For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

What is the most difficult part of buying a home for the first time?

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

What is the difference in subscription to notified and subscription to approved mutual funds?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Can I make rental agreement as paying rent to my dad for tax savings .. I would like to mention 46k per month as rent .. Please help .

Has anyone dealt with Peachtree Residential before? They build homes primarily in Atlanta and Charlotte.

My partner and I bought our home back in 2020. We got a good deal, low rate. But we want to move into a more spacious SFH. However, as we all know this market is crazy. Everything we want costs $620k+ and bc of rates it makes our mortgage estimates $3500+. We are currently paying $2k. And it looks we need to sell the house simultaneously as look for a new one or our contingency isn’t as attractive. I know it’s based on personal circumstances. But what would you do? - not move, sell and buy?

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

I’m applying to some PE funds (currently a BA at a top consultancy). I want to know, assuming I get in, when can I buy myself a Ferrari and a yacht?

Final day at current company tomorrow and I have 100k+ AMEX points I need to use before they disappear forever. How should I redeem them to get the most bang for my buck?

How long before switching job? I have 2 years of HR Experience (1 year from each job) and I want to get more money.

Any recommendations on trading platforms that allow you to set up automatic recurring investments in ETFs? Was surprised to learn i cant do it with fidelity

I am down $25K on $150K portfolio. Should I cut losses and leave or continue :(

Anyone ever have experience negotiating a new offer to include unvested 401k match and stock grants from your current employer? I hate leaving money on the table but there are some good roles out there. I’m not fully vested in my current 401k yet and my stock grants haven’t matured yet either. This would be at a global director level.

How did the mbb 2020 revenues go ultimately? Double digit growth slowed? Just curious

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

Hi Fishes,

Does anyone know how long the connect weeks are going to last in fidelity?? Its very difficult for a bachelor to find a pg just for 5 days

Apple laptop question: starting with Apple next week and just received their laptop, but it does not come with any pre-configured corporate credential. Is this normal that we have to set everything up from the scratch on day 1?

Data analyst trying to break into data science. Anyone willing to network?

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

How do y’all deal with people at work who are stuck on stupid? Like they have no idea what they’re talking about and they REFUSE to learn. It’s like they have a god complex or something even with proof, maybe bc of their tenure at the company? Even if there’s valid data backing up that they’re wrong. Maybe it’s bc I’m a type 8 enneagram, but it frustrates the hell out of me!
So any advice would be lovely :)

Fishies—does anyone know of a way to convert a deposition transcript to remove all page:line numbers? I’d like to use text-to-speech to listen to transcripts but I can’t in the normal format.

Giving a CLE on practical tips for young lawyers, which focuses on practical tips such as looking for leadership opportunities and client development. We want to give a hand out of resources we’d recommend, like books, podcast, etc. Any recommendations for resources we should include?

Hi Fishes,
Anyone from Cognizant Pune? Need you help..
TIA

Just started about 3 weeks ago. Ordered a work phone, FedEx admitted they lost the package, I’ve tried calling Deloitte and at&t seems like nobody is coming up with a solution. Any help here?

Anyone who has 2+ years of experience in Salesforce. There are openings in Accenture.

I have a $1200 stipend for learning at my work - Any suggestions from fellow Product Designers for recommendations?

I’m thinking so far about a UX writing course since we don’t have writers and I dictate the copy for elements as the designer.

Hi all, I have the Sales Cloud Consultant exam coming up , Any tips on online study (besides trailhead) from those who already got the cert? Or any Deloitte resources?

Any updates on yemalur office, when will it open?

National or Enterprise?

Anyone stay at the Ritz-Carleton in D.C.? I’ve never stayed at a Ritz location so I’m curious to hear what to expect. Will be in D.C. for a conference so my firm is covering the trip.

Doing an India trip next year. Thoughts on spending 2/3 days in Jaipur? Too much? Any tips? TIA

"She's like 30, but doesn't look super old"

🎉🎉 New Month New Opportunity 🎉🎉

Please share job opportunities in the comments below!

Hi,
I hope everyone is doing well!
I recently accepted an offer with B.O.A. How soon is standard for one to work a position before looking for upward mobility?

I’ve been using a word document to keep track of any major accomplishments so I can advocate for myself for year end. I’d love to hear the groups tactics on what everyone does to stay on top of your game.

What have you ever ‘borrowed’ from the workplace and never given back?

I want to get to know more people in this bowl 🤩 so comment below where you reside and a fun fact or what you like to do for fun besides go to work 😅

I’ll start… I am in Ohio and i genuinely love socializing and networking. Love getting to know people over a cup coffee / glass of wine lol

Happy Monday Friends! Mental check in: How we feeling after the weekend?

What are some good TV shows or movies to get into? I need a new TV lineup

Does anyone work for an organization that doesn’t complete its background check until after you’ve been hired and joined the organization?

Hi All! What was your Salary in 2018 & What's your Salary Now? Let’s lift each other up! I will go first- 2019 - 60K - 2022–165K Role-Senior Consultant

Have you guys ever suspected someone on your team was involved with insider trading? Or do you just mind your own business 😅

Hoe much y'all making and what's your role? I'm at $170k and I'm a financial analyst, and I'm three years in

I have an interview this week. How do I work on getting top compensation for the role?. I have done market, recruiter's and company comp reviews which are all different. How do I successfully pitch my view of compensation?
I have 4 years experience, Undergraduate, postgraduate diploma,professional certs in Financial crimes and Project Management. The companies in Canada pay so much cheaper compared to other 1st world countries

Going into another week, make sure you're taking time to take care of yourself and congratulate yourself for making it in an industry that was never ever meant for us. Just the fact that you're here is an inspiration to those that will come after you!

Anyone feel as if it’s hard to stay with a company when you’re the only one of color? (&young) I’ve work for 3 companies in past 5 years and have yet to make meaningful colleague relationships. I just do not relate to the conversation and just find it hard to picture myself being a long-term employee. I’ve had better relationships when working at wal-mart when I was in college. I feel it takes away some of the joy of having to go to work.

What company would you love to work for if you’re not already working for your ideal company?

Hey y’all! What state are you from?

This bowl has been growing weekly and I love it 🤩! If you are new to this community please share where you’re from and what you are looking to gain from being a part of this bowl?

Hello everyone, I’m the new bowl leader (thanks Karinna!) who will be admitting and posting as the bowl grows. If you have any questions or concerns, please DM me. Or if you have something you’d like to post anonymously, I’m good for that too. Bear with me as I’ll be posting here frequently to get the bowl active on its own. Thanks and welcome!

Is it just me or do your white corporate colleagues act almost scared of you and unsure how to interact? I’m a medium sized woman, polite, introverted. Makes no sense