For those that are currently investing.. Did you have an emergency savings first then started investing or did you just take $$$ and start buying?

I’m currently an LLC and looking to assemble an equity deal with an advisor. I don’t know how to set it up with him where he gets his equity in the future when we restructure the entity to a c/s Corp and give out his shares. It doesn’t make sense for us to switch now and get double taxed when we haven’t lifted off the ground. This is pre launch. Any advice?

I want to buy a new home and then sell my current home after we are moved out. Current home is a VA loan, is there any way to buy the second house on a VA loan?

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Hi, I'm new to Dallas. Have been eyeing on rental investment in Dallas. Looking into Zillow, properties in Arlington seem to have good appreciation. Is it good idea to invest in Arlington? What other areas in Dallas can I consider (checked Carrollton, Plano, Coppell, Addison).
Thank you.

Hello All,
If anyone is interested in getting an Amex card as first year free, please dm me. I can help with referral so that you get the card FYF and 2000 bonus points on spending just Rs. 5000 in 90 days.

Any stock traders use TurboTax? I honestly thought my capital gains was going to be worse because of the wash sale rule. The software calculates all of that once you put in the 1099 correct?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

$DPZ 370c 3/27

For EESP - which is better share withholding or payroll withholding? Thoughts?

About to get a base salary raise from $100=>$150, what is something you couldn’t do at $100 but started doing/recommend doing at $150?

*24M, no student loans, no debt at all

Living in Van. Previously lived in Toronto. Obviously rent prices are high as is cost of living. Generally go out and spend more often living in a city. Boyfriend and I on good salary but not saving much due to the above. Before we move home to our own country, we’d love to spend a year close to Vancouver where rent is cheaper, temptation is less, to save. A commute to Vancouver 1-2 times a month needs to be possible (his job). That can be a flight if it’s not crazy. Thoughts? Recommendations?

Is it possible to buy a house and sell it for a higher price?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

How are you all voting on the fair tax amendment? I am voting no because I do not want to continue giving our government money until they fix the pension situation too. But curious to hear your thoughts.

Have never invested outside of 401k. Think I may start being able to put ~$500 in the market each month. Where / how do I start?
Happy to provide more details about my situation if its helpful.

What did you do with your RSU’s after it vested? Did you keep it or was it sold and reinvest to another stock/fund/etf?

I made a mistake starting SIP in a ULIP. Used to invest 7500 per month starting from November 2018. I have discontinued my premium payments since last year. That is when my fund was moved to an interim surrender state and now it earns 4% per annum interest.

After 5 years of lock-in that is November 2023, can i withdraw the entire amount at a time? (Of course after paying surrender charges)

Does Nagarro provide any hike at time of promotion?

The lease on our existing bmw 430i ends in August. Looking to buy model 3.
1. When should we place the order?
2. What’s the best place for financing?
3. How much should we put down initially?

What’s the deal with these start-ups not hiring people with actual insurance experience?

I just received email to submit documents for Wells Fargo. Before this , haven't had conversation with the HR.
1. Can I mail back asking for the budget they have for this role?
2. Can I keep the current CTC thet he asked as blank and just state my expected CTC in email?
3. He had asked for tenure in the current organisation. Does this affect the hike? My tenure in current organisation is 9 months.

Any suggestions on this will be helpful. Thanks.

Are all the other big for equivalents of pwc ddv paying more than pwc? i’m a MBA senior associate making 153.

What’s a recent achievement (personal or professional) that you’ve experienced?

Has anyone found an online ED support program that’s sliding scale? Working with a therapist hasn’t been enough but a full outpatient or inpatient program is too expensive.

Anyone have any suggestions for a horse professional expert? Preferably located in the northeast.

Digital/digitally-savvy PMs, can I pick your brains? I’m up for a Sr. PM position at a creative agency working mainly w/tech clients. My background is more print based, especially the last couple years. When I was working in digital, it was very straightforward (mostly static/animated banners with a little bit of social). Where can I brush up on digital trends? Which agencies’ work should I check out? Any blogs worth catching up on? Thanks!

Any idea of comp structure for CSAM at Microsoft Canada?

