469k new construction
No washer dryer or refrigerator included
Added these at cost, downgraded to basic grey paint throughout, removed blinds and builder accepted 460. Feeling cheated :/

What would have been a better offer?

Is it too late in our lives to jump into a mortgage?

So my fiancée and I are relatively late in terms of finally landing well paying jobs and being able to save money instead of living paycheck to paycheck. We’re both 36 and currently rent a 2 bedroom in NY and have a combined savings of $35,000 which she wants to use as a down payment on a condo. I kinda just wanna continue saving while renting. I also literally just started contributing to my 401K so I’m also late in the game for that too.

Is buying a second hand car a good idea?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Who is disgusted by corporate America yet works for a consulting firm? I feel surrounded by Trump supporters at work... folks looking out for their own tax situation above all else. Howdowe win over otherwise intelligent people to vote against Trump?

Anyone think the federal reserve will end up buying bitcoin to create some stability with the dollar?

Can anyone tell me what is one of the most popular ways to make money through stocks and the housing bubble right now? Any popular stocks to buy or land?? I'm seeing an upcoming recession WELP

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Is it still worth buying Tesla stock? Especially after rising so much since year start?

What are the best ways of tax exemption

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

What price per sq foot to investors start buying in the north ATX home? My home is on the market and not moving. Trying to understand at what price point does it become attractive to investors

I'm being interviewed for Senior Analyst in hsbc. Can anyone help me with the tax saving options available with HSBC? Like self education, communication, meal vouchers etc.

How long does it take to make at least $300k per year if you are in-house?

I just left my pre-seed startup that was running out of cash (we made $100,000 in revenue this year, and sunk $1m in costs). I was making $40,000 as a developer (plus 20k stock options at $1/share per year) and they refused to pay me any more money. I have 17,000 vested stock options, total number of shares at the time of my contract was 4million. I’m a bit confused about share dilution and if it’s worth it for me to buy some of my stock options… thanks in adv!

Any of you with kids chose NOT to open a 529 plan and why?

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

I have no credit history and am just out of undergrad making ~$100k. Any chance of me being approved for Citi Double Cash or Chase Freedom Unlimited? Do I need to get a “starter” card to build some credit first?

I need help from an accountant or a financial analyst. I need to compare fed vs private company retirement and help me create a retirement plan. I will pay for the services. Thank you

Any advise for wrist pinch pain? (Not looking for the surgery route). I also have an ergonomic keyboard.

Anyone from the states did a deployment here through work? Any advise on how to go about it?

Anyone who joined from industry and went back to it? Is so, were you able to jump levels when you returned back and what factors helped you ?
Thanks !

Need Advice on two job offers. One is in accounting advisory role at Crowe. The other is fund accounting analyst at Goldman Sachs. Comp is similar. Which one would have better exit opportunities? What one would you guys choose? Thank you guys.

Hi all, which companies in the Federal space can I target that work in the healthcare implementation space? Most openings I see are on the strategy/advisory side.
I have a lot of experience in the Medicaid world and have led and managed implementation projects there. Thanks.

I'm probably leaving the practice of law in Q12023

I am the junior attorney at a small PI firm (5 lawyers). I love my job and my firm, the partners, and my colleagues.

I have another opportunity that is important to me, so I'm planning to step away.

I have maybe 10-15 lit cases that I'm "responsible" for. Some of them are tar babies that I know the partners and my colleagues would hate taking over, but I don't think I'm willing to wait for resolution on them either. Thoughts?

Hi All - Ballpark in GBP what would a reasonable relocation package to London be from outside EU e.g. USA or Australia? This would be for a single person for context.

For anyone who receives a quarterly bonus or raise in some form, does your employer start to schedule you for less hours when your raise kicks in, or pull you from a future schedule entirely once you receive a bonus; only to put you back on once the hours you would have worked and earned the amount given are passed? Ie; a part time employee getting $200.00 in a quarterly bonus and then not being scheduled a whole week during a bi-weekly pay period where they would have earned more on the clock…?

What are your long-term career goals with recruiting? Do you think you'll stay in tech? Or exit to something else?

MIL had symptoms beginning 12/13 and tested positive for Covid. She wants us to come over on the 25th regardless of if she still tests positive or not because it’s out of the 10 day window and she could “test positive for a while.” It’s only her and my FIL in the house and he is showing no symptoms. Thoughts?

Hi all,

i got a call today after accepting the offer that there is an automation drive happening in infosys and they want me to enrol to that. should I attend it? it's over the weekend. anyone got such a call. please let me know

Anyone have any suggestions for front end guis for users to run python code? I’ve created a few tools for webscraping data, automation, and modeling but non technical users freak out when they try to run the code themselves. Any suggestions? (Have tried Juypter Notebooks and a few other IDEs)

I’m looking for a new job ACD / CD level in Tokyo but I’m open to roles in other markets as well. I have a Japanese work visa.
Thank you!

Is here anyone from GE client project at Citiustech?
Which client laptop do they provide?

How much hike can I expect if I joined citiustech in Oct last year and got 3.75 rating?
Yoe - 4

Any Property Management recs in Seattle area? :(

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Whats the best website to compare neighbourhoods within your state? Combed thru Niche but looking for additional reviews of people who lived there

Living in Atlanta. Currently: 28k student loan, 12k left on car payments, 0 credit card debt. 27k in savings + 3k in checking, 10k in stocks. 766 credit score and opportunity to get VA mortgage as a vet (aka no penalty for no down payment) Is it a smart move to purchase a 2|2 (325k) in an upcoming neighborhood, plan on maybe getting a roommate although I could afford the mortgage alone, but to help put more money into loans? Or should I not buy a house right? Thoughts?

I closed on a new build a few weeks ago and now the same home is available for much less with the builder offering all appliances, additional credits, and buy down of the rate. Is there anything I can do to get now? It seems unfair that I paid more and didn't get the incentives.

How much should I invest in buying a HOME as my primary residence.

Current TC: 200k
Net worth: 300k, readily available 170k in stocks, hysa and cash
Current rent: 2000 per month
Age: 30

Wonder if anyone has any excel model or a rule to determine how much I can afford or should go for?

I’m graduating in a year. Will be working as a consultant in Chicago. Want to begin real estate investing. Thinking of house hacking. what’s the best way to start REI after graduating?

Anyone have a stud Charles Schwab mortgage broker they recommend? Need an all-star for a $1m+ mortgage

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Feedback needed. Given the current influx of interest rates and looming economic decline. Is it wise to purchase two new rental properties one a fixer upper in a thriving town, and the other needs minor fixes in a growing community. Both prop may have tenants that have had rental payments delinquencies in the past…. Part of the agreement is to remove all tenants.

When selling a home have been able to negotiate lower commission with your broker if the buyer is not represented by a realtor (eg, 3% in this situation versus still paying the full 6%)?

How can I invest in real estate ? Looking for an additional passive income source

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Has anyone here used New Western to buy real estate deals?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

If u have a house under my name if i move it to an llc what happens? Do i refinance to prevent a due on sale clause?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.