I have an investment property I’ve been thinking about paying off free and clear. This would create ~$3,300 monthly income via rental income. The other option is to acquire a new single fam residence and rent it out - looking to create $1.5k income p/ month after all costs. I have $300k and need to decide where to create the most passive income now, that’s the goal. Can someone check the math and offer advice?

Once you get promoted to manager, what stocks and commodities are you prohibited from buying for independence purposes? Does this apply if you are in tax as well?

Do we have tax calculator in tcs

Is 94K GBP a good salary for 10 years experienced in the UK ? Can I live with my family with this package in London and save some money ?

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Desi 🐟 fam - What apps are you using to make payments in India using US credit card?!
I use Wise for money transfers and other payments using debit card but i want to pay with my credit card and wondering if there's an option for that

What salary would you feel comfortable buying a $100k car? Trying to gauge how bad of a decision that would be…

Has anyone had success transferring Chase Ultimate Reward points to a friend? I see that only “household” transfers are allowed but don’t know if there’s leeway with the term. Worried chase might flag the accounts or stop the transfer if the billing addresses don’t match. The transfer is only for 40K

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

About to get a home improvement loan. Any recommendations for a lender? Also looking for general advice. TIA!

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

Recently received notice from landlord rent is going up ~20%. For reference, it is privately owned condo and did not sign at a COVID discounted rate. Super frustrated. What are others seeing for rent increases?

Has anyone gone to an estate sale in the city?

8k range was the long term 200 day MA support that everyone and their mother said they would be buying at. Well it’s 8900 and buy volume is basically nonexistent..

Best practices for funding a home into RLT if there is an existing mortgage? What type of deed? Title insurance considerations? Thanks

Thoughts on living in Bushwick or Ridgewood, is it worth the cheaper rent/more space?

Can working remote hinder career development for young professionals? I am weighing my offers and I am leaning towards on-site to build relationships and seek out mentors. Thoughts?

Any guys who go to sheep’s meadow/Central Park? Looking to meet people/hang.

I guess I'll try my luck out... Isn't the ideal thing to have the passion and romance of teenagers, but with the maturity and experience of adults? Hopefully I could find someone here that has that mindset.

Hey, can anybody tell me the salary bracket for process developer (band 5B) in Genpact
CCTC - 3.42LPA

Looking for People Advisor , TFA , HR Consultant roles

Total 4 years xperience ( 2 years as PMO and 2 years into End to End recruitment

I'll switch to a startup as the only data engineer and will closely work with all the Head ofs + the CTO.

Any advice/books/... on stakeholder management at that level? Especially when things fail/discussing budgets/new hires etc.

What’s the best career for a students who wants to work before going into strategy consulting? Let’s assume that working in external advisory and consulting is off the table.

Has anybody faced interviews in Antal international??
Can anybody suggest what questions come around for technical discussions?

I recently cleared all rounds of interview for Mindtree and waiting for the offer letter. However, since Mindtree has been recently acquired by LTI, is there any layoff expected to happen in Mindtree?
Kindly pls give me an idea about how the situation is now in both companies.

Justifying the Sheraton's painful bed to yourself because the Four Seasons don't recognize your loyalty

Fishes, Basically, I’m a front-end developer. I have work with most of the front-end technologies and frameworks. I want to learn back-end to get rid of the dependency from the other person who work with the the back-end for the common tasks.

It would be highly appreciated if you could give me some advice/resources/roadmap on the same.

Top 3 neighborhoods to live in DC for a 24M? Budget of $3000 a month and open to a roommate. Looking for a good mix of fun, safety, and good restaurants. So far I've looked at Navy Yard the most but I'm completely new to the area

Has anyone been able to access their company’s VPN without issue while abroad? If yes, what do you recommend?

When mindtree will release the increment letters for annual apprisals

Hi all, need help from the community. Recently i have given interview for senior security engineer at Sprinklr and got selected. Now there is an HR round that i have to attend, so, need help regarding the feedback of the company Sprinklr and how much should i ask in terms of CTC?
My current package: 11.5 CTC + 1.1 Association Bonus

Currently holding offer from following companies:
1. PNB Housing : 18.9 CTC + 1.8 Joining Bonus
2. Rebit (RBI Company) : 20 CTC + 1.5 Joining Bonus

Looking for some referrals to Third party I-9 representatives/company that are nationwide. Thank you!

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

I am getting a 3% interest rate on a jumbo loan with 20% down on a $850,000 single family home. The ball park in July was 2.65 - 2.75
Checking if folks are noticing a spike in interest rates or if I need to look for another lender.

469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

For the folks that bought an a second property (rental) with less than 20% down, how did y’all pull it off ? 10 % down payment is all I can afford.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Would you say Austin’s real estate market will go through a correction in 2022? I am considering there in a few months (wife and 3 kids) from a normal-priced city. While we can afford a house there, I am scared of getting into an extremely risky investment seeing such fast growing prices in 2021. I’ve read both bull and bear scenarios online and I’d like to get some “Bowl’s” thoughts. Thanks!

Need a recommendation for a solid real estate attorney in Columbus, Ohio. Someone who specializes in rental properties and evictions. Any help appreciated. Thanks!

Any Property Management recs in Seattle area? :(

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

Anyone have any luck selling a condo in chicago using Redfin? The 1% fee for listing is attractive compared to the standard 6% with an agent. Are there extra fees with RedFin that I should be aware of? Looking to sell as quickly as possible so weighing the options and just starting to interview agents and look around for the best way to get my place listed.

Hey hey all. I am writing a book on value creation in commercial real estate - from site selection to tenant management basically capture where industry experts see value lost or opportunities not captured. Anyone want to contribute to some insights ?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

How can I invest in real estate ? Looking for an additional passive income source

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?