Working on a deal where buyer's side keeps on insisting on a POA to effectuate all actions of Seller under the agreement, including executing documents. I keep striking this and commenting that this is not standard. Has anyone dealt with this? I am okay with a limited POA based on the industry of the Seller, but not this general POA.

Anyone still using avid on commercials? In NY it seems to be 100% premiere now

What's the avg comp for deals advisory director at PwC?

A&M fishes ! Waiting for an offer from PEPI MAS today. What’s a realistic TC for a manager on average ? I know it’s very much dependent on utilization but I’m looking for average numbers that someone you have seen during your time at the firm. Lowest and highest in addition to average are appreciated as well 😊

What's a typical salary for Deloitte Senior Manager doing SAP? 300k TC realistic?

Hi all, any CDD openings with your firm?

Hey fishes. I have been offered Management Consultant role with CTC break up in terms of JB, RB, fixed and variable. So is the fixed amount my gross salary without any other deduction except TDS, or will the organisation contribution to PF be also deducted from the fixed component? Also, will claimable components like LTA, mobile bill reimbursement etc. be in addition to this fixed component or will they be included in it?

I can hardly handle this stress. Joined recently, fresh grad. Small team, with me being the only full time on the project. I don’t know What to do. Anxiety and panic are building. Any advice?

Has anyone here transitioned to a finance career from a different career? I worked in advertising for 3 years before working in finance, interested to know everyone’s career path!

What company would you love to work for if you’re not already working for your ideal company?

Happy Monday Friends! Mental check in: How we feeling after the weekend?

I have an interview this week. How do I work on getting top compensation for the role?. I have done market, recruiter's and company comp reviews which are all different. How do I successfully pitch my view of compensation?
I have 4 years experience, Undergraduate, postgraduate diploma,professional certs in Financial crimes and Project Management. The companies in Canada pay so much cheaper compared to other 1st world countries

Have you guys ever suspected someone on your team was involved with insider trading? Or do you just mind your own business 😅

How do you all manage being the breadwinner for immediate and extended family + manage the workload of being the only minority in your firm

I want to apply at Big 4 as an Senior Accountant, is it really very secure position? or is it a bad time to start a new job?

Hey y’all! What state are you from?

I want to get to know more people in this bowl 🤩 so comment below where you reside and a fun fact or what you like to do for fun besides go to work 😅

I’ll start… I am in Ohio and i genuinely love socializing and networking. Love getting to know people over a cup coffee / glass of wine lol

Should you add your credentials in your email signature? Would love to hear your thoughts. I have an MBA mentioned in mine and I’ve heard mixed feedback about it on the internet. I value my education, also, they paid for my MBA so obviously they want employees to have one.

I’ve been using a word document to keep track of any major accomplishments so I can advocate for myself for year end. I’d love to hear the groups tactics on what everyone does to stay on top of your game.

Good Morning Friends! It’s beginning of November and I want to know what’s your goal for this month?

My goal is to spend mindfully since holidays coming up. I need to stick to schedule and don’t do nothing extra 🫠

Hello everyone, I’m the new bowl leader (thanks Karinna!) who will be admitting and posting as the bowl grows. If you have any questions or concerns, please DM me. Or if you have something you’d like to post anonymously, I’m good for that too. Bear with me as I’ll be posting here frequently to get the bowl active on its own. Thanks and welcome!

My boss likes to give nicknames to the team, very annoying. He tried it today, should I let it slide or let him know I hate nicknames..

🎉🎉 New Month New Opportunity 🎉🎉

Please share job opportunities in the comments below!

Is it just me or do your white corporate colleagues act almost scared of you and unsure how to interact? I’m a medium sized woman, polite, introverted. Makes no sense

Hi,
I hope everyone is doing well!
I recently accepted an offer with B.O.A. How soon is standard for one to work a position before looking for upward mobility?

Hi, I’m fairly new to corporate America with only several years of experience in financial services. I’m a Black female having difficulty navigating a white, male dominated field. Can someone share advice on navigating the office politics while being a POC? My question is specifically about asking tough questions to senior management. Is there specific “etiquette” to follow?