I have an investment idea. Would be great for banks and investors to speculate, but it involves creating a market for the product. Who should I approach first banks or investors?

Applying for Uk visa from overseas- How do I know if I am eligible for IHS loan ( immigration health surcharge) can someone explain this here? Thanks a lot

How do first rights (ROFR) work at ones death? If the company has the right to shares anytime there’s a transfer of possession, does that mean the inheritors have to make an offer to the estate for the shares and obtain the boards approval/rejection of the offer?

Is it good to get stocks as part of CTC which has 4 years vesting period?

CTC looks high due to this stocks but effectively i would not be getting it for the 4 years. Also the yearly hike includes this stock component.

CTC had fixed, variable and stock part. Variable and stock is almost 30% of total ctc.

Really confused if this is a good deal or is it a trap.

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

What is the difference in subscription to notified and subscription to approved mutual funds?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

Hey Desi Fam. I am in California but looking to move to the East Coast to be closer to my wife’s and my family as our kids are growing up. Started looking at northern suburbs of Atlanta and that area ticks all the boxes we are looking for - great schools, family based neighborhoods, and diverse population. Are there any Atlanta natives here who can help us narrow down the city and neighborhoods we could target. Would like to buy a medium sized home < $700k. Thanks

Why has real estate remained lucrative?
Mainly agents but also developers.

The barrier to entry is low, not even sure if graduating high school is needed. My old agent even said she did it bc she can make a lot money and not work that much. She drove a new Mercedes and sent her kids to private school, husband was also an agent.

So I’m curious why it didn’t get flooded and the profit margin dampened to a $/hr closer to other jobs with similarly easy entry?

For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

Got news that my house closing may have to be moved due to a delay in the sale of my home. My partner’s income was excluded in the DI ratio, but if it were included we’d be well under the % threshold and can be approved to close on time regardless of the sale of my house. However our mortgage company’s underwriting team has been painfully slow in confirming if her income qualifies. She’s been at her new job 1 month after a year off. Anyone with underwriting experience have insight?

Boy at 23 earning 45k a month.

Will the society accept me.
Will I be able to earn 150k-200 a month.

Just having a second thoughts so writing it down

What was your 30 day PNL %? Gaging where my 187.8% stands as I’ve been hit and miss on buying weekly dips.

I’m looking for a real estate agent in South Florida to help my buy a house. Must be an aggressive negotiator. Any recommendations?

How does one get into trading from positions elsewhere in the bank? What would impress you most about candidates attempting to do so?

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Who wants to be a millionaire?

Is a 900k net worth for a single person at almost 40 good or terrible? I see posts from our US counterparts on net worth and salary and feel so behind yet we have such a high COL in Toronto.

How do you deal with a senior member of the team that doesn’t value your input? I’d love to be more involved but I feel like I’m not given a chance to

How feasible is it transition out of litigation / insurance coverage to more of an in house generalist role?I have some recent transactional experience and used to be a judicial clerk.

How do find a recruiter in the legal field? Have been looking for a job for a year now and trying to transition into another practice area. Applied to more than 20 jobs and still no offers. I feel like I might need some help.
Also, I have no idea how these arrangements work. Do you pay the recruiter to look for the jobs or do you pay them when you get the job? Or does the employer pay them?

I have an offer for $130k for a senior attorney position in a boutique L&E firm. Also have a recruiter who thinks she can get me into another for $150-170k. Both are more than I’ve ever made (Denver, 17 yrs of experience but completely different practice areas). Any tips for countering the $130k offer for more using the other potential offer while not risking a complete withdrawal of the current offer? I’ve never been in a position to bargain my starting salary so this is all very new to me.

Interviewing with a recruiting firm. What is an “normal” base salary? TIA

Our firm needs a ln experienced paralegal, is there anyway to find one besides the typical job boards?

How long from submitting applications are candidates hearing back from firms in this market?

I got a offer for Business Analyst in a organization...Can anyone tell me that is business analyst role good to pursue...My ultimate dream is to work as a Data scientist someday?

Let’s be honest, what % of the entering class from consulting to m7 schools do we think used an admissions consultant? I think it’s upwards of 40%

I loved Rise. It really helped me understand the difference in necessary skills and mindset across different leadership levels. Anyone else read it?

Any helpful resources for pulling together a B2B measurement framework?

What takes so long for decisions after final rounds? Final was on Monday last week and they said they want to move ASAP and potentially start on dec 14. Have yet to hear anything and reached out to the recruiter this morning

What is project specific BGC in TCS?

AE: I need to take off this afternoon to the attend my grandmother’s funeral.
Owner: Why? She’ll be dead tomorrow too.

Hello! Excited about this bowl!
I’m enrolled in a 2 year Ayurveda Practitioner program and I love it.
Anyone else here?

Friends very interested in Yoga !
Have never done it though and am not in the best shape

How do I get started? What are some good online resources and what kind of commitment does it require?

Spoke w partners at my firm about expanding branches over the next 5-10 yrs. Part of the focus will be to buy books but also bringing new advisors. Would you make the adivsor sign a noncompete?

What’s a topic you know a surprising amount about?

Has anyone had success selling long term care insurance? How did you position the product? How did you convince the person to buy it? Which policy do you sell the most? Cheapest LTC carrier?

Received offers from PNC and UBS. Same position. Same benefits. Purely seeking opinions on the companies. Previous experience at EJ. Left to get away from outside sales nature and isolation.

What are some signs of burn out? This is my first professional job and i’m not sure what the signs are.

Really curious, what percentage of your clientele is friends/family?

Anyone know a company that will provide annuities to non-US citizens, non-US residents?
If so, would they have to be expats of their country?

What’s the biggest point of pain for you Indy’s, that tech or other services hasn’t fixed yet?

How do you feel right now 1-10? Why?

Looking to grow my practice by acquisition I am CFP,CPA,MBA located in Central PA. Please let me know if you are interested in talking about your succession plan. Thanks!!

Ameriprise vs Raymond James. Is the larger upfront from Ameriprise worth it if transitioning from a wirehouse at 500k production all fee based? Or does the culture at RJ be a larger consideration?

I’m taking the CFP exam Nov 8th. All tips/tricks welcomed !!

Thank you so much.

Heading to Vegas this weekend...winning strategies or things to do?

Has anyone partnered with SOFA, society of financial awareness a non profit. Gets advisors in the door at companies for purely education.?

Real tips for overcoming shyness? I hear improv classes help.

Question for my 401k focused advisors out there--what programs are you using that is instrumental to your 401k practice that you simply can't do without? I'm being pitched on Envestnet & im not sold.

Client wants to buy individual stocks for his portfolio. Don’t care to manage unfettered stocks from clients that we catch blame when underperforming. What is your response to this client?

What are your tips and tricks to have a great career in FA? What are the things you do that make you super productive and smarter everyday?

Do you ever feel you can’t tell your former colleagues how well you are doing? I worked at ML & now indep. Talking to friend at 8am, I’m at store picking up milk, etc. Friend asks, are you at store?