 am if needed (as a result of having a rough day or other emergency) and still be in compliance

Does Underwriting carry any time sensitive tasks?

How much are you spending on photography? (I’m looking at 2 photographers, 8 hours) I live in the Bay Area

I joined an agency about 2 months ago and every single day I get more responsibilities, to the point that I don't even know what my actual job title is. I'm frustrated, to say the least.

Want to make investments but the market has been going up. Any advice on whether I should wait for a dip or just go in. Newbie here so looking for perspectives

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

Anyone investing in index annuities? Can someone explain why this is beneficial?

Anyone interested in having a meetup in NYC in April and exchange our FIRE experience?

Finished Rich Dad Poor Dad and appreciate the emphasis on creating alternative cash flows (vs. just income). Does anyone have book recommendations on creating wealth? I've focused heavily on income + 'safe' investing, but intrigued to learn more.

the more I want something, the harder it is to achieve. anyone has this feeling also?

If you don’t know what you’ll be spending in retirement, how do you know whether to put the majority of your money pre tax or post tax?

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Are investment properties good for retirement?

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Looking for a soundboard.
Expecting parent, 35yo, NW of $1.2M with investment property in my hometown in Europe near family & friends (mortgage is less than $1k). Current expenses in Bay Area is 5K a month, probably more once baby comes.
Thinking of leaving Bay Area in 2 years and semi-retire for a few years in Europe, focusing on parenting and freelancing.
Any thoughts on this plan? Anything I should be aware of?
Thanks!

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Anyone a CFP as a side hustle?

Realized my savings account interest rate is now higher than my mortgage rate. No way I pay that off early. Eat your heart out Dave.

Max out 401k before contributing to taxable brokerage? Roth IRA is already maxed out